Barclaycard Platinum With Cashback
1% cashback on supermarket and petrol (up to £15 per month), 0.5% cashback on all other spending. 0% on balance transfers for 12 months (2.5% handling fee applies). 14.9% APR Typical variable.
 | You can compare the Barclaycard Platinum With Cashback against other Barclaycard Credit Cards. | ||
| Company: | Barclaycard www.barclaycard.co.uk  | ||
| Product: | Platinum With Cashback | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Barclaycard. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 21 years. | ||
| Min Income (£pa): | Minimum income required is £10000 p.a. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The monthly introductory rate for balance transfers up to £5000 is 0% for 12 months. Balance transfers over £5K charged at 0.561% per month, 6.9% per annum for the life of the balance | ||
| Intro BalanceTfr Fee (%): | 2.50% handling fee applies for balance transfers made within 60 days of account opening on amounts up to £5,000. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Intro Enhanced Cash-Back: | 4% Cashback on purchases (maximum £30 cashback per month) until 30/09/2008, followed by 0.50% cashback (maximum £30 cashback per month) until 01/01/2010. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 16.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 16.9%. | ||
| Balance Transfer Fee (%): | 2.50% handling fee applies for balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | 4% Cashback on purchases (maximum £30 cashback per month) until 30/09/2008, followed by 0.50% cashback (maximum £30 cashback per month) until 01/01/2010. | ||
| Standard Cash-Back Reward: | The cash-back reward that will potentially apply to the majority of annual expenditure is 4.00%. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | B/Card travel service offers 5% discount on tour operator price and 2% booking fee waived for holidays paid for with B/Card. Emergency Card Replacement and Cash Advance - fast help if cardholders lose their Barclaycard whilst travelling away from home. An emergency cash advance of up to £1000 per week can be arranged, or a temporary replacement card can be issued within 3 working days anywhere in the world ACCESS to Barclays services; Sharedealing, Savings accounts, loan accounts and insurance services. Faster access to lost and stolen card emergency line, bill paying facility, Worldwide Assistance. Free travel insurance for up to 6 people for holidays purchased on a Barclaycard with the Barclaycard Travel Service. Other services offered, include, Identity Protection Service, Fraud Protection, Purchase Delivery Promise and Home Emergency Helpline. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | No annual fee is charged. | ||
| International Charges %: | All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%. | ||
| Interest Charged from: | Interest will be charged on a daily basis from the date of the transaction. If you are charged interest on your account in any statement, this will be a minimum of 50 pence. | ||
| Interest Free Period: | Up to eight weeks (56 days) interest free credit. | ||
| Min Payment £: | The minimum monthly payment is 2.25% of the total sums due on the monthly statement or £5 whichever is more; or if the statement balance is less than £5, the entire sum shown as due on the statement balance. | ||
| Compare | |||
| Products: | www.barclaycard.co.uk Credit Cards | ||
