Full product details for the American Express Nectar Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 76 ratings
76 customers rated their American Express credit card as 4.2 out of 5 in our 2010/2011 Consumer Finance Awards.
The annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Purchase Rate
20%
No introductory rate for purchases available.
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£30,000
A minimum income of £30000 per annum is required.
Annual Fee
£0
There is no annual fee.
Representative APR
19.9%
Representative APR is 19.9%.
Cashback & Rewards Credit Card
yes
International Charges
2.99%
Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air Miles
no
No Travel Reward Programme available.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Minimum Age
18 years
Minimum age for applicants is 18 years.
Minimum Income
£30,000
A minimum income of £30000 per annum is required.
Credit Rating
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of credit card applicants can be described as having a good credit rating.
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