Argos store card
Argos strore card is great, you can get the products you want and depending on how much you spend, you get payment options of buy now, pay 3 months or 6 months later.
Therefore giving you flexibily in managing your finances.
Also it's worth mentioning that those payment options apply to each purchase you make, so you could apply the pay later option on a new purchase, whilst you complete payments on previous purchases, to avoid payments getting to high.
The APR is not bad either, less than some credit cards!