Full product details for the Barclaycard Platinum Simplicity credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 287 ratings
287 customers rated their Barclaycard credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 7.9% p.a.(variable) so if you spend £1,200 your representative APR will be 7.9% (variable).
Intro Balance Transfer Rate
7.9%
There is no introductory rate, the rate shown is a standard rate.
Intro Balance Transfer Duration
Unlimited
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
0%
There is no introductory balance transfer fee.
Intro Purchase Rate
7.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
A minimum income is not required.
Annual Fee
£0
No annual fee is charged.
Representative APR
7.9%
Representative APR is 7.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
A minimum income is not required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Barclaycard Platinum Simplicity With These Credit Cards
Customers get 1.25% std cashback rate from the credit card.
Get limitless max cashback spend from American Express.
A cash credit rate of 28 percent is available from American Express.
You get monthly purchase intro rate of 1.1%.
New customers take advantage of 5 percent maximum cashback rate from the Platinum Cashback Credit Card.
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a