Bank of Scotland Classic Card

Full product details for the Bank of Scotland Classic Card credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 33 ratings
33 customers rated their Bank of Scotland credit card as 3.5 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
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All Bank of Scotland Credit CardsAll Bank of Scotland Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

Bank of Scotland Classic Card Features & Benefits

Representative ExampleThe annual purchase rate is 23.9% p.a.(variable) so if you spend £1,200 your representative APR will be 23.9% (variable).
Intro Balance Transfer Rate4.9%The introductory rate for balance transfers is 4.9%.
Intro Balance Transfer Duration12 monthsIntroductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window90 daysBalance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee3%Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate23.9%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£0There is no minimum income required.
Annual Fee£0There is no annual fee.
Representative APR23.9%Representative APR is 23.9%.
Cashback & Rewards Credit Cardno 
International Charges2.95%Transactions made in foreign currencies within Europe are charged a 2.95% fee.
Air MilesnoThere is no travel reward programme available.
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Terms & Conditions
Very good, a variety of offers.
Dorothy S.

Compare Bank of Scotland Classic Card With These Credit Cards

Barclaycard Breathe Credit Card

  • Unlimited max intro balance transfer fee is available with Breathe Credit Card.
  • Get a mthly purchase intro rate of 1.313% from the Breathe Credit Card.
  • Mthly balance transfer rate of 1.313 percent is offered to new customers.
  • Breathe Credit Card offers an average balance transfer rate of 16.9%.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA WWF Credit Card

  • Get 3 months intro purchase duration from MBNA.
  • New customers get 5% bal transfer fee.
  • This MBNA credit card has a 16.9% representative APR.
  • Customers get 1.4566% mthly balance transfer rate.
  • New customers get unlimited maximum intro balance transfer fee from this WWF Credit Card.
  • 3 months initial purchase duration.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Amnesty International Fixed Rate Platinum Visa

  • New customers can get purchase interest AER of 11.9 percent.
  • Representative APR of 12.9 percent is offered with the credit card.
  • You benefit from yearly fee of £0.
  • The Co-operative Bank credit card has a maximum purchase protection cover of £3,500.
  • This credit card offers a 0.945% monthly purchase intro rate.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

American Express Starwood Preferred Guest Credit Card from AMEX

  • The credit card offers a purchase interest rate AER of 20%.
  • Get a maximum purchase protection cover of £20,000 from the credit card.
  • Applicants can get 1.53% monthly purchase intro rate.
  • Customers get 34.5 percent representative APR.
  • Customers will get cash advance rate of 28 percent.
  • Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a

Nationwide Credit Card (Balance Transfer)

  • Nationwide gives intro balance transfer fee of 3.1 percent.
  • Customers can benefit from initial balance transfer duration of 20 months.
  • Representative APR of 15.9 percent.
  • Get balance transfer fee of 3.1%.
  • Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).

MBNA London Wasps

  • £5 minimum balance transfer fee.
  • London Wasps gives a minimum intro balance transfer fee of £3.
  • You get representative APR of 16.9%.
  • The credit card offers a 0 percent intro balance transfer rate.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
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