Full product details for the Barclaycard Classic Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The monthly introductory rate for balance transfers up to £5000 is 0.0% for 12 months. Balance transfers over £5K charged at 0.561% per month, 6.9% per annum for the life of the balance
Intro Balance Transfer Duration
12 months
Intro Balance Transfer Fee
2.5%
2.50% handling fee applies for balance transfers made within 60 days of account opening on amounts up to £5,000.
Intro Purchase Rate
0%
0.0% p.a. during Introductory duration.
Intro Purchase Duration
3 months
Minimum Age
21 years
Minimum age for applicants is 21 years.
Minimum Income
£10,000
Minimum income required is £10000 p.a.
Annual Fee
£0
No annual fee is charged.
International Charges
2.75%
All transactions will be in Sterling or converted to Sterling using the exchange rate and a percentage of 2.75%.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Minimum Age
21 years
Minimum age for applicants is 21 years.
Minimum Income
£10,000
Minimum income required is £10000 p.a.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCHs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Barclaycard Classic Card With These Credit Cards
Get 1.4566% monthly balance transfer rate from Virgin.
An intro balance transfer fee of 2 percent is offered by Virgin.
Get monthly balance transfer intro rate of 0 percent.
0% introductory balance transfer rate is available.
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a
Customers can get mthly balance transfer intro rate of 0%.
Applicants get max intro balance transfer fee of £0.
The Northern Bank credit card has a 0 percent monthly purchase intro rate.
A minimum intro balance transfer fee of £0 is available from Northern Bank.
5 months introductory balance transfer window is offered to you.
Get £700 maximumtravel delay protection.
Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 41.6% (variable)+£132 fee p.a