Bank of Scotland Student Mastercard

Compare the Bank of Scotland Student Mastercard with the UK's best credit cards, including card details, application criteria, introductory rates, standard rates, benefits and fees & charges.

Bank of Scotland Student Mastercard Details

Popularity Rating:

Provided By Bank of Scotland

WARNING! Is this the best deal for you?

Don't settle for an inferior credit card.

Compare Bank of Scotland Student Mastercard with 227 other credit cards using our credit card comparison tables.

Mammoth Money Tips Email

Join over 350,000 other subscribers who grab the hottest bargains and expert money tips each week in our special email.

These deals go fast. Get yours now.

Bank of Scotland Student Mastercard Features & Benefits

(currently displaying summary information only)

Feature / Benefit	Summary	Details
Card Details:
Type of Card	Mastercard	This item is only available as a Mastercard
Instant Online Decision	yes	An instant online decision is available to applicants.
Application Criteria:
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Age	18 years	Minimum age for applicants is 18 years.
Minimum Income	£0	There is no minimum income required.
Standard Rates:
Typical APR	17.9%	The typical APR is 17.9% p.a.
Cash Advance Rate	23.9%	The APR for cash advances is 23.9%.
Benefits:
Cashback & Rewards Credit Card	no	no
Cashback Reward	no	A cashback reward scheme is not available.
Reward Points	no	No points scheme available.
Air Miles	no	There is no travel reward programme available.
Shopping Rewards	no	There is no shopping reward programme.
Choice of Card Design	choice of colour	A choice of colour of card design is available.
Payment Protection	yes	Credit Card Repayments Cover : Halifax repayments cover gives you peace of mind if you cannot make your credit card repayments due to disability (accident...expand Credit Card Repayments Cover : Halifax repayments cover gives you peace of mind if you cannot make your credit card repayments due to disability (accident & sickness), unemployment or hospitalisation. It could also pay off any outstanding balance in the event you become a full-time carer, if you are diagnosed with a critical illness or, in the worst case, if you die. You will be covered: - If you are unable to work because of disability (accident or sickness) for a period of 15 days or more. - If you are unemployed (through no fault of your own) for 30 consecutive days or more. - In the event that you become a full time carer (maximum £25,000 payout) - If you are confined to hospital for 7 consecutive days or more. - If you are diagnosed with a critical illness (maximum £25,000 payout) - If you die (maximum £25,000 payout). Each month you will be covered for 10% of your outstanding balance or £10 whichever is the greater. The cover lasts until the balance is paid off, or until 12 monthly payments have been made, whichever comes first. To be eligible for Credit Card Repayments Cover, you must be the principal cardholder, over 18 but under 65, living in the UK, in paid work under a contract of employment and paying class 1 of National Insurance contributions or self-employed and paying class 2 of National Insurance contributions. Insurance Premium tax is included in the non-life elements of your monthly premium at 5%. Your policy cover begins immediately except for unemployment claims where the cover begins 90 days after policy start date.collapse
Travel Insurance Cover	£0	Travel Insurance is not available.
Lost Luggage Cover	no	Lost luggage cover is not available.
Fees & Charges:
Annual Fee	£0	There is no annual fee.
Interest Free Period	59 days	Up to 59 days interest free period.
Minimum Repayment %	5%	The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover...expand The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover premiums, interest (or the minimum interest charge), overlimit and late payment fees plus £5.collapse
Minimum Repayment £	£5	The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover...expand The cardholder must make a minimum payment of the greater of 5% of the amount owed or an amount equal to the total of any Credit Card Repayments Cover premiums, interest (or the minimum interest charge), overlimit and late payment fees plus £5.collapse
International Charges	2.95%	Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Late Payment Charge	£12	A charge of £12.00 will be made if the issuer does not receive its minimum required payment from the cardholder by the date on which it is due.

Feature / Benefit	Details	Rating out of 5
Application Criteria:
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Existing Customers Only	no	no
Minimum Age	18 years	Minimum age for applicants is 18 years.
Minimum Income	£0	There is no minimum income required.
Credit Rating	good	Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.

A-Z Credit Card Issuers

View our full A to Z list of all credit card companies.

You may want to compare the Bank of Scotland Student Mastercard with these credit cards

bmi American Express Credit Card from MBNA

Initial balance transfer window of 90 days is offered with American Express Credit Card from MBNA.
New customers take advantage of unlimited cash loan limit.
Initial balance transfer window of 90 days is offered to you.
Introductory purchase duration of 3 months is offered with American Express Credit Card from MBNA.
0 percent mthly purchase intro rate is available with this credit card.
New customers can benefit from £50,000 maximum credit limit.

Halifax All in One Card MasterCard

0 percent intro purchase rate is offered with All in One Card MasterCard.
Applicants take advantage of £0 annual fee from Halifax.
Minimum balance transfer fee of £3.
Take advantage of an intro purchase duration of 9 months from All in One Card MasterCard.

Ryanair Ryanair.com Mastercard

New customers enjoy £0 minimum intro balance transfer fee from Ryanair.
You get unlimited max intro balance transfer fee from the Ryanair.com Mastercard.
Average balance transfer rate of 19.9%.
Enjoy 0 percent initial balance transfer rate from Ryanair.
You can get cash advance rate of 28.4%.
This credit card has a minimum balance transfer fee of £0.

Virgin Atlantic Amex White Card from MBNA

Get a balance transfer fee of 2% from Atlantic Amex White Card from MBNA.
Customers can get 1.3852% monthly balance transfer rate.
Enjoy an initial balance transfer window of 90 days from Atlantic Amex White Card from MBNA.
Atlantic Amex White Card from MBNA gives a max credit limit of £50,000.
Typical APR of 17.9% is available to you.

MBNA American Express Rewards Platinum Credit Card

27.9 percent cash credit rate is available to applicants.
Standard balance transfer rate of 17.9%.
American Express Rewards Platinum Credit Card offers an introductory purchase duration of 3 months.
Unlimited max intro balance transfer fee is available with American Express Rewards Platinum Credit Card.
Get 0% intro balance transfer rate.

The Co-operative Bank Members' Cashback Credit Card Ex/C

You get £0 maximum balance transfer fee from the Members' Cashback Credit Card Ex/C.
£0 minimum bal transfer fee.
Bal transfer fee of 0 percent is available with the credit card.
0.5% minimum cash-back rewards is available.

ICICI Bank Rewards Credit Card

You have the benefit of 15.9% typical APR from this Rewards Credit Card.
Have the benefit of an annual fee of £0 from the credit card.
Take advantage of 90 days introductory balance transfer window from ICICI Bank.
Mthly balance transfer intro rate of 0 percent is offered.
Have the benefit of unlimited cash credit limit.
Introductory balance transfer duration of 12 months is available with Rewards Credit Card.