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Good3.5(17 ratings)

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Reviewed by: HannahLeanne

I have my credit card with Aqua and have had it for about a year now.. I've had three credit limit increases i...

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Does Aqua provide your credit card?

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Compare Aqua Credit Cards

This comparison includes all credit cards for this company.

sorted by:

Most popular

  • Most popular
  • Longest balance transfer period
  • Longest purchases period
  • Lowest representative APR
Aqua Classic Card (29.7%)
Balance transfers
29.71% p.a. variable with a 3% fee (£3 min.)
Purchases
29.71% p.a. variable
Representative APR (variable)
29.7% APR
Free aqua credit checker. Aqua has said yes to over 750,000 customers in the UK.
Representative Example: The standard interest rate on purchases is 29.71% p.a. (variable), so if you borrow £1,200 the Representative APR will be 29.7% APR (variable).
Aqua Reward Credit Card
Balance transfers
34.91% p.a. variable with a 3% fee (£3 min.)
Purchases
34.91% p.a. variable
Representative APR (variable)
34.9% APR
Representative Example: The standard interest rate on purchases is 34.91% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).
Aqua Advance Card
Balance transfers
34.91% p.a. variable with a 3% fee (£3 min.)
Purchases
34.91% p.a. variable
Representative APR (variable)
34.9% APR
Free aqua credit checker. By making payments on time and keeping to your credit limit, you could reduce your interest rate to 19.9% APR.
Representative Example: The standard interest rate on purchases is 34.91% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).
Aqua Credit Card - Semi Excl (4 Mths Purchase)
Balance transfers
34.91% p.a. variable with a 3% fee (£3 min.)
Purchases
0% for 4 months
Representative APR (variable)
34.9% APR
Free aqua credit checker. Aqua has said yes to over 750,000 customers in the UK. 0% on purchases for the first 4 months.
Representative Example: The standard interest rate on purchases is 34.91% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

Everything above these results is featured

Aqua Start Card
Balance transfers
49.94% p.a. variable with a 3% fee (£3 min.)
Purchases
49.94% p.a. variable
Representative APR (variable)
49.9% APR
Representative Example: The standard interest rate on purchases is 49.94% p.a. (variable), so if you borrow £1,200 the Representative APR will be 49.9% APR (variable).

Aqua credit card reviews

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Does Aqua provide your credit card?

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16/11/14

Recommended

Aqua.. Higher rates but excellent customer service!

I have my credit card with Aqua and have had it for about a year now.. I've had three credit limit increases in this time, two of which were applied by Aqua and one I actually asked for! The increase I applied for was added to my account within 7 days! I was amazed at how quick this was applied but was very happy! I know Aqua does have slightly higher APR rates than a lot of cards but for people with less than perfect credit, like myself the card is perfect! Great customer service, fair credit limit increases and fast service!

Great customer service, fair credit limit increases, fast service

High APR rates

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

18/10/14

Recommended

Good Credit Card from Aqua

This is my first credit card and it seems pretty good as it comes with a free credit score checker with alerts when things change which is pretty good. Plus after three to four months of paying off in full they have sent me a £20 Amazon voucher. There may be better cards out there but I just wanted something simple plus I am new to credit so I wanted something that I could get (obviously). It is good as I am a student so I don't have any sort of regular income and you don't need an income to get it.

Free Credit Checker + Alerts, Amazon Vouchers, No income needed

No Contactless Payment and not too many extras.

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

22/11/14

Recommended

Aqua Credit Card

This company offers great service, and really good communication. And you get cash back. Can't be beaten. Cash back is paid annually. Easy online access to keep track of spending. I contacted them online and the answer came back really fast - unlike some other companies. Easy to apply for a card and they keep you informed of your spending online.

Cash Back

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

19/07/13

Recommended

Credit limit and customer service

It is understood that the card is for folks with marginal credit history. How their credit limit is way too low to begin with. Calling customer service cost money while waiting through lengthy selection option to get someone to talk to you.

No transaction fee

Low credit limit

2
Fair
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

27/06/13

Recommended

still testing this card out

so far I have had no problems with this card and only time will tell if it provides the services I require

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does Aqua provide your credit card?

Tell us what you think of them because it will help others.