American Express Nectar for Business Credit Card
Compare the American Express Nectar for Business Credit Card with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare American Express Nectar for Business Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | American Express www.americanexpress.co.uk | ||
| Product: | Nectar for Business Credit Card | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by American Express. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | Household income of £20000required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | No Introductory offer for balance transfers available. | ||
| Max Bal Transfer Fee (£): | There is no balance transfer fee payable. | ||
| Intro Purchase Rate AER: | No introductory rate for purchases available. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 18.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 19.0%. | ||
| Balance Transfer Fee (%): | There is no balance transfer fee payable. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 28.0%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No Travel Reward Programme available. | ||
| Other Incentives: | Small Business Network: Small businesses wil have access to the type of savings usually reserved for large corporations. Book Business Travel: Book flights and make hotel and car hire reservations in one transaction. Refund Protection Should any UK retailer, online or offline, refuse to refund the cardholder for any covered goods within 90 days of purchase, AMEX promise to refund them. Policy covers undamaged goods only and begins where any insurance or merchant returns policy leaves off. Up to £200 per item and £750 per card account. Certain goods excluded and policy subject to conditions of cover. There is an online fraud guarantee. Travel service available to help plan and book holidays. | ||
| Shopping Reward Prog: | Nectar Points Up to 4 points for almost every £1 spent on the Credt Card, plus 2 points for spending at Nectar participating sponsors. 1 point for almost every £1 spent on the card anywhere else that welcomes American Express. 5,000 bonus Nectar points are awarded when the cardholder first spends £200. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | All transactions including cash withdrawals, using the card abroad, will be converted into Sterling at the standard exchange rate set by AMEX on the date when the transaction is processed by them or their authorised agent. The rate may be different from the rate used on the date they make the transaction. However, if a service establishment itself converts the amount into Sterling, the amount will be billed to the account at the rate that Service Establishment uses. A commission charge of 2.73% will also be applied. | ||
| Interest Charged from: | Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month. | ||
| Interest Free Period: | Up to 56 days interest free period. | ||
| Min Payment £: | The minimum monthly payment is 2.5% of the total owing or £5, whichever is greater. | ||
| Compare | |||
| Products: | www.americanexpress.com Credit Cards | ||
