Excellent4

92% of customers recommended from 38 ratings

The Asda Money Credit Card is issued by Sygma Bank UK, which is a trading name of Sygma Banque SA in the UK. Sygma Banque SA are authorised by Banque de France and are subject to limited regulation by the Financial Conduct Authority. You can use The Asda Money Credit Card at any MasterCard location worldwide, and you can also get rewards by spending in Asda stores or by buying Asda products.

Compare Asda Money Credit Cards

Asda Money Credit Card
Balance Transfers
0% for 12 months
2.9% fee
Purchases
0% for 6 months
Representative APR (variable)
14.9% APR
Representative Example: The standard interest rate on purchases is 14.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 14.9% APR (variable).

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Asda Money Credit Card Reviews

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Cash off next bill

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by terrysu

Love the fact that the cutback comes straight off my next month's bill. I shop at Asda anyway so get the higher 1% for things I'm already buying but still get half a % everywhere else. Pay in full each month so I don't know if their interest rates are competitive. Not needed to contact them yet as not had any problems so can't really comment on customer service.

by terrysu, 1 month ago report review

Asda Money credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by moneystruck

I love this credit card. It offers 1% cashback every time you shop with Asda online or in store and 0.5% cashback for other stores and places. You built up your cashback and it shows how much you've earnt on each statement, which comes monthly or you can change to online statements. As you can imagine, if you use this all the time your cashback really starts to add up. I think this is one of the better ones. I was using a Lloyd's TSB for most of my purchases and gained so many points, but the rewards were not worth it as you only got a discount on buying gift vouchers say, and I didn't need that.

Cashback soon adds up

by moneystruck, 1 month ago report review

Asda credit card

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by jane89

Good cash back rates at asda and .5% wherever else you shop also 1% cashback at asda fuel. Online statements make it easy to view credit limits and keep track on spending. Easy to contact UK call centre good security Customer service is very good with all queiries answered generally I found the product in store. Easy on line application with a very fast response

easy application good cash back

have to continually ask for higher limit even with a second cardholder

by jane89, 1 month ago report review

A great cashback card

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by astracan

If you use Asda supermarket and petrol stations then this is the 1% cashback card for you. However we have found they are reluctant to raise our limit and we would like to use it more. We do pay it off in full each month. We've had it for a few years now and have no problems. It is 0.5% for non-Asda shopping. They often have other offers. You can get foreign currency at good rates and without paying the usual credit card interest.

good cashback

poor limit

by astracan, 2 months ago report review

Asda Money Credit Card

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by coylie

This is a very good card as long as you pay it off each month, it gives you cash back everywhere you use your card, there are no limit and there is no annual fee unlike some credit card companies. You also get unlimited cash back of 1% every time you fill up at an ASDA filling station. They have a good customer service department and have always sorted any problems out, they have contacted me when they have seen suspicious activity on my account and then gone on to sort the problem out without any fuss.

Cash back on all purchases

high interst rate if you dont pay off each month

by coylie, 2 months ago report review

Asda card review

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by hopey5

This card suits me as I use it for my fuel spend and get 1% cash back. This also applies to purchases in the shop. Held for a number of years and am happy. what do you want to know? Paid in full every month. This card took over from previous asda card. I have answered each of your questions above and I am a minimalist. good overall.

cashback

customer phoneline cost

by hopey5, 2 months ago report review

That's Asda price my boy. It's just a Mastercard at the end of the day.

Satisfactory

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Easy application, quick turnaround, reasonable credit limit. When spending pattern changes on account they just block it however, and it is a pain to get it unblocked. Yeah, appreciate security is needed, but it can be a bit much at times. 0% interest on £200+ purchases from Asda direct, but nobody else. Customer service is okay once you get through to them on the phone, could be better though.

online operation

no deals

by gordie, 2 months ago report review

ASDA credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Langy

I only got an ASDA credit card a few months ago but it is really easy to use and understand. I pay all my bills online which is convenient but my favourite thing about it is the rewards - instead of saving up for vouchers or prize draws it is simply cashback which I prefer. Every month a small amount is deducted off your bill which isn't much but every little help and the cashback I get is greater than the interest I'm getting on my main account so free money has to be good!

Cashback

by Langy, 30 Jun 2013 report review

Money back on Shopping you already do!

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by mwb323

I buy my shopping in ASDA and from ASDA direct so for me the credit card makes sense as I am getting money back for buying what I would normally buy. There are more points for buying in store and from ASDA direct than buying outside of the group but that is pretty standard anyway. As ASDA is one of the cheaper of the big four it works well for me and my family and to date we have had £56.00 back from shopping we were doing anyway. Also useful you can check your statements on line and monitor your bill.

by mwb323, 2 months ago report review

Asda Credit Card

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by amore

Good standard basic store related card for shopping and general purposes. Petrol purchases have the added benefit of an extra 1p a litre off at stores where you already get the best local price.

by amore, 23 Feb 2012 report review

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