Negatives; Interest charge based on balance and not purchase date, payments made by bank transfer take days to appear(but, backdate payment), no mobile app (but, good browser access).
Positives; MUCH CHEAPER THAN PAYDAY LOANS, Fairly easy to get, Good Browser Access, Aquis is the best interest rate Credit Card on offer from Vanquis, Regular Credit Increase Reviews, I got 75% credit increase given on month 8 (no missed payments, close to limit, few months paying minimum).
Great card to build a credit rating for people with low credit scores, make sure you never miss the minimum payment and allow room for the interest charge, they'll soon increase your available credit.
5 Stars (4 Stars as a Credit Card Option plus More for availability, convenience and credit building).
I Recommend: Keep a good portion of credit available for emergencies.
Be Aware: Credit is not a viable living method, only borrow what you can afford and intend to pay back.
Easy to get, great credit builder.
interest charged based on balance not purchase date.