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Good3.9(103 ratings)

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Reviewed by: egspence

Moved to RBS as they were offering a 15 month zero percent interest offer. I gave found them to be good, ther...

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Does RBS provide your credit card?

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Compare RBS Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
RBS Reward Credit Card Existing Customers
Balance transfers
12.9% p.a. variable with no fee
Purchases
12.9% p.a. variable
Representative APR (variable)
17.4% APR
1% extra in Rewards using contactless until 31/12/16, 1% in in supermarkets, & 0.5% elsewhere. Exchange rewards for cashback & more.
Available to existing RBS Reward, Reward Silver, Reward Platinum or Reward Black account holders only. T&Cs apply.
Representative Example: The standard interest rate on purchases is 12.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 17.4% APR (variable).
RBS Reward Credit Card
Balance transfers
12.9% p.a. variable with no fee
Purchases
12.9% p.a. variable
Representative APR (variable)
17.4% APR
Representative Example: The standard interest rate on purchases is 12.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 17.4% APR (variable). £24 annual fee.
RBS Clear Rate Platinum Credit Card
Balance transfers
6.9% p.a. variable with no fee
Purchases
6.9% p.a. variable
Representative APR (variable)
11.1% APR
Representative Example: The standard interest rate on purchases is 6.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 11.1% APR (variable). £24 annual fee.

Everything above these results is featured

RBS Reward Black Credit Card Ex/C
Balance transfers
15.94% p.a. variable with no fee
Purchases
15.94% p.a. variable
Representative APR (variable)
33.6% APR
Available to existing RBS Reward Black account holders only. T&Cs apply.
Representative Example: The standard interest rate on purchases is 15.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 33.6% APR (variable).
RBS Reward Black Credit Card
Balance transfers
15.94% p.a. variable with no fee
Purchases
15.94% p.a. variable
Representative APR (variable)
33.6% APR
Representative Example: The standard interest rate on purchases is 15.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 33.6% APR (variable). £84 annual fee.

Royal Bank of Scotland credit card reviews

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Does RBS provide your credit card?

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18/10/14

Recommended

Zero percent balance transfer

Moved to RBS as they were offering a 15 month zero percent interest offer.

I gave found them to be good, there is also the ability to manage the credit card along with all my other bank accounts in the one place online. This makes it very easy to make regular payments and to keep an eye on the balance.

I've had no issues with this supplier of credit card and would recommend.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

16/10/14

Recommended

RBS Your Point Credit card

A great card that allows me to earn points on all my spending, so have transferred almost all my spending away from my debit card to this... but I make sure I pay off my balance in full every month to avoid charges

The rewards have stacked up quite quickly since i took the ard out some time back and I have been able to exchange them for shopping vouchers (although there is more choice than that).

Good rewards

Higher charges so be smart and avoid them.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19/10/14

Recommended

Rbs credit card

I have had a RBS credit card for sometime and balance transfer. The feel of service online is more 2000 rather than 2014 if you know what I mean. The customer service experience is good and friendly. Statements received on time after initial hiccup but now sorted. Payment system online again slightly confusing but you get there.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

02/07/13

Recommended

RBS credit card flexible and co-operative

I have had this card for years and they have left my limit alone as long as i pay my payments on time

They are very understanding and helpful

Happy with their credit card

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

27/06/13

Recommended

RBS Interest free period, made me debt free.

Happy with this product, i think it was 2% to transfer my balance, have managed to significantly reduce this since moving - would be better if i stoped spending but also has alow rate on purchases compared to other providers - plus gives me piece of mind when booking things for my wedding.

Long 0% interest rate on balance transfers

Transfer fee

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does RBS provide your credit card?

Tell us what you think of them because it will help others.