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Excellent4.3(843 ratings)

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Reviewed by: graeme60

I have experienced no issues in using this credit card. The website is easy to use and the information provide...

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Does Tesco Bank provide your credit card?

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Compare Tesco Bank Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
Tesco Bank Clubcard Credit Card with 0% BT Fee
Balance transfers
0% for 24 months with no fee
Purchases
0% for 1 month
Representative APR (variable)
18.9% APR
Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 20.626% p.a. variable with a 3% fee.
Representative Example: The standard interest rate on purchases is 18.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Tesco Bank Clubcard Credit Card
Balance transfers
0% for 40 months with a 2.69% fee
Purchases
0% for 3 months
Representative APR (variable)
18.9% APR
Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 20.626% p.a. variable with a 3% fee.
Representative Example: The standard interest rate on purchases is 18.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Tesco Bank Foundation Clubcard Credit Card
Balance transfers
0% for 1 month with no fee
Purchases
0% for 1 month
Representative APR (variable)
27.5% APR
Once the 0% deal ends the balance transfer rate will be 27.542% p.a. variable with a 3% fee.
To get this card you must have no County Court Judgements in the past 18 months.
Representative Example: The standard interest rate on purchases is 27.54% p.a. (variable), so if you borrow £1,200 the Representative APR will be 27.5% APR (variable).
Tesco Bank Clubcard Credit Card (17 Mths Purchase) Semi-Excl
Balance transfers
0% for 3 months with a 2.9% fee
Purchases
0% for 17 months
Representative APR (variable)
18.9% APR
1,000 Clubcard points if you make a purchase or transfer a balance within 2 months of account opening. Card available only if you apply online. T&C's apply.
Once the 0% deal ends the balance transfer rate will be 20.626% p.a. variable with a 3% fee.
Representative Example: The standard interest rate on purchases is 18.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Tesco Bank Clubcard Credit Card for Balance Transfers
Balance transfers
0% for 38 months with a 2.49% fee
Purchases
0% for 3 months
Representative APR (variable)
18.9% APR
Representative Example: The annual purchase rate is 18.94% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).

Tesco Bank credit card reviews

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Does Tesco Bank provide your credit card?

Tell us what you think of them because it will help others.

09/12/14

Recommended

No problems with this credit card

I have experienced no issues in using this credit card. The website is easy to use and the information provided is clear and very helpful. The only issue I have is that when you return stuff the credit does not take effect until the next month which is a bit of a pain. I also get club card points which I can use to get a discount on holidays.

Easy to use

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10/12/14

Recommended

Tesco Bank Credit Card

The product is most satisfactory and can be used for many purposes, 24 hours each day and night over a period of fifty two weeks of the year. Can be used to obtain points for any purchases which mount up and be exchanged for goods and services. Can also be used for identity purposes To obtain cash. Period of Credit is reasonable, and providing paid off by the nominated monthly date, the is no charge for the service. If payment date not made, interest is charged, and the rate is in accordance with other institutions and acceptable. Have found that if there are any queries or problems, then telephone calls, when you get through, are treated with courtesy, and helpfulness, and an appropriate solution is provided

Good Service

Sometimes difficult to get through

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Excellent service

A great Credit card. I pay the balance off every month so no charges and then I receive 1 point for every £ spent. These can be changed for up to 4 times face value in many places. Customer service excellent. By a coincidence I rang them this morning as I need a new card ( bent my old one accidentally) and was put through toa Rep within one minute and the problem solved. Found the product through a Tesco store

Good service. Love the vouchers and points

No negatives

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Great everyday credit card

Tesco credit card is great as you earn points as you spend. It is very versatile and the interest rates are low and if you transfer from your old card you can have 0% interest for a year. Customer service is good always helpful and friendly and you can keep up to date with your spending by going online to check your balance and look for other products.

earn points to use at tesco

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Recommended

customer service

easy and quick to talk to. You get offers through the door, and the statements are easy to read and understand. Only had to phone them up twice, once to change address and the other to transfer a balance, customer service was efficient and friends and helpful. I don't think there is anything bad I could say about Tesco Bank. Would recommend downloading the Tesco bank app as well

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Tesco Bank provide your credit card?

Tell us what you think of them because it will help others.