American Express Nectar Credit Card

Full product details for the American Express Nectar Credit Card, including card details, application criteria, introductory rates, standard rates, benefits, fees & charges and business credit cards.
from 76 ratings
76 customers rated their American Express credit card as 4.2 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Card
Compare...
243 credit cards...
All American Express Credit CardsAll American Express Credit Cards
All Credit Cards0% Balance Transfers
0% PurchasesCashback & Rewards
Low Standard APR

American Express Nectar Credit Card Features & Benefits

Representative ExampleThe annual purchase rate is 20% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Intro Purchase Rate20%No introductory rate for purchases available.
Minimum Age18 yearsMinimum age for applicants is 18 years.
Minimum Income£30,000A minimum income of £30000 per annum is required.
Annual Fee£0There is no annual fee.
Representative APR19.9%Representative APR is 19.9%.
Cashback & Rewards Credit Cardyes 
International Charges2.99%Transactions made in foreign currencies within Europe are charged a 2.99% fee.
Air MilesnoNo Travel Reward Programme available.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Thank you for clearing up my concerns. I found the information very useful.
Sue

Compare American Express Nectar Credit Card With These Credit Cards

MBNA Aston Villa FC Card

  • £3 minimum intro balance transfer fee.
  • Aston Villa FC Card gives a yearly fee of £0.
  • The credit card offers a 27.9 percent cash loan rate.
  • Intro purchase duration of 3 months is offered with the credit card.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

MBNA Liverpool FC Card

  • Initial balance transfer rate of 0 percent is offered to new customers.
  • Get intro balance transfer window of 90 days.
  • Get free statement copies with the credit card.
  • This MBNA credit card has a £3 minimum balance transfer fee.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

The Co-operative Bank Shelter Flat Rate Visa Credit Card

  • £0 cash advance charge is offered.
  • Get monthly balance transfer rate of 1.019 percent.
  • Enjoy £0 max balance transfer fee.
  • 12.9% std balance transfer rate is available.
  • Get £0 minimum balance transfer fee from The Co-operative Bank.
  • Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).

Priority Club Rewards Credit Card

  • 2.99% initial balance transfer fee is offered.
  • Get a minimum balance transfer fee of £2.99.
  • Applicants get average balance transfer rate of 18.9%.
  • Applicants get cash loan rate of 27.9%.
  • Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Lloyds TSB Advance MasterCard

  • Limitless max intro balance transfer fee is available.
  • 0.403% monthly balance transfer intro rate.
  • 90 days intro balance transfer window.
  • You get 6 months initial purchase duration from Lloyds TSB.
  • Minimum intro balance transfer fee of £0 is available with this credit card.
  • Representative Example: The annual purchase rate is 11.9% p.a.(variable) so if you spend £1,200 your representative APR will be 11.9% (variable).

NatWest Advantage Platinum Card Ex/C

  • Get an initial purchase duration of 6 months from Advantage Platinum Card Ex/C.
  • Initial balance transfer fee of 2.9 percent.
  • Introductory balance transfer window of 3 months is available with Advantage Platinum Card Ex/C.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Harvey Nichols Credit Card

  • Unlimited max intro balance transfer fee is available with the credit card.
  • Annual fee of £0 is offered.
  • 6 wks intro balance transfer window is offered with Credit Card.
  • Representative Example: The annual purchase rate is 13.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).