from 37 ratings
37 customers rated their Asda Money credit card as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
The Asda Money Credit Card is issued by Sygma Bank UK, which is a trading name of Sygma Banque SA in the UK. Sygma Banque SA are authorised by Banque de France and are subject to limited regulation by the Financial Conduct Authority. You can use The Asda Money Credit Card at any MasterCard location worldwide, and you can also get rewards by spending in Asda stores or by buying Asda products.
Asda Money Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 12 months
2.9% fee
0% for 6 months14.9% APR
Representative Example: The standard interest rate on purchases is 14.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 14.9% APR (variable).

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Asda Money Credit Card Reviews

Asda credit card

by jane89, 2 weeks ago
easy application good cash back
have to continually ask for higher limit even with a second cardholder
Recommended by jane89

Good cash back rates at asda and .5% wherever else you shop
also 1% cashback at asda fuel.
Online statements make it easy to view credit limits and keep track on spending.
Easy to contact UK call centre
good security
Customer service is very good with all queiries answered generally
I found the product in store.
Easy on line application with a very fast response

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent


Asda Money credit card

by moneystruck, 3 weeks ago
Cashback soon adds up
Recommended by moneystruck

I love this credit card. It offers 1% cashback every time you shop with Asda online or in store and 0.5% cashback for other stores and places. You built up your cashback and it shows how much you've earnt on each statement, which comes monthly or you can change to online statements.

As you can imagine, if you use this all the time your cashback really starts to add up.
I think this is one of the better ones. I was using a Lloyd's TSB for most of my purchases and gained so many points, but the rewards were not worth it as you only got a discount on buying gift vouchers say, and I didn't need that.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Cash off next bill

by terrysu, 4 weeks ago
Recommended by terrysu

Love the fact that the cutback comes straight off my next month's bill. I shop at Asda anyway so get the higher 1% for things I'm already buying but still get half a % everywhere else. Pay in full each month so I don't know if their interest rates are competitive. Not needed to contact them yet as not had any problems so can't really comment on customer service.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


A great cashback card

by astracan, 1 month ago
good cashback
poor limit
Recommended by astracan

If you use Asda supermarket and petrol stations then this is the 1% cashback card for you.
However we have found they are reluctant to raise our limit and we would like to use it more. We do pay it off in full each month.
We've had it for a few years now and have no problems.
It is 0.5% for non-Asda shopping.
They often have other offers.
You can get foreign currency at good rates and without paying the usual credit card interest.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Excellent


Asda Money Credit Card

by coylie, 1 month ago
Cash back on all purchases
high interst rate if you dont pay off each month
Recommended by coylie

This is a very good card as long as you pay it off each month, it gives you cash back everywhere you use your card, there are no limit and there is no annual fee unlike some credit card companies. You also get unlimited cash back of 1% every time you fill up at an ASDA filling station. They have a good customer service department and have always sorted any problems out, they have contacted me when they have seen suspicious activity on my account and then gone on to sort the problem out without any fuss.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Excellent


Money back on Shopping you already do!

by mwb323, 1 month ago
Recommended by mwb323

I buy my shopping in ASDA and from ASDA direct so for me the credit card makes sense as I am getting money back for buying what I would normally buy. There are more points for buying in store and from ASDA direct than buying outside of the group but that is pretty standard anyway. As ASDA is one of the cheaper of the big four it works well for me and my family and to date we have had £56.00 back from shopping we were doing anyway. Also useful you can check your statements on line and monitor your bill.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Asda card review

by hopey5, 1 month ago
cashback
customer phoneline cost
Recommended by hopey5

This card suits me as I use it for my fuel spend and get 1% cash back. This also applies to purchases in the shop.
Held for a number of years and am happy.
what do you want to know? Paid in full every month. This card took over from previous asda card.
I have answered each of your questions above and I am a minimalist.
good overall.

Customer Service:
Average, could be better
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


That's Asda price my boy. It's just a Mastercard at the end of the day.

by gordie, 1 month ago
online operation
no deals

Easy application, quick turnaround, reasonable credit limit. When spending pattern changes on account they just block it however, and it is a pain to get it unblocked. Yeah, appreciate security is needed, but it can be a bit much at times. 0% interest on £200+ purchases from Asda direct, but nobody else.

Customer service is okay once you get through to them on the phone, could be better though.

Customer Service:
Poor, could be greatly improved
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Average, could be better


ASDA credit card excellent ....... but

by jamie50, 18 Jan 2014
Like most credit cards. Easy to use & online system good.
High fee if used in cashpoint. Always statements posted can't alter.
Recommended by jamie50

Cash-back is great & overall think excellent. However by a silly error I mistakenly put the credit card in cashpoint - instead of debit card - and pressed ok for charges. Was on autopilot. Realised my mistake & next day paid a large credit to ensure I had cleared full balance asap. I know these credit cards also charge daily interest on cash advance.ASDA credit card charged £5 when I had only drew out £30 for few hours. Very high fee when as cash advance. My fault but be warned.

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


ASDA credit card

by Langy, 30 Jun 2013
Cashback
Recommended by Langy

I only got an ASDA credit card a few months ago but it is really easy to use and understand. I pay all my bills online which is convenient but my favourite thing about it is the rewards - instead of saving up for vouchers or prize draws it is simply cashback which I prefer. Every month a small amount is deducted off your bill which isn't much but every little help and the cashback I get is greater than the interest I'm getting on my main account so free money has to be good!

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Excellent


Credit Card Issuers