Compare Credit Card Debt Consolidation

Get the best deal on credit card debt consolidation when you compare the best credit cards for consolidation using our comparison tables as we make it easy to see which credit card debt consolidation deal will charge the cheapest interest rates so you save as much as possible in interest payments and clear your debts faster.
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Balance Transfer IntroPurchase IntroRepresentative APR  
RateDurationFeeRateDuration(Variable) 
Barclaycard
Platinum With BT (22 Mths)
0%
22
months
2.9%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
£30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply)
Virgin
Balance Transfer Credit Card
0%
20
months
2.99%0%
3
months
16.8%
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable).
Barclaycard
Platinum Low BT Fee
0%
17
months
1.6%0%
3
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply).
Virgin
All Round Credit Card
0%
16
months
1.99%0%
6
months
15.8%
Representative Example: The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable).
MBNA
Credit Card
0%
20
months
2.99%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Contactless Payments: You can now pay quickly and securely for purchases under £15 without entering your PIN.
Halifax
All in One Card MasterCard
0%
15
months
3%0%
15
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The APR and length of the promotional offer are dependent on your personal circumstances
Sainsbury's Bank
 
Sainsbury's Credit Card (Nectar Card Holders Only)
0%
12
months
3%0%
12
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Halifax
Balance Transfer Card
0%
22
months
3.5%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
You must have an annual income of £20,000 or more to apply
Virgin
Purchase Credit Card
0%
13
months
2.89%0%
13
months
18.9%
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum Purchase
0%
15
months
2.9%0%
15
months
18.9%
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Barclaycard
Platinum With BT (21 Mths)
0%
21
months
2.6%0%
3
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply).
Halifax
Balance Transfer Card 20/3
0%
20
months
3%0%
3
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have an annual income of £20,000 or more to apply.
American Express
 
Platinum Cashback Credit Card
n/a
n/a
n/a
14%
n/a
18.5%
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a
Introductory bonus - 5% cashback in your first three months, max £100. £25 annual fee. Additional anniversary cashback each year.
Capital One
Classic Visa Card
n/a
n/a
n/a
34.9%
n/a
34.9%
Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable.
Capital One, Trent House, Station Street, Nottingham, NG2 3HX
Play.com
Credit Card
0%
6
months
1.5%0%
9
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
1500 bonus PlayPoints awarded when you spend £150 on card purchases within 90 days of account opening.
Nationwide
Credit Card (Balance Transfer)
0%
20
months
3.1%0%
3
months
15.9%
Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Sainsbury's Bank
 
Sainsbury's Low Rate Credit Card
6.95%Unlimited0%6.95%
n/a
6.9%
Representative Example: The annual purchase rate is 6.9% p.a.(variable) so if you spend £1,200 your representative APR will be 6.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card. Nectar points are NOT earned using this Credit Card
Sainsbury's Bank
 
Sainsbury's Nectar Credit Card
0%
15
months
3%0%
6
months
16.9%
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
You must have a Nectar Card in order to apply for the Credit Card
NatWest
Platinum Card (Online)
0%
22
months
3.2%0%
6
months
17.9%
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Sainsbury's Bank
 
Sainsbury's Gold Credit Card
n/a
n/a
n/a
9.9%
n/a
20.1%
Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.1% (variable)+£60 fee p.a
 Next Page  >
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Credit Card Comparison

Alternative Credit Cards

You may want to compare the above credit cards with the following.

Barclaycard Flexi-Rate 10% Repay

  • 2.5 percent balance transfer fee is offered to new customers.
  • Get 27.9 percent cash loan rate from Barclaycard.
  • This credit card offers 9 months initial balance transfer duration.
  • This Flexi-Rate 10% Repay has an unlimited max intro balance transfer fee.
  • Get £0 minimum balance transfer fee from Barclaycard.
  • A £0 minimum intro balance transfer fee is offered.
  • Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 9.9% (variable).

British Airways BA American Express Premium Plus Credit Card

  • Max purchase protection cover of £2,500.
  • 1.527 percent mthly purchase intro rate.
  • The credit card offers £1,000 max lost luggage cover.
  • You get 19.9 percent purchase interest rate AER from the credit card.
  • This credit card gives a £400 per week cash credit limit.
  • Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 50.1% (variable)+£150 fee p.a

Northern Bank Standard Visa Credit Card

  • Enjoy an initial balance transfer rate of 0 percent from this Standard Visa Credit Card.
  • 22.9 percent representative APR is offered with Standard Visa Credit Card.
  • This credit card gives a 0 percent monthly balance transfer intro rate.
  • Enjoy 0 percent balance transfer fee from Northern Bank.
  • You benefit from 5 months intro balance transfer window from Northern Bank.
  • £0 over limit charge is offered with this credit card.
  • Representative Example: The annual purchase rate is 22.9% p.a.(variable) so if you spend £1,200 your representative APR will be 22.9% (variable).

NatWest Private Banking Credit Card

  • Customers get minimum balance transfer fee of £5.
  • Unlimited maximum intro balance transfer fee is offered with this credit card.
  • NatWest offers mthly balance transfer rate of 1.167 percent.
  • You enjoy purchase interest rate AER of 14.9%.
  • 0 percent monthly purchase intro rate is offered with this credit card.
  • Get 6 months initial purchase duration from NatWest.
  • Representative Example: The annual purchase rate is 14.9% p.a.(variable) so if you spend £1,200 your representative APR will be 14.9% (variable).

Bank of Ireland Queen's Affinity Visa Credit Card

  • Intro balance transfer duration of 9 months is offered.
  • Get £0 minimum bal transfer fee from Bank of Ireland.
  • This Bank of Ireland Queen's Affinity Visa Credit Card has a mthly balance transfer rate of 1.385%.
  • Queen's Affinity Visa Credit Card gives an introductory purchase rate of 0 percent.
  • Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).

RBS Royalties Platinum Card (Online) Ex/C

  • Customers have the benefit of initial purchase rate of 0 percent.
  • You can take advantage of £750 cash credit limit.
  • The credit card has a 0 percent intro balance transfer rate.
  • Get limitless max intro balance transfer fee.
  • This RBS credit card has a 1.313% monthly balance transfer rate.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).

Bank of Scotland Plus Credit Card

  • Take advantage of £0 annual fee from Bank of Scotland.
  • Average balance transfer rate of 16.9 percent.
  • The credit card has an initial balance transfer duration of 18 months.
  • Benefit from 0% initial balance transfer rate from Bank of Scotland.
  • Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).