Aqua.. Higher rates but excellent customer service!
I have my credit card with Aqua and have had it for about a year now.. I've had three credit limit increases in this time, two of which were applied by Aqua and one I actually asked for! The increase I applied for was added to my account within 7 days! I was amazed at how quick this was applied but was very happy!
I know Aqua does have slightly higher APR rates than a lot of cards but for people with less than perfect credit, like myself the card is perfect!
Great customer service, fair credit limit increases and fast service!
Great customer service, fair credit limit increases, fast service
This is my first credit card and it seems pretty good as it comes with a free credit score checker with alerts when things change which is pretty good. Plus after three to four months of paying off in full they have sent me a £20 Amazon voucher. There may be better cards out there but I just wanted something simple plus I am new to credit so I wanted something that I could get (obviously). It is good as I am a student so I don't have any sort of regular income and you don't need an income to get it.
Free Credit Checker + Alerts, Amazon Vouchers, No income needed
This company offers great service, and really good communication. And you get cash back. Can't be beaten.
Cash back is paid annually. Easy online access to keep track of spending.
I contacted them online and the answer came back really fast - unlike some other companies. Easy to apply for a card and they keep you informed of your spending online.
It is understood that the card is for folks with marginal credit history. How their credit limit is way too low to begin with. Calling customer service cost money while waiting through lengthy selection option to get someone to talk to you.