Full product details for the Bank of Ireland MoneyBack Gold MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 2 ratings
2 customers rated their Bank of Ireland credit card as 2.9 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Intro Balance Transfer Rate
0%
0.0% APR during introductory period.
Intro Balance Transfer Duration
6 months
Introductory balance transfer rate applies for 6 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.98%
Introductory balance transfer fee of 2.98% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Annual Fee
£0
There is no annual fee on this account.
Representative APR
17.9%
Representative APR is 17.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare Bank of Ireland MoneyBack Gold MasterCard With These Credit Cards
Initial balance transfer window of 90 days is offered with Atlantic Black Card Account (Visa).
20.9% cash credit rate is offered.
0 percent initial balance transfer rate is offered.
Get a std balance transfer rate of 18.9 percent from Atlantic Black Card Account (Visa).
2 percent balance transfer fee is offered with this credit card.
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 47.2% (variable)+£140 fee p.a