Bank of Scotland Student Mastercard
Compare the Bank of Scotland Student Mastercard with the UK's best credit cards, including card details, application criteria, introductory rates, standard rates, benefits and fees & charges.
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Bank of Scotland Student Mastercard Features & Benefits
| Type of Card | Mastercard | This item is only available as a Mastercard |
| Instant Online Decision | yes | An instant online decision is available to applicants. |
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £0 | There is no minimum income required. |
| Typical APR (Variable) | 17.9% | The typical APR is 17.9% p.a. |
| Cash Advance Rate | 23.9% | The APR for cash advances is 23.9%. |
| Cashback & Rewards Credit Card | no | no |
| Cashback Reward | no | A cashback reward scheme is not available. |
| Rewards | no | no |
| Reward Points | no | No points scheme available. |
| Air Miles | no | There is no travel reward programme available. |
| Shopping Rewards | no | There is no shopping reward programme. |
| Choice of Card Design | choice of colour | A choice of colour of card design is available. |
| Payment Protection | no | Payment protection insurance is not available with this product. |
| Travel Insurance Cover | £0 | Travel Insurance is not available. |
| Lost Luggage Cover | no | Lost luggage cover is not available. |
| Annual Fee | £0 | There is no annual fee. |
| Interest Free Period | 59 days | Up to 59 days interest free period. |
| Minimum Repayment % | 5% | The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover... expandThe cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover premiums, interest (or the minimum interest charge), overlimit and late payment fees plus £5. collapse |
| Minimum Repayment £ | £5 | The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover... expandThe cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover premiums, interest (or the minimum interest charge), overlimit and late payment fees plus £5. collapse |
| International Charges | 2.95% | Transactions made in foreign currencies within Europe are charged a 2.95% fee. |
| Late Payment Charge | £12 | A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due. |
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. |
| Existing Customers Only | no | no |
| Minimum Age | 18 years | Minimum age for applicants is 18 years. |
| Minimum Income | £0 | There is no minimum income required. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating. |
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