Once the 0% deal ends the balance transfer rate will be 12.7% p.a. variable with a 3% fee.
Representative Example: Representative Example: The standard interest rate on purchases is 12.7% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.4% APR (variable). £3 monthly fee.
Pay with your iPhone, iPad or Apple Watch with Apple pay. Spendlytics - Santander's new app, lets you analyse & track your credit card spend. Once the 0% deal ends the balance transfer rate will be 18.9% p.a. variable with a 3% fee.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Santander credit card reviews
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The stand-out difference with this card is the cash-back on purchases allied to a reasonable APR. The general terms and conditions are much the same as the rest of the industry and therefore the main feature is the cash-back which is one of the leaders in this industry. Customer service is good and I have had no problems with this card
I got my Credit card through Santander because I have a current and saving account with them and always find there customer service to be of a high standard. I think if you're planning on getting a credit card then definitely go with Santander, there customer service will blow your mind, friendly and always happy to help. The credit card is great and always good for emergencies. Even when my card was cloned Santander fixed it and managed to stop it from going any further. Santander is the place that you need to be, nowhere else.
I have this credit card as I took out a storecard at Debenhams several years ago which has since transferred to a Santander account. I can't see any problems with it but I don't often use it so I can't comment a great deal about the levels of customer service, value for money and fairness of the account or How you go about applying for a card. At the end of the day it is a credit card.
Unfortunately this card is no longer available. For those lucky enough to have it remember to keep it and use it on your overseas holidays. There is no annual fee and I always pay it off in full via direct debit after my holidays. Always pay in the local currency. Do not use it to withdraw cash from ATM as this will incur a charge.
My first credit card was with Santander and I decided to chose them as I have my current account with them. I wanted a simple credit card for my first one as I didn't want any suprise fees or charges and my card offers exactly that. The bank was more than happy to sit down and discuss with me the types of cards available and helped me chose one suited for me.