Full product details for the Barclaycard Flexi-Rate 5% Repay credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 287 ratings
287 customers rated their Barclaycard credit card as 3.8 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Intro Balance Transfer Rate
0%
Balance transfers receive interest at a rate of 0.0% per year during introductory period.
Intro Balance Transfer Duration
9 months
Introductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
12.9%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
A minimum income is not required.
Annual Fee
£0
No annual fee is charged.
Representative APR
12.9%
Representative APR is 12.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
A minimum income is not required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Barclaycard Flexi-Rate 5% Repay With These Credit Cards
New customers get £2,500 max purchase protection cover from the credit card.
Mthly purchase intro rate of 1.527 percent.
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Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a
Applicants benefit from max balance transfer fee of £0.
Customers get £0 minimum balance transfer fee from the Platinum Credit Card.
New customers take advantage of 5 months intro balance transfer window from the credit card.
You get £0 minimum initial balance transfer fee.
New customers will get £0 max intro balance transfer fee.
Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 58.3% (variable)+£216 fee p.a