American Express RED
Compare the American Express RED with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare American Express RED details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | American Express www.americanexpress.co.uk | ||
| Product: | RED | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by American Express. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is a minimum income required of £20000 pa. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | No Introductory offer for balance transfers available. | ||
| Max Bal Transfer Fee (£): | There is no balance transfer fee payable. | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 16.9%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 16.9%. | ||
| Balance Transfer Fee (%): | There is no balance transfer fee payable. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 28.0%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No Travel Reward Programme available. | ||
| Other Incentives: | Refund Protection Should any UK retailer, online or offline, refuse to refund the cardholder for any covered goods within 90 days of purchase, AMEX promise to refund them. Policy covers undamaged goods only and begins where any insurance or merchant returns policy leaves off. Up to £200 per item and £750 per card account. Certain goods excluded and policy subject to conditions of cover. REDdeals By giving the card holder access to hand-picked offers and events, REDdeals help them get the most out of life: expect access to gigs, sporting events, late shopping nights and valuable travel and shopping offers. These offers change regularly. See AMEX for details. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. However, if in the 12 months preceding the card anniversary date the total value of transactions (excluding interest and balance transfers) on the account is less than £500, American Express will charge an account servicing charge of £15. | ||
| International Charges %: | All transactions including cash withdrawals, using the card abroad, will be converted into Sterling at the standard exchange rate set by AMEX on the date when the transaction is processed by them or their authorised agent. The rate may be different from the rate used on the date they make the transaction. However, if a service establishment itself converts the amount into Sterling, the amount will be billed to the account at the rate that Service Establishment uses. A commission charge of 2.73% will also be applied. | ||
| Interest Charged from: | Interest will be charged from the date the transaction is debited to the account. | ||
| Interest Free Period: | Up to 25 days interest free period. | ||
| Min Payment £: | The minimum monthly payment is 3% of the total owing or £5, whichever is greater. | ||
| Compare | |||
| Products: | www.americanexpress.com Credit Cards | ||
