AA Online Credit Card
The AA Credit Card offers customers a very competitive 15.9% APR typical variable rate as well as offering 0% interest for 9 months on balance transfers (with a 3% fee).
 |  Compare AA Online Credit Card details directly with other credit cards or compare credit cards using our credit card comparison tables. | ||
| Company: | AA www.theaa.com | ||
| Product: | Online Credit Card | ||
| Apply via this site: |  | ||
| Card Details | |||
 Card Issuer: | The card is issued by Bank of Scotland. | ||
| Application Criteria | |||
| Min Age (yrs): | Minimum age for applicants is 18 years. | ||
| Min Income (£pa): | No minimum income is required. | ||
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | The introductory rate for balance transfers is 0%. | ||
| Intro BalanceTfr Fee (%): | Balance transfer fee of 3% (minimum £3). | ||
| Max Bal Transfer Fee (£): | Unlimited | ||
| Intro Purchase Rate AER: | 0% APR during introductory period. | ||
| Rates | |||
| APR - Purchases: | The typical purchase APR is 15.90%. | ||
| Balance Transfer AER: | The annual rate for balance transfers is 15.90%. | ||
| Balance Transfer Fee (%): | Balance transfer fee of 3% (minimum £3). | ||
| Cash Advance AER: | The annual interest rate for cash advances is 22.9%. | ||
| Benefits | |||
| Cash-Back Reward: | A cashback reward scheme is not available. | ||
| Air Miles: | There is no travel reward programme available. | ||
| Other Incentives: | No other incentives advised. | ||
| Shopping Reward Prog: | No shopping reward program available. | ||
| Fees & Charges | |||
| Annual Fee (£): | There is no annual fee. | ||
| International Charges %: | If the cardholder makes transactions in a currency other than sterling, Bank of Scotland will change the amount of sterling at an exchange rate they use. They will charge 2.95% of the value of each foreign currency transaction. | ||
| Interest Charged from: | Bank of Scotland charge interest on all transactions and cash advances from the date of the transaction or cash advance and, for all cheques, balance transfers and all other amounts, from the date they first charge the amount to the account. | ||
| Interest Free Period: | Up to 59 days interest free credit. | ||
| Min Payment £: | The cardholder must make a minimum payment of £5 or 2% of the total amount owing on each statement, rounded up to the nearest pound (or the full balance if it is less than £5). | ||
| Compare | |||
| Products: | www.theaa.com Credit Cards | ||
