Full product details for the BHS Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 2 ratings
2 customers rated their BHS credit card as 4.4 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Balance Transfer Rate
0%
Balance transfer rate is 0.0% p.a. during introductory period.
Intro Balance Transfer Duration
9 months
Introductory balance transfer rate applies for 9 months.
Intro Balance Transfer Window
60 days
Balance transfers made within 60 days will receive the introductory offer associated with this card.
Intro Balance Transfer Fee
2.99%
Introductory balance transfer fee of 2.99% applied.
Intro Purchase Rate
0%
Purchase rate is 0.0% p.a. during introductory period.
Intro Purchase Duration
3 months
Introductory purchase rate applies for 3 months on all purchases and 0% for 6 months on BHS purchases.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Annual Fee
£0
No annual fee payable.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.75%
Transactions made in foreign currencies within Europe are charged a 2.75% fee.
Air Miles
no
No air miles incentive available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum income of £20000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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Representative Example: The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 34.5% (variable)+£75 fee p.a