Barclaycard Initial Credit Card
Full product details for the Barclaycard Initial Credit Card. Best suited to those looking for their first credit card. Not recommended if you have missed multiple payments or if you have defaulted or have CCJS in the past. Compare with other credit cards.
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Barclaycard Initial Credit Card Features & Benefits
| Representative Example | The annual purchase rate is 29.9% p.a.(variable) so if you spend £1,200 your representative APR will be 29.9% (variable). | |
| Intro Purchase Rate | 29.9% | No introductory rate for purchases available. |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £0 | A minimum income is not required. |
| Annual Fee | £0 | No annual fee is charged. |
| Representative APR | 29.9% | Representative APR is 29.9%. |
| Cashback & Rewards Credit Card | no | |
| International Charges | 2.75% | Transactions made in foreign currencies within Europe are charged a 2.75% fee. |
| Air Miles | no | There is no travel reward programme available. |
| Availability | restricted | |
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Compare Barclaycard Initial Credit Card With These Credit Cards
American Express Platinum Cashback Credit Card
- American Express credit card has an initial purchase duration of 6 months.
- A standard cashback rate of 1.25% is offered by American Express.
- 1.25% minimum cashback rate is offered to applicants.
- American Express gives cash loan rate of 28%.
- Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Bank of Ireland MasterCard Credit Card
- Minimum intro balance transfer fee of £0 is available with the credit card.
- Applicants get limitless maximum intro balance transfer fee from Bank of Ireland.
- The credit card has a 17.9 percent average balance transfer rate.
- Bank of Ireland offers balance transfer fee of 2.98 percent.
- Monthly balance transfer intro rate of 0 percent is available with the credit card.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The Co-operative Bank Clear Visa Card
- You will enjoy cash credit charge of 0 percent.
- The credit card gives a 12.9% cash loan rate.
- This credit card offers a £0 minimum bal transfer fee.
- The credit card offers a 0 percent balance transfer fee.
- Annual fee of £0 is offered with Clear Visa Card.
- Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
John Lewis Partnership MasterCard
- Introductory purchase duration of 6 months is offered with Partnership MasterCard.
- Get 2.5 percent introductory balance transfer fee from John Lewis.
- Get £1,000 maximum purchase protection cover from John Lewis.
- Customers get 0% monthly balance transfer intro rate from the Partnership MasterCard.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Northern Bank Gold Credit Card
- This credit card offers a 0 percent initial balance transfer fee.
- The Gold Credit Card has a max balance transfer fee of £0.
- Benefit from £0 over cut off point charge.
- You get max lost luggage cover of £6,000.
- Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a
The Co-operative Bank Friends of the Earth Flat Rate Visa
- Cash credit charge of £0.
- The Co-operative Bank credit card has a 12.9% average balance transfer rate.
- Cash loan rate of 12.9 percent.
- Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
