Bank of Scotland Platinum Card

Full product details for the Bank of Scotland Platinum Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 33 ratings
33 customers rated their Bank of Scotland credit card as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
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0% PurchasesCashback & Rewards
Low Standard APR

Bank of Scotland Platinum Card Features & Benefits

Representative ExampleThe annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate0%The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration9 monthsIntroductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window90 daysBalance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3%Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate0%The introductory rates for purchases is 0.0%.
Intro Purchase Duration9 monthsIntroductory purchase rate applies for 9 months.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR17.9%Representative APR is 17.9%.
Cashback & Rewards Credit Cardno 
International Charges2.95%Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air MilesnoThere is no travel reward programme available.
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Compare Bank of Scotland Platinum Card With These Credit Cards

Barclaycard Platinum Simplicity

  • Platinum Simplicity offers a cash advance limit of £500.
  • 0% initial balance transfer fee is available to you.
  • The credit card has a maximum purchase protection cover of £5,000.
  • Bal transfer fee of 0% is offered.
  • Representative Example: The annual purchase rate is 7.9% p.a.(variable) so if you spend £1,200 your representative APR will be 7.9% (variable).

M&S Credit Card

  • M&S offers mthly balance transfer rate of 1.24 percent.
  • £0 annual fee is available to you.
  • An intro purchase duration of 15 months is available from M&S.
  • 15.9 percent average balance transfer rate.
  • Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

MBNA Tottenham Hotspur FC Card

  • Get a minimum balance transfer fee of £5.
  • This credit card offers a standard balance transfer rate of 18.9%.
  • 16.9 percent representative APR is available.
  • Have the benefit of free statement copies with the MBNA Tottenham Hotspur FC Card credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Yorkshire Bank Gold MasterCard

  • Enjoy an initial balance transfer rate of 0% from this Gold MasterCard.
  • A £0 yearly fee is offered.
  • An unlimited maximum intro balance transfer fee is offered.
  • This credit card offers a minimum introductory balance transfer fee of £3.
  • £3 minimum bal transfer fee is available.
  • Gold MasterCard gives a purchase rate AER of 16.9 percent.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Northern Bank Standard MasterCard Credit Card

  • Enjoy a cash credit rate of 22.9 percent from the Standard MasterCard Credit Card.
  • New customers get 22.9% representative APR from Northern Bank.
  • This credit card offers a monthly balance transfer rate of 1.73%.
  • New customers can get 0 percent monthly balance transfer intro rate.
  • Representative Example: The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).

The Co-operative Bank WaterAid Standard Visa

  • A mthly balance transfer intro rate of 0 percent is available from The Co-operative Bank.
  • 6 months intro balance transfer duration is offered to new customers.
  • Customers have the benefit of £0 annual fee from The Co-operative Bank.
  • Get a monthly balance transfer rate of 1.456%.
  • New customers get 3% intro balance transfer fee from this WaterAid Standard Visa.
  • An unlimited maximum intro balance transfer fee is available.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

The Co-operative Bank Woodland Trust Flat Rate

  • Monthly balance transfer rate of 1.019 percent is available with Woodland Trust Flat Rate.
  • You can take advantage of balance transfer fee of 0 percent.
  • You have the benefit of cash loan charge of £0.
  • Benefit from cash credit charge of 0%.
  • The credit card offers a £0 yearly fee.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
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