Alliance and Leicester MoneyBack Rewards Card Ex/C Only
Compare the Alliance and Leicester MoneyBack Rewards Card Ex/C Only with the UK's best credit cards, including card details, application criteria, introductory rates, rates, benefits and fees & charges.
 |  Compare Alliance and Leicester MoneyBack Rewards Card Ex/C Only details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Alliance & Leicester www.alliance-leicester.co.uk | ||
| Product: | MoneyBack Rewards Card Ex/C Only | ||
| Apply via this site: | Not available | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Type: | This card is available as Visa or Mastercard | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0.0% APR. | ||
| Intro BalanceTfr Fee (%): | 3.00% handling fee (minimum of £3.00, no maximum) on some balance transfers. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0.0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical APR is 15.9% p.a. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | 3.00% handling fee (minimum of £3.00, no maximum) on some balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | 1 point earned per £1 spent. 2000 bonus points awarded if used within first 3 months. Choice of redeeming for high street vouchers or cash: 5,000 points = £20 cash 4,000 points = £20 voucher | ||
| Standard Cash-Back Reward: | Cash back earn rate is 0.5% if exchanged for shopping vouchers (4,000 points = £20 voucher). Cash back earn rate is 0.4% if exchanged for shopping vouchers (5,000 points = £20 cash). | ||
| Air Miles: | No travel reward programme. | ||
| Other Incentives: | 2000 bonus points if you make a card purchase within 90 days of opening account. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.99% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on the outstanding amount of any retail transaction starting on the transaction date and ending on the latest statement data, if the whole account balance as shown on the statement is paid within 28 days after the statement date. | ||
| Interest Free Period: | Up to 53 days interest free period. | ||
| Min Payment £: | If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25. | ||
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| Products: | www.allianceandleicester.co.uk Credit Cards | ||
