Full product details for the bmi Credit Card Account, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Intro Balance Transfer Rate
0%
The introductory rate for balance transfers is 0.0%.
Intro Balance Transfer Duration
12 months
Introductory balance transfer rate applies for 12 months.
Intro Balance Transfer Window
90 days
Balance transfers made within 90 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
3%
Introductory balance transfer fee of 3.00% applied.
Intro Purchase Rate
0%
0.0% APR during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months.
Money Transfers
yes
Money transfers are available with this credit card.
Intro Money Transfer Rate
0%
The introductory rate for money transfers is 0.0%.
Intro Money Transfer Duration
12 months
Introductory rate applies for 12 months.
Intro Money Transfer Fee
4%
Introductory money transfer fee of 4% is applied.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Annual Fee
£0
There is no annual fee.
Representative APR
16.9%
Representative APR is 16.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee when using the Visa card, 2.75% when using the Amex card.
Air Miles
yes
Amex Card 1.5 destinations miles per £1.00 retail spend on card purchases. 3 destinations miles per £1.00 spent on booked flights from www.flybmi.com Visa Card 1.5 destinations miles per £2.00 retail spend on card purchases. 1.5 destinations miles per £1.00 spent on booked flights from www.flybmi.com 20,000 Destinations miles introductory bonus, subject to minimum £250 spend within the first 90 days. Cardholders will also become automatic members of the Diamond Club, a frequent flyer programme.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£0
There is no minimum income required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Compare bmi Credit Card Account With These Credit Cards
Get a minimum balance transfer fee of £0 from the Private Banking High Net Worth Credit Card.
A 0% monthly balance transfer intro rate is offered.
0 percent intro balance transfer rate.
An initial balance transfer duration of 6 months is available from Lloyds TSB Private Banking.
Representative Example: The annual purchase rate is 10.9% p.a.(variable) so if you spend £1,200 your representative APR will be 54.7% (variable)+£250 fee p.a