from 2 ratings
2 customers rated their fluid credit card as 5 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Fluid are a UK based credit card provider offering balance transfer and purchase cards. They offer cards with contactless payments, 24/7 fraud protection and an advanced online management system. Fluid Credit Cards are powered by MBNA, and are also partnered with Media Ingenuity Group. Fluid were the world's first credit card company to offer a pre-application credit check with their Apply with Confidence service. This can help you protect your credit rating and save you time by telling you if you're likely to be accepted before you apply.
fluid Balance Transfer Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 29 months
2.9% fee
0% for 3 months18.9% APR
The introductory rate is for balances transferred within the first 60 days of your account opening. 0% on money transfers for the first 29months with a 4% handling fee.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
fluid Low Fee Balance Transfer Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 10 months
0.35% fee
0% for 3 months19.9% APR
The introductory rate is for balances transferred within the first 60 days of your account opening. 0% on money transfers for the first 10 months with a 4% handling fee.
Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 19.9% APR (variable).
fluid Balance Transfer Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 26 months
2.89% fee
0% for 3 months18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).

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