bmi Amex Credit Card
The bmi Credit Card gives you 0% p.a. on balance transfers for 12 months from the date your account is opened (3% handling fee applies), 0% p.a. on card purchases* for 3 months from the date your account is opened and 15.9% APR typical rate (variable), plus 20,000 free destinations miles with your first card purchase (enough for a return flight to Spain or Italy!) and the chance to earn destinations miles just for using your card for everyday spending!
 |  Compare bmi Amex Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | bmi www.flybmi.com  | ||
| Product: | Amex Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0%. | ||
| Intro BalanceTfr Fee (%): | Balance transfer fee of 3.00% (minimum of £3.00, no maximum). | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 15.9%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | Balance transfer fee of 3.00% (minimum of £3.00, no maximum). | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | BMI Destinations Miles programme: By using the bmi Amex card for everyday spending, the customer will be earning destinations miles, and when the card is used to purchase a bmi flight at flybmi.com they can earn twice as many destinations miles. The customer can spend their destinations miles on free flights with bmi or any of their partner airlines, hotel accommodation, car rental and many other privileges. They receive 1.5 destinations miles per £1.00 retail spend on card purchases and 3 destinations miles per £1.00 spend on bmi flights booked through flybmi.com. 20,000 miles welcome bonus when the cardholder spends £250 within 90 days of account being open. | ||
| Other Incentives: | No booking fee when the cardholder uses their bmi Amex card to buy bmi flights online at flybmi.com or via the bmi call centre. Automatic diamond club membership. For more information, visit flybmi.com/diamondclub. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.75% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on the outstanding amount of any retail transaction starting on the transaction date and ending on the latest statement data, if the whole account balance as shown on the statement is paid within 28 days after the statement date. | ||
| Interest Free Period: | Up to 56 days interest free credit on purchases only. | ||
| Min Payment £: | The minimum monthly repayment will be the lesser of 3.00% of your balance (minimum £25) or charges for Payment Protection Cover plus interest and fees plus £5 or the balance, if this is less than £25 . | ||
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| Products: | www.flybmi.com Credit Cards | ||
