Alliance and Leicester Credit Card (Internet only)
Alliance and Leicester Credit Card: 0% p.a. on balance transfers (3% handling fee applies) for 12 months and 0% p.a. on card purchases* for 3 months from the date your account is opened, 15.9% APR Typical rate (variable). What more could you ask for? Click here for further details.
 |  Compare Alliance and Leicester Credit Card (Internet only) details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | Alliance & Leicester www.alliance-leicester.co.uk  | ||
| Product: | Credit Card (Internet only) | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by MBNA. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | There is no minimum income required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0% APR. | ||
| Intro BalanceTfr Fee (%): | 3.00% handling fee (minimum of £3.00, no maximum) on some balance transfers. | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 15.9%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.9%. | ||
| Balance Transfer Fee (%): | 3.00% handling fee (minimum of £3.00, no maximum) on some balance transfers. | ||
| Cash Advance AER: | The annual interest rate for cash advances is 27.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | No travel reward programme. | ||
| Other Incentives: | No other incentives advised. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If a transaction is made in a currency other than sterling, MBNA will change the amount into sterling at the time the transaction is posted to the account. The exchange rate used will be the wholesale market rate or government mandated rate. MBNA will charge commission of 2.75% of the value of each foreign-currency transaction. The exchange rate shown on the statement will include this commission. | ||
| Interest Charged from: | Interest is charged on the outstanding amount of any retail transaction starting on the transaction date and ending on the latest statement data, if the whole account balance as shown on the statement is paid within 28 days after the statement date. | ||
| Interest Free Period: | Up to 56 days interest free credit on purchases only. | ||
| Min Payment £: | If the balance shown on your statement is £25 or less, it will be the total amount of the statement balance; or if the balance shown on your statement is more than £25, it will be whichever is the least of 3% of the statement balance or the total of any Payment Protection Cover charges, interest, handling fees and default charges plus £5, provided that it will always be at least £25. | ||
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| Products: | www.allianceandleicester.co.uk Credit Cards | ||
