Barclaycard Flexi-Rate 5% Repay

Full product details for the Barclaycard Flexi-Rate 5% Repay credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
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287 customers rated their Barclaycard credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
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Barclaycard Flexi-Rate 5% Repay Features & Benefits

Representative ExampleThe annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate0%Balance transfers receive interest at a rate of 0.0% per year during introductory period.
Intro Balance Transfer Duration9 monthsIntroductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window60 daysBalance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3%Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate12.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0A minimum income is not required.
Annual Fee£0No annual fee is charged.
Representative APR12.9%Representative APR is 12.9%.
Cashback & Rewards Credit Cardno 
International Charges2.75%Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air MilesnoThere is no travel reward programme available.
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Compare Barclaycard Flexi-Rate 5% Repay With These Credit Cards

Bank of Ireland MasterCard Credit Card

  • Benefit from free statement copies with the credit card.
  • Mthly balance transfer intro rate of 0% is offered to applicants.
  • Initial purchase duration of 3 months.
  • Get 3 months initial purchase duration from Bank of Ireland.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

British Airways BA American Express Premium Plus Credit Card

  • Get a maximumtravel delay insurance of £200.
  • 27.9 percent cash loan rate is available.
  • New customers get £2,500 max purchase protection cover from the credit card.
  • Mthly purchase intro rate of 1.527 percent.
  • The BA American Express Premium Plus Credit Card has a maximum lost luggage cover of £1,000.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a

The Co-operative Bank Platinum Fixed Rate Credit Card

  • Customers benefit from £0 annual fee from the Platinum Fixed Rate Credit Card.
  • Max purchase protection cover of £3,500 is offered.
  • Get minimum balance transfer fee of £0.
  • The Co-operative Bank offers max balance transfer fee of £0.
  • Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

The Co-operative Bank Save The Children Standard

  • 0 percent mthly purchase intro rate is available with this credit card.
  • £0 max balance transfer fee is offered to applicants.
  • 18.9% std balance transfer rate is available.
  • You take advantage of intro balance transfer rate of 0 percent.
  • A 0% mthly balance transfer intro rate is available.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

First Direct Gold Visa

  • Applicants get 17 percent standard balance transfer rate.
  • Get 2.9% balance transfer fee.
  • You can benefit from 20 months introductory balance transfer duration.
  • Benefit from a yearly fee of £0 from this Gold Visa.
  • Representative Example: The annual purchase rate is 17% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Virgin Atlantic White Card Account (Visa)

  • You benefit from limitless cash loan limit from Virgin.
  • £50,000 max credit limit is offered to you.
  • Enjoy a cash advance rate of 20.9%.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

MBNA RSPCA Visa Card (Direct)

  • New customers can get 18.9 percent average balance transfer rate.
  • 3 months initial purchase duration is available with the credit card.
  • You enjoy introductory balance transfer duration of 12 months.
  • Have the benefit of free statement copies with the MBNA credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Northern Bank Platinum Credit Card

  • Applicants benefit from max balance transfer fee of £0.
  • Customers get £0 minimum balance transfer fee from the Platinum Credit Card.
  • New customers take advantage of 5 months intro balance transfer window from the credit card.
  • You get £0 minimum initial balance transfer fee.
  • New customers will get £0 max intro balance transfer fee.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a