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Good4(415 ratings)

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Reviewed by: Qwills

Excellent value. 1% cash back and an annual £10 reward. If you pay off the balance each month, you get a...

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Does Capital One provide your credit card?

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Compare Capital One Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
Capital One Classic Card
Balance transfers
34.94% p.a. variable with a 3% fee
Purchases
34.94% p.a. variable
Representative APR (variable)
34.9% APR
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Representative Example: The standard interest rate on purchases is 34.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).
Capital One Classic Platinum Card
Balance transfers
29.84% p.a. variable with a 3% fee
Purchases
29.84% p.a. variable
Representative APR (variable)
29.8% APR
Representative Example: The standard interest rate on purchases is 29.84% p.a. (variable), so if you borrow £1,200 the Representative APR will be 29.8% APR (variable).

Everything above these results is featured

Capital One Balance Plus Card
Balance transfers
6.94% p.a. variable with no fee
Purchases
19.94% p.a. variable
Representative APR (variable)
19.9% APR
Representative Example: The standard interest rate on purchases is 19.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Capital One credit card reviews

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Does Capital One provide your credit card?

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13/12/14

Recommended

Capital One Credit Card

Excellent value. 1% cash back and an annual £10 reward. If you pay off the balance each month, you get a nice bonus in January, just at the time of year that a little more spending power is welcome. Package includes excellent security to protect against any misuse of the card. Customer services will call if they spot unusual spending patterns. Excellent service.

Cash back

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

11/12/14

Recommended

Not much to say

Nothing much to say on this one unfortunately, yes it is a high apr, but that is due to credit rating. Payments etc all made on time so we are not hit with the high charges, and the card used just to keep it active and maintain/improve credit ratings.

Only negative, is that they don't seem ro review card/increase limit very often, although again, that could be due to lack of credit on our side

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Rubbish Customer Service

Deposit paid to car hire company in Scotland which went bust. Informed Capital One who promised to send necessary forms to claim refund. Nothing received after two weeks. tried again and received the assurance that necessary forms would be sent. Again nothing received after a further two weeks. As advised by FCA sent letter of complaint. Capital One replied that it could be up to four weeks to respond due to the high number of complaints that they were receiving - no surprise there! Eventually refund was made but as yet no explanation or apology has been received.

Room for improvement

No room to list all negatives.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

21/11/14

Recommended

Better than average

Not the cheapest card but definitely not the most expensive either. If you can repay in full each month of course then the interest rate doesn't really matter. The staff have always been very helpful and friendly. One year I needed to have a temporary increase to my credit limit as I was travelling abroad and needed enough to make a deposit when hiring a car.

Friendy service

Interest rate not the cheapest

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

09/12/14

Recommended

Great online features

The on line access is simple and secure and the site is easy to navigate. All transactions are shown, even those pending so that you can keep up to date. All bills can be accessed quickly and easily and there is a facility for a hard copy if required. The bill is taken by direct debit and ample notification is given of the amount and due date. Contact is made by a secure message system to ensure that all communication is kept private. The log in for the website is easy and varied to prevent fraud.

Cashback on all purchases

sometimes debit is taken a couple of days earlier than expected

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Capital One provide your credit card?

Tell us what you think of them because it will help others.