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Fluid are a UK based credit card provider offering balance transfer and purchase cards. They offer cards with contactless payments, 24/7 fraud protection and an advanced online management system. Fluid Credit Cards are powered by MBNA, and are also partnered with Media Ingenuity Group. Fluid were the world's first credit card company to offer a pre-application credit check with their Apply with Confidence service. This can help you protect your credit rating and save you time by telling you if you're likely to be accepted before you apply.

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Compare fluid Credit Cards

fluid Everyday Card
Balance transfers
0% for 20 months with a 1.55% fee
Purchases
0% for 20 months
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a. variable with a 5% fee.
The product, APR and promotional offer are dependent on your personal circumstances. Card issued by MBNA Ltd.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
fluid Balance Transfer Card (37 Mths)
Balance transfers
0% for 37 months with a 2.9% fee
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a. variable with a 5% fee.
The product, APR and promotional offer are dependent on your personal circumstances. Card issued by MBNA Ltd.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
fluid Balance Transfer Card (32 Mths)
Balance transfers
0% for 32 months with a 1.56% fee
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a. variable with a 5% fee.
The product, APR and promotional offer are dependent on your personal circumstances. Card issued by MBNA Ltd.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
fluid Balance Transfer Card (30 Mths)
Balance transfers
0% for 30 months with a 2.99% fee
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 20.9% p.a. variable with a 5% fee.
The product, APR and promotional offer are dependent on your personal circumstances. Card issued by MBNA Ltd.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).