Virgin Credit Card
Full product details for the Virgin Credit Card, including card details, application criteria, introductory rates, rates, benefits and fees & charges. Apply online now.
 |  Compare Virgin credit card details against other credit cards or use our credit card comparison tables.Did you know Virgin also provide savings, pet insurance, travel insurance and breakdown cover? | ||
| Company: | Virgin Money www.virginmoney.com  | Virgin Money www.virginmoney.com  | Virgin Money www.virginmoney.com |
| Product: | Credit Card | Atlantic Amex White Card from MBNA | Atlantic Amex Black Card from MBNA |
| details | details | details | |
| Apply via this site: |  | | Not available |
| | | |
| Card Details | |||
 Card Issuer: | MBNA | MBNA | MBNA |
| Type: | Mastercard | n/a | n/a |
| Application Criteria | |||
| Min Age (yrs): | 18 | 18 | 18 |
| Min Income (£pa): | £0 | £0 | £0 |
| Introductory Rates | |||
| Intro Bal Tran Rate AER: | 0% | 0% | 0% |
| Intro BalanceTfr Fee (%): | 2.98% | 2% | 2% |
| Max Bal Transfer Fee (£): | Unlimited | £50 | £50 |
| Intro Purchase Rate AER: | 0% | 17.9% | 18.9% |
| Rates | |||
| APR - Purchases: | 15.9% | 17.9% | 37.1% |
| Balance Transfer AER: | 15.9% | 17.9% | 18.9% |
| Balance Transfer Fee (%): | 2.98% | 2% | 2% |
| Cash Advance AER: | 24.9% | 20.9% | 20.9% |
| Benefits | |||
| Cash-Back Reward: | no | no | no |
| Air Miles: | no | yes | yes |
| Other Incentives: | no | no | no |
| Shopping Reward Prog: | yes | yes | yes |
| Fees & Charges | |||
| Annual Fee (£): | ££0 | ££0 | ££115 |
| International Charges %: | 2.99% | 2.75% | 2.75% |
| Interest Charged from: | date of transaction | date of transaction | date of transaction |
| Interest Free Period: | 50 | 46 | 46 |
| Min Payment £: | £25 | £25 | £25 |
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