American Express Platinum Business Credit Card
The American Express® Platinum Business Cashback Card gives you a competitive advantage with up to 5% Cashback when you buy supplies, tools, material and equipment for your business. Typical 23.4% APR variable. Only £29 annual fee - and this is tax deductible.
 |  Compare American Express Platinum Business Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | American Express www.americanexpress.co.uk | ||
| Product: | Platinum Business Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by American Express. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | A minimum income of £20000 is required on this product. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | No introductory rate for balance transfers available. | ||
| Max Bal Transfer Fee (£): | There is no balance transfer fee payable. | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 23.4% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 19.0%. | ||
| Balance Transfer Fee (%): | There is no balance transfer fee payable. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 28.0%. | ||
| Benefits | |||
| Cash-Back Reward: | An annual rebate on the aggregate amount of all transactions will be payable according to the following rates: 0.50% for aggregate amounts up to £5,000 1.00% for aggregate amounts from £5,001 to £10,000 2.00% for aggregate amounts in excess of £10,001. | ||
| Standard Cash-Back Reward: | An annual rebate on the aggregate amount of all transactions will be payable according to the following rates: 0.50% for aggregate amounts up to £5,000 1.00% for aggregate amounts from £5,001 to £10,000 2.00% for aggregate amounts in excess of £10,001. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | Refund Protection Should any UK retailer, online or offline, refuse to refund the cardholder for any covered goods within 90 days of purchase, AMEX promise to refund them. Policy covers undamaged goods only and begins where any insurance or merchant returns policy leaves off. Up to £300 per item and £750 per card account. Certain goods excluded and policy subject to conditions of cover. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | An annual fee of £29.00 is payable. | ||
| International Charges %: | All transactions including cash withdrawals, using the card abroad, will be converted into Sterling at the standard exchange rate set by AMEX on the date when the transaction is processed by them or their authorised agent. The rate may be different from the rate used on the date the cardholder makes the transaction. However, if a Service Establishment itself converts an amount into Sterling, the amount will be billed to the account at the rate that the Service Establishment uses. The charge for international transactions is 2.73%. | ||
| Interest Charged from: | Interest is charged from the date the transaction is processed. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The minimum monthly payment will be 2.5% of the total amount owing or £5, whichever is more plus, the entire amount of any cash withdrawal shown on the statement. | ||
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| Products: | www.americanexpress.com Credit Cards | ||
