We use cookies so you have the best possible experience on our website. If you would like to know more, please read our Cookie Policy.

Close

Good3.7(275 ratings)

Read all reviews
Reviewed by: Woodyemm

I am one of those people that always pays off the monthly bill so I do not have any interest payments and do n...

Read more

Does HSBC provide your credit card?

Tell us what you think of them because it will help others.

Compare HSBC Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
HSBC Commercial Card
Balance transfers
-
Purchases
15.9% p.a. variable
Representative APR (variable)
15.9% APR
Representative Example: The standard interest rate on purchases is 15.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 15.9% APR (variable).
HSBC Student Credit Card
Balance transfers
-
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £500 the Representative APR will be 18.9% APR (variable).
HSBC Premier Credit Card
Balance transfers
0% for 18 months with a 1.4% fee (£5 min.)
Purchases
0% for 9 months
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 18.9% p.a. variable with a 1.4% fee.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
HSBC Credit Card with Balance Transfer (32 months)
Balance transfers
0% for 32 months with a 1.4% fee (£5 min.)
Purchases
0% for 3 months
Representative APR (variable)
18.9% APR
Transfer a balance within 60 days of opening an account to get the 0% deal; otherwise the rate will be 18.9% p.a. variable with a 2.9% fee.
You cannot transfer a balance from an HSBC Group card. The APR is dependent on your personal circumstances.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
HSBC Premier World Elite Credit Card
Balance transfers
18.9% p.a. variable with a 2.9% fee (£5 min.)
Purchases
18.9% p.a. variable
Representative APR (variable)
59.3% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 59.3% APR (variable). £195 annual fee.

HSBC credit card reviews

sorted by:

Most helpful

  • Most helpful
  • Latest
  • Highest rating
  • Lowest rating

Does HSBC provide your credit card?

Tell us what you think of them because it will help others.

09/12/14

Recommended

I always pay off my bill so all OK

I am one of those people that always pays off the monthly bill so I do not have any interest payments and do not have any issues. I have over the many years I have held a card, been contacted re an attempt to defraud (we worked out it was after visiting a store whilst on holiday in the UK) and I was happy with the security in place and the response of the bank who recognised that the transaction did not match where I live or my usual type of transaction. No further issues since.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Hsbc credit card

After banking with HSBC for a while, I felt that it would be good to build up my credit rating and have a safety net to fall back on should I need it and applied for my first ever credit card. I knew it would also come in handy for the bigger purchases, like international flights and so on. HSBC talked me through the process like the pros they are and have been able to help me out ever since.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Hsbc credit card

I have kept this credit card because my current account is with HSBC and it is easy to operate and pay. However, I try to keep the balance at zero and will open a second account for a 0% balance transfer if necessary.

I like that I have a direct debit set up so that I can pay the minimum every month - which means I never get fined for having forgotten to make a payment in time. And because I have internet banking with my current account, it is easy to make extra payments.

As stated above, part of the reason for keeping this account was because of the ease of use with it being associated with my current account. However, when I changed my name and took my documents into the branch to change my details, I was told they couldn't change my name on my credit card because they were a separate company entirely.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

21/11/14

Recommended

HSBC Bank Accounts and Credit Cards

Have banked with HSBC since I was at university (when dinosaurs walked and it was called the Midland) Great customer service, friendly staff, no problem too large or small. They will always ring you back if necessary. Charges when applicable are fair, and can always be questioned. I would not dream of changing banks, either for my current account or my credit card. I am hoping to set up my own business shortly and will definitely ask their advice.

Staff friendliness

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

20/10/14

Recommended

Good product features

I was approached by an account manager in branch that offered me a Credit Card. I was not sure it would suit my needs, but ended up being very useful especially due to the extra protection on my trips outside the UK. I have had a couple of problems being charged twice with no fault of my own and the customer service sorted it out very quickly and returned the funds, without much hassle about it.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does HSBC provide your credit card?

Tell us what you think of them because it will help others.