Full product details for the Bank of Ireland Gold MasterCard credit card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 2 ratings
2 customers rated their Bank of Ireland credit card as 2.9 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
Introductory balance transfer rate is 0.0%.
Intro Balance Transfer Duration
9 months
Introductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.98%
Introductory balance transfer fee of 2.98% applied.
Intro Purchase Rate
0%
Introductory purchase rate is 0.0%.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£15,000
A minimum income of £15000 per annum is required.
Annual Fee
£0
There is no annual fee on this account
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
no
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£15,000
A minimum income of £15000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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