American Express Platinum Cashback Credit Card

5% will be payable on all transactions made in the first 3 months (to a maximum of £100) and applied at the same time as any annual rebate. Minimum £3,000 spend required in 12 months preceeding anniversary date.

An annual rebate on the aggregate amount of all transactions will be payable according to the following rates:

0.5% for aggregate amounts up to £3,500
1% for aggregate amounts from £3,501 to £7,500
1.25% for aggregate amounts in excess of £7,501.

For example if you spend £1,000 each month for one year:
You would earn 5% introductory cashback on the first £2,000 of your spend.
You would then earn 0.5% cashback on the next £1,500 spend.
You would then earn 1% cashback on the next £4,000 spend.
You would earn 1.25% cashback on your final £4,500 of spend in the year.collapse

5% will be payable on all transactions made in the first 3 months (to a of maximum £100) and applied at the same time as any annual rebate. Minimum £3,000 spend required in 12 months preceeding anniversary date.

An annual rebate on the aggregate amount of all transactions will be payable according to the following rates:

0.5% for aggregate amounts up to £3,500
1% for aggregate amounts from £3,501 to £7,500
1.25% for aggregate amounts in excess of £7,501.

For example if you spend £1,000 each month for one year:
You would earn 5% introductory cashback on the first £2,000 of your spend.
You would then earn 0.5% cashback on the next £1,500 spend.
You would then earn 1% cashback on the next £4,000 spend.
You would earn 1.5% cashback on your final £4,500 of spend in the year.collapse

5% will be payable on all transactions made in the first 3 months (to a of maximum £100) and applied at the same time as any annual rebate. Minimum £3,000 spend required in 12 months preceeding anniversary date.

An annual rebate on the aggregate amount of all transactions will be payable according to the following rates:

0.5% for aggregate amounts up to £3,500
1% for aggregate amounts from £3,501 to £7,500
1.25% for aggregate amounts in excess of £7,501.

For example if you spend £1,000 each month for one year:
You would earn 5% introductory cashback on the first £2,000 of your spend.
You would then earn 0.5% cashback on the next £1,500 spend.
You would then earn 1% cashback on the next £4,000 spend.
You would earn 1.5% cashback on your final £4,500 of spend in the year.collapse

5% will be payable on all transactions made in the first 3 months (to a of maximum £100) and applied at the same time as any annual rebate. Minimum £3,000 spend required in 12 months preceeding anniversary date.collapse

Should the cardholder be unable to work because of an accident, illness or redundancy, Repayment Protection will ensure that the card repayments are continued.

To be eligible for the cover under Repayment Protection the cardholder must be under 65 years of age, in paid employment including self employment for 16 hours or more each week, not absent due to sickness or injury and not be aware of any impending unemployment. If they are off work for more than 30 consecutive days due to an accident, sickness or unemployment, on the 31st day, their account will be credited with 5% of the outstanding balance at the statement date before they became unfit for work or were notified of their impending unemployment. The same amount will be credited to their account for each further period of 30 days off work until their outstanding balance is cleared. In the event of death, the outstanding balance at the statement date before death will be cleared. If death was due to an accident, as well as clearing the outstanding balance, an amount equal to the outstanding balance will also be paid to the estate.collapse

No annual fee is currently charged for the running of the Account. However, a dormancy fee of £20 a year will be charged if no purchases are made in the preceeding 12 months. Balance transfers and cash advances are ineligible.collapse