Barclaycard Initial Credit Card
Compare the Barclaycard Initial Credit Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 | You can compare the Barclaycard Initial Credit Card against other Barclaycard Credit Cards. | ||
| Company: | Barclaycard www.barclaycard.co.uk | ||
| Product: | Initial Credit Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by Barclaycard. | ||
| Type: | This item is only available as a Visa card | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | Regular income of more than £3,000 pa required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | Introductory balance transfers not available. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 27.9% p.a. | ||
| Balance Transfer AER: | Balance transfers not available. | ||
| Balance Transfer Fee (%): | Balance transfers charged 2.50% per transfer. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Additional card benefits: Identity Protection Service - giving confidential advice on identify theft, with tips on prevention and detection together with professional support for victims to help them resolve the problem and repair their credit status Fraud Protection - protecting cardholders from any fraudulent spending on their Barclaycard. If we see any unusual spending on an account, we'll call the cardholder to check that everything's ok Purchase Delivery Promise - protecting customers when others let them down. Goods purchased with a Barclaycard are covered against loss or damage from despatch to the door Emergency Card Replacement and Cash Advance - fast help if cardholders lose their Barclaycard whilst travelling away from home. We can arrange an emergency cash advance of up to £1,000 a week (and we'll refund the 2% cash advance fee) or we can issue a temporary replacement card within 3 working days - anywhere in the world Travel Service - giving customers valuable help before they travel. Whatever the holiday, our travel service gives customers an extra 7% discount on the current tour operator price - including any late deals. Thomas Cook will also waive the 2.25% credit card booking fee if payment is made with a Barclaycard Home Emergency Helpline - helping customers when the unexpected happens and they need to arrange emergency home repairs. Whatever the problem (burst pipes, central heating failure etc) an approved contractor will be with the customer within 2 hours of their call. Fixed repair costs mean that customers agree the price in advance and are protected against any unexpected extra charges. Free travel insurance is available on holidays booked through the Barclaycard Travel Service and paid for on Barclaycard. The travel insurance covers parties of up to 6 people, including winter sports cover. The limits are as follows: Trip cancellation - up to £5,000 Abandoning trip - up to £5,000 Missed departure - up to £750 Personal Accident - up to £30,000 Emergency medical expenses - up to £10 million Delayed departure - up to £250 Legal expenses - up to £25,000 Everyday Cover - 4 types of insurance for 1 low monthly premium. Take Everyday Cover and you'll get: Mobile Phone Cover for theft, loss, accidental damage, water and liquid damage, electrical and mechanical breakdown AND unauthorised calls of up to £2,000 per claim. 12 months Extended Warranty Cover for new electrical appliances You can register 3 new appliances in any 12 month period. The policy covers over 50 types of household appliances too. Purchase Cover to protect your new purchases between £50 and £2,000 against theft or accidental damage for 60 days after the date of purchase. Just pay for goods on your Barclaycard to activate the cover. Missed Event Cover for entertainment, sporting or music event tickets purchased on your Barclaycard. Everyday Cover is available to Barclaycard customers for just £5.99 a month. | ||
| Shopping Reward Prog: | A range of discounts, special offers and 2 for 1 deals are available from retailers including the following: CD Wow Debenhams Thomas Cook Avis Marriott Emirates Centre Parcs Buyagift.com Dell Blockbuster Ticketmaster Laithwaites Domino's Pizza | ||
| Fees & Charges | |||
| Annual Fee (£): | No annual fee is charged. | ||
| International Charges %: | All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%. | ||
| Interest Charged from: | Interest will be charged on a daily basis from the date of the transaction. If you are charged interest on your account in any statement, this will be a minimum of 50 pence. | ||
| Interest Free Period: | Up to eight weeks (56 days) interest free credit. | ||
| Min Payment £: | The minimum monthly payment is 2.50% of the total sums due on the monthly statement or £5 whichever is more; or if the statement balance is less than £5, the entire sum shown as due on the statement balance. | ||
| Compare | |||
| Products: | www.barclaycard.co.uk Credit Cards | ||
