from 34 ratings
34 customers rated their Asda Money credit card as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
The Asda Money Credit Card is issued by Sygma Bank UK, which is a trading name of Sygma Banque SA in the UK. Sygma Banque SA are authorised by Banque de France and are subject to limited regulation by the Financial Conduct Authority. You can use The Asda Money Credit Card at any MasterCard location worldwide, and you can also get rewards by spending in Asda stores or by buying Asda products.
Asda Money Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 12 months
2.9% fee
0% for 6 months14.9% APR
Representative Example: The standard interest rate on purchases is 14.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 14.9% APR APR (variable).

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Asda Money Credit Card Reviews

Cash off next bill

by terrysu, 3 days ago
Recommended by terrysu

Love the fact that the cutback comes straight off my next month's bill. I shop at Asda anyway so get the higher 1% for things I'm already buying but still get half a % everywhere else. Pay in full each month so I don't know if their interest rates are competitive. Not needed to contact them yet as not had any problems so can't really comment on customer service.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


A great cashback card

by astracan, 2 weeks ago
good cashback
poor limit
Recommended by astracan

If you use Asda supermarket and petrol stations then this is the 1% cashback card for you.
However we have found they are reluctant to raise our limit and we would like to use it more. We do pay it off in full each month.
We've had it for a few years now and have no problems.
It is 0.5% for non-Asda shopping.
They often have other offers.
You can get foreign currency at good rates and without paying the usual credit card interest.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Excellent


Asda Money Credit Card

by coylie, 2 weeks ago
Cash back on all purchases
high interst rate if you dont pay off each month
Recommended by coylie

This is a very good card as long as you pay it off each month, it gives you cash back everywhere you use your card, there are no limit and there is no annual fee unlike some credit card companies. You also get unlimited cash back of 1% every time you fill up at an ASDA filling station. They have a good customer service department and have always sorted any problems out, they have contacted me when they have seen suspicious activity on my account and then gone on to sort the problem out without any fuss.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent


Money back on Shopping you already do!

by mwb323, 2 weeks ago
Recommended by mwb323

I buy my shopping in ASDA and from ASDA direct so for me the credit card makes sense as I am getting money back for buying what I would normally buy. There are more points for buying in store and from ASDA direct than buying outside of the group but that is pretty standard anyway. As ASDA is one of the cheaper of the big four it works well for me and my family and to date we have had £56.00 back from shopping we were doing anyway. Also useful you can check your statements on line and monitor your bill.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Asda card review

by hopey5, 2 weeks ago
cashback
customer phoneline cost
Recommended by hopey5

This card suits me as I use it for my fuel spend and get 1% cash back. This also applies to purchases in the shop.
Held for a number of years and am happy.
what do you want to know? Paid in full every month. This card took over from previous asda card.
I have answered each of your questions above and I am a minimalist.
good overall.

Customer Service:
Average, could be better
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


That's Asda price my boy. It's just a Mastercard at the end of the day.

by gordie, 2 weeks ago
online operation
no deals

Easy application, quick turnaround, reasonable credit limit. When spending pattern changes on account they just block it however, and it is a pain to get it unblocked. Yeah, appreciate security is needed, but it can be a bit much at times. 0% interest on £200+ purchases from Asda direct, but nobody else.

Customer service is okay once you get through to them on the phone, could be better though.

Customer Service:
Poor, could be greatly improved
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Average, could be better


ASDA credit card excellent ....... but

by jamie50, 18 Jan 2014
Like most credit cards. Easy to use & online system good.
High fee if used in cashpoint. Always statements posted can't alter.
Recommended by jamie50

Cash-back is great & overall think excellent. However by a silly error I mistakenly put the credit card in cashpoint - instead of debit card - and pressed ok for charges. Was on autopilot. Realised my mistake & next day paid a large credit to ensure I had cleared full balance asap. I know these credit cards also charge daily interest on cash advance.ASDA credit card charged £5 when I had only drew out £30 for few hours. Very high fee when as cash advance. My fault but be warned.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


ASDA credit card

by Langy, 30 Jun 2013
Cashback
Recommended by Langy

I only got an ASDA credit card a few months ago but it is really easy to use and understand. I pay all my bills online which is convenient but my favourite thing about it is the rewards - instead of saving up for vouchers or prize draws it is simply cashback which I prefer. Every month a small amount is deducted off your bill which isn't much but every little help and the cashback I get is greater than the interest I'm getting on my main account so free money has to be good!

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Excellent


ASDA Rewards Credit Card from Mastercard, with annual vouchers and 1p/litre off fuel.

by Priceless, 7 Mar 2012
1P off a litre of Fuel at ASDA filling stations. Vouchers each year.
Please bring back the 2p per litre discount.
Recommended by Priceless

When I took this out over 4 years ago the big lure was the 2 Pence OFF per litre of fuel when using the card at ASDA petrol stations for filling up.
Alas, this has now been reduced to a PENNY a LITRE discount!
ASDA Filling stations always seem to be the most competitive, so an extra penny a litre off does help, particulary in these financially challenged times.

Again, the introductory three months with the card earnt reward points at the rate of 4 points for every ?4 spent a ASDA with the card. After the introductory period, this got halved to only 2 points for every ?4 Asda spend. Using the card outside of ASDA only generates half of this both during the first 3 months and afterwards. But I suppose it's nice to look forward to my annual ASDA VOUCHERS which arrive just before Christmas. To work out how much you need to spend, it presently is 5,000 points equates to ?50 in ASDA vouchers.

The interest rate is fairly standard at around 16.8% variable and you also get 0% Balance Transfers for 12 months with the set-up fee of 2.99%

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


ASDA credit card gives me free grocery deliveries any day of the week

by smithd, 29 Feb 2012
Free delivery of ASDA groceries ordered online (99 or above)
Recommended by smithd

My ASDA credit card entitled me to have my ASDA online order for groceries delivered FREE of charge, on any day of the week, provided I spend at least ?99 - which I invariably do.
The credit card application was simple and done online. In addition, I rather like the "Asda Price Guarantee" which automatically compares the cost of my grocery order to what the cost would have been at Sainsburys Morrsons, Tesco and Waitrose - and if ASDA is NOT at least 10% cheaper than the competition, then ASDA send me vouchers to a value which does ensure my shopping was 10% cheaper. I have been sent such vouchers in respect of at least two of my last three or four recent ASDA grocery deliveries.
I receive the (usual) monthly credit card statements in the post, and of course, the ASDA credit card can be paid off every month, by setting up a direct debit for the full amount owing.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Good, I'm happy


Credit Card Issuers