Full product details for the Bank of Scotland Plus Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 33 ratings
33 customers rated their Bank of Scotland credit card as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
18 months
Introductory balance transfer rate applies for 18 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
The introductory rates for purchases is 0.0%.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.95%
Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Excellent site.
Charlotte
Efficient and effective. thank you.
Your site is fantastic & very informative.
John
This site is fab and saved me sooooooooo much money, keep up the good work.
Angie G.
Clear, concise and easy to follow!
Vera
Good info for the beginner
Sunaina M
I got the answers that I was looking for, many thanks.
Vic
Fantastic layout of website enables ease of use, I especially like the free services that are offered including 'Money Saving Tips'.
Karen C. from Preston
Very good, a variety of offers.
Dorothy S.
As a father of 4 it's so expensive to go out places! What a great site for discounts! wow! Thank you money.co.uk!!!!!!
Paul F
Compare Bank of Scotland Plus Credit Card With These Credit Cards