Full product details for the American Express Platinum Cashback Credit Card. Introductory bonus - 5% cashback on the first £2,000 of purchases in your first three months. Compare with other credit cards.
from 76 ratings
76 customers rated their American Express credit card as 4.2 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Intro Purchase Rate
14%
14.0%. No introductory rate for purchases available.
Intro Purchase Duration
6 months
Introductory purchase rate applies for 6 months.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum household income of £20,000 is required.
Annual Fee
£25
Annual fee £25.00.
Representative APR
18.5%
Representative APR is 18.5%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
There is no travel reward programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£20,000
A minimum household income of £20,000 is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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