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Good4(368 ratings)

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Reviewed by: jlm192

I have had this credit card for about thirty years. During that time I have not experienced any negative probl...

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Does NatWest provide your credit card?

Tell us what you think of them because it will help others.

Compare NatWest Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
NatWest Reward Credit Card Existing Customers
Balance transfers
18.9% p.a. variable with no fee
Purchases
18.9% p.a. variable
Representative APR (variable)
23.7% APR
Available to existing NatWest Reward, Reward Silver, Reward Platinum or Reward Black account holders only. T&Cs apply.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.7% APR (variable).
NatWest Reward Credit Card
Balance transfers
18.9% p.a. variable with no fee
Purchases
18.9% p.a. variable
Representative APR (variable)
23.7% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 23.7% APR (variable). £24 annual fee.
NatWest Clear Rate Platinum Credit Card
Balance transfers
6.9% p.a. variable with no fee
Purchases
6.9% p.a. variable
Representative APR (variable)
11.1% APR
Representative Example: The standard interest rate on purchases is 6.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 11.1% APR (variable). £24 annual fee.

Everything above these results is featured

NatWest Reward Black Credit Card
Balance transfers
18.9% p.a. variable with no fee
Purchases
18.9% p.a. variable
Representative APR (variable)
37.1% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 37.1% APR (variable). £84 annual fee.
NatWest Student Credit Card Ex/C
Balance transfers
18.95% p.a. variable with no fee
Purchases
18.95% p.a. variable
Representative APR (variable)
18.9% APR
Available to existing NatWest customers only.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable), so if you borrow £500 the Representative APR will be 18.9% APR (variable).

NatWest credit card reviews

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Does NatWest provide your credit card?

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21/11/14

Recommended

Credit Card Experience

I have had this credit card for about thirty years. During that time I have not experienced any negative problems with customer service. Fraudulent transactions were dealt with by customer services quickly and efficiently and full refunds were made. Lost and stolen cards were replaced quickly. Security checks are made on transactions from time to time, which is comforting to know, but not so frequently they are a nuisance. Since the introduction of the 'Your Points' scheme, I have had the pleasure of acquiring a number of treats using the accumulated points which would otherwise have been costly. Paying the full amount of each statement ensures I do not incur additional costs.

Reliable

None known.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

13/11/14

Recommended

Very Good Product

Excellent card and service any time I have had to contact them.

Provided with 14months interest free balance transfer which has saved me a fortune and enabled me to managed my finances better.

Wife also have a current account with Natwest and is very happy.

Would recommend to all who are thinking of getting a new credit card or current account.

Good customer service

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22/10/14

Recommended

NatWest Credit Card

Good Customer Service - this is a friendly service - Understanding - had service for many years - would recommend to friends . On line Banking easy to use - clarity of charges and fees. Security seems also to be good. This an overall good service - I have the Gold Credit Card and I am happy to retain this card as part of my financial products

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Save your points forever for a £5 bottle of wine?

They sell it as a reward card, but you would have to be a very heavy user to get much past a cheap bottle of wine every year. Even Tesco could beat their rewards. I pay my full balance every month so I can't say if the rates or charges are fair, but the rewards really are miniscule. Would I move credit card, if I really had time to shop around I probably would. They don't offend me, but truly, they don't reward me either.

Easy to use

Rewards are rare

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

A very good, reliable company

I have held a credit card with Natwest for longer than I can remember now. I have never had a problem with them. We had a recent fraud on our credit card and Natwest dealt with it promptly. I found them very easy to contact and extremely professional.

Interest rates are average, I believe. Statements are clearly set out with payment details clearly displayed.

It is nice to have a credit card where you do not have to pay a yearly fee or pay for extras which you do not need. I would definitely recommend this company.

Good customer service

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does NatWest provide your credit card?

Tell us what you think of them because it will help others.