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Excellent4.1(39 ratings)

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Reviewed by: terrysu

Love the fact that the cutback comes straight off my next month's bill. I shop at Asda anyway so get the highe...

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Does Asda Money provide your credit card?

Tell us what you think of them because it will help others.

Compare Asda Money Credit Cards

This comparison includes all credit cards for this company.

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Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
Asda Money Cashback Credit Card
Balance transfers
0% for 12 months with a 3% fee (£3 min.)
Purchases
0% for 6 months on purchases over £200 at George.com
Representative APR (variable)
19.9% APR
Get 5% cashback on selected Asda Money insurance products.
Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 19.9% p.a. variable with a 3% fee.
Asda Stores Limited only offers credit cards provided by Creation Financial Services Limited.
Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 19.9% APR (variable).

Everything above these results is featured

Asda Money Cashback Plus Credit Card
Balance transfers
0% for 15 months with a 3% fee (£3 min.)
Purchases
0% for 6 months
Representative APR (variable)
26.2% APR
Transfer a balance within 90 days of opening an account to get the 0% deal; otherwise the rate will be 19.9% p.a. variable with a 3% fee.
Representative Example: The standard interest rate on purchases is 19.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 26.2% APR (variable).

Asda Money credit card reviews

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Does Asda Money provide your credit card?

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28/10/14

Recommended

Cash off next bill

Love the fact that the cutback comes straight off my next month's bill. I shop at Asda anyway so get the higher 1% for things I'm already buying but still get half a % everywhere else. Pay in full each month so I don't know if their interest rates are competitive. Not needed to contact them yet as not had any problems so can't really comment on customer service.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

21/05/15

Recommended

Poor Credit Limit

I like the cashback, whereby you don't need to claim or choose "rewards", it's automatically deducted from your statement. But the credit limit is poor. Given that I have a perfect credit rating and a significant income, it is a measly 20% of my previous Amazon card account. (I cancelled because the reward scheme ended). I hoped that after 6 months they would increase it, especially since I have consistently been shovelling in large amounts of money to buy those items that exceed the credit limit. Unfortunately, the increase was quite small. I suspect they aren't that interested in someone who doesn't pay them any interest. If you are in the same situation I recommend you have another resource, because it can take several days to get a transfer into your account to ensure enough credit is available.

Cash back applied directly to statement

Poor credit limit

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

10/02/12

Recommended

Asda mastercard

Ex value for money. You can set up a min or full direct debit so that you don't need to worry about missing a payment date. Also you can request instant limit changes online via the account management page and make payments online too. Points are earned for purchases made using the MasterCard and vouchers are earned and awarded in December each year. great way to treat yourself or reduce the cost of your Christmas shopping.

points earned on all purchases

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

23/02/12

Recommended

Asda Credit Card

Good standard basic store related card for shopping and general purposes. Petrol purchases have the added benefit of an extra 1p a litre off at stores where you already get the best local price.

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

15/10/14

Recommended

Asda Money Credit Card

This is a very good card as long as you pay it off each month, it gives you cash back everywhere you use your card, there are no limit and there is no annual fee unlike some credit card companies. You also get unlimited cash back of 1% every time you fill up at an ASDA filling station. They have a good customer service department and have always sorted any problems out, they have contacted me when they have seen suspicious activity on my account and then gone on to sort the problem out without any fuss.

Cash back on all purchases

high interst rate if you dont pay off each month

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Asda Money provide your credit card?

Tell us what you think of them because it will help others.