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Good3.9(16 ratings)

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Reviewed by: roisi96

Although it did help me out at the time and they will give you a limit suitable to your income, as I am terrib...

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Does Ulster Bank provide your credit card?

Tell us what you think of them because it will help others.

Compare Ulster Bank Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
Ulster Bank Student Card Ex/C
Balance transfers
18.9% p.a. variable with no fee
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £350 the Representative APR will be 18.9% APR (variable).
Ulster Bank Clear Rate Card
Balance transfers
6.9% p.a. variable with no fee
Purchases
6.9% p.a. variable
Representative APR (variable)
11.1% APR
Representative Example: The standard interest rate on purchases is 6.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 11.1% APR (variable). £24 annual fee.

Ulster Bank credit card reviews

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Does Ulster Bank provide your credit card?

Tell us what you think of them because it will help others.

16/10/14

Credit card my opinion

Although it did help me out at the time and they will give you a limit suitable to your income, as I am terrible at managing money it was a bad idea for me to apply for it. Any type of credit like this should always be avoided in my eyes. Customer service is good they are very helpful if you cant afford the installments they want they will negotiate.

Customer service

If you cant manage money well it's a bad idea.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

02/07/13

Recommended

Ulster Bank Credit Card is very useful

I have had an Ulster Bank Credit Card for 20 years. I have a reasonable credit limit and have never bothered to review if there are better cards available.

Good credit limit

Probably could find a card with better rates and incentives

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

06/11/14

Recommended

Real people on the phone

As far as I remember, I got this card because there was an incentive. I don't remember what the incentive was - perhaps money or a shopping voucher. I continued with it because of the loyalty points known as "Your Points". These are ok, but their value has diminished over the years, so that more points are needed for the same "reward". Paying the card is easy, you can do it by online banking or by automated phone call. If you want to talk to a person on the phone, for payment or any other reason, you can do so without delay. Logging into the Your Points website (not the same as Ulster Bank site) has not always been easy, but the login system has improved in recent years. To get this card, you don't need to belong to Ulster Bank, or even live in Northern Ireland.

Good phone communication

Diminishing value of loyalty points

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

03/07/13

Recommended

Ulsterbank credit card provides help when you need it

I used Ulsterbank to get my first credit card. I never wanted to ever have a credit card, until I realised that most people use them. I could only trust myself to get an Ulsterbank credit card, as they were always reliable for my savings. I'm glad I chose Ulsterbank for my credit card.

Repayment was easy to manage

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

27/06/13

Recommended

Ulster Bank Mastercard

The Card does everything I expect from a MasterCard. Bills are issued promptly, and accurately

Internet online payment is possible

no negatives

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Ulster Bank provide your credit card?

Tell us what you think of them because it will help others.