Compare Best Credit Cards 2012
Compare the best credit card deals 2012 has to offer at a glance using our top credit cards 2012 comparison and find the best credit card for your circumstances whether you want cash back, rewards, 0% purchases or 0% balance transfers. We make finding the best credit cards 2012 has available quick, simple and completely hassle free.
Search 258 credit cards.
Do you have a question?
| Balance Transfer Intro | Purchase Intro | Representative APR | |||||||||||||||||||||||||||||||||||||||||||||||
| Rate | Duration | Fee | Rate | Duration | (Variable) | ||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum With BT (22 Mths) | 0% | 22 months | 2.9% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). £30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply) | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin Balance Transfer Credit Card | 0% | 20 months | 2.99% | 0% | 3 months | 16.8% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum Low BT Fee | 0% | 17 months | 1.6% | 0% | 3 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). 2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply). | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin All Round Credit Card | 0% | 16 months | 1.99% | 0% | 6 months | 15.8% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
MBNA Credit Card | 0% | 20 months | 2.99% | 0% | 3 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Contactless Payments: You can now pay quickly and securely for purchases under £15 without entering your PIN. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax All in One Card MasterCard | 0% | 15 months | 3% | 0% | 15 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). The APR and length of the promotional offer are dependent on your personal circumstances | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Sainsbury's Credit Card (Nectar Card Holders Only) | 0% | 12 months | 3% | 0% | 12 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have a Nectar Card in order to apply for the Credit Card.
Nectar points are NOT earned using this Credit Card | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Balance Transfer Card | 0% | 22 months | 3.5% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). You must have an annual income of £20,000 or more to apply | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin Purchase Credit Card | 0% | 13 months | 2.89% | 0% | 13 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum Purchase | 0% | 15 months | 2.9% | 0% | 15 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum With BT (21 Mths) | 0% | 21 months | 2.6% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). 3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply). | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Balance Transfer Card 20/3 | 0% | 20 months | 3% | 0% | 3 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have an annual income of £20,000 or more to apply. | |||||||||||||||||||||||||||||||||||||||||||||||||
American Express Platinum Cashback Credit Card | n/a | n/a | n/a | 14% | n/a | 18.5% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 14% p.a.(variable) so if you spend £1,200 your representative APR will be 18.5% (variable)+£25 fee p.a Introductory bonus - 5% cashback in your first three months, max £100. £25 annual fee. Additional anniversary cashback each year. | |||||||||||||||||||||||||||||||||||||||||||||||||
Capital One Classic Visa Card | n/a | n/a | n/a | 34.9% | n/a | 34.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: 34.9% APR representative variable. Based on £1,200 credit limit & annual purchase rate 34.94% p.a. variable. Capital One, Trent House, Station Street, Nottingham, NG2 3HX | |||||||||||||||||||||||||||||||||||||||||||||||||
Vanquis The Visa Card | n/a | n/a | n/a | 39.9% | n/a | 39.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Representative 39.9% APR variable. Based on £1,000 credit limit & annual purchase rate 39.94% p.a. variable. Suitable if you are new to credit, have had CCJs or have bad credit history. Can apply for up to £2,000 credit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Play.com Credit Card | 0% | 6 months | 1.5% | 0% | 9 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). 1500 bonus PlayPoints awarded when you spend £150 on card purchases within 90 days of account opening. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Credit Card (Balance Transfer) | 0% | 20 months | 3.1% | 0% | 3 months | 15.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Sainsbury's Low Rate Credit Card | 6.95% | Unlimited | 0% | 6.95% | n/a | 6.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 6.9% p.a.(variable) so if you spend £1,200 your representative APR will be 6.9% (variable). You must have a Nectar Card in order to apply for the Credit Card.
Nectar points are NOT earned using this Credit Card | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Sainsbury's Nectar Credit Card | 0% | 15 months | 3% | 0% | 6 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have a Nectar Card in order to apply for the Credit Card | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Platinum Card (Online) | 0% | 22 months | 3.2% | 0% | 6 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Next Page  | |||||||||||||||||||||||||||||||||||||||||||||||||
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I find the email updates very useful, short, easy to read and to the point and very easy for me to get further information. Sonia S. from Bucks,UK |
Credit Card Comparison
View all credit card reviews.
- Credit Cards
- 0% Balance Transfer & Purchases Credit Cards
- 0% Balance Transfer Credit Cards
- 0% Balance Transfers
- 0% Credit Cards
- 0% Interest Credit Cards
- 0% Money Transfer Credit Cards
- 0% on Purchases
- Air Miles Credit Cards
- All Credit Cards
- Balance Transfer No Fee
- Business Credit Cards
- Business Credit Cards for New Business
- Cashback & Rewards
- Cashback Credit Cards
- Charity Credit Cards
- Corporate Credit Card
- Credit Builder Cards
- Credit Building Credit Cards
- Credit Card Balance Transfers No Fee
- Credit Card Cash Advance
- Credit Card Debt Consolidation
- Credit Card Interest Rates
- Credit Card Offers
- Credit Card Transfer
- Credit Cards for Bad Credit
- Credit Cards to Use Abroad
- Credit Cards With No Foreign Transaction Fees
- First Credit Cards
- Football Credit Cards
- Gold & Platinum Cards
- Gold Credit Cards
- Instant Decision Cards
- Interest Free Credit Cards
- Life of Balance Transfer Credit Cards
- Low APR Credit Cards
- Low Balance Transfer Fee Credit Cards
- Low Credit Score Credit Cards
- Low Income Credit Cards
- Low Interest Credit Cards
- MasterCard Balance Transfer Offers
- Mastercard Credit Cards
- Online Credit Cards
- Platinum Credit Cards
- Poor Credit Credit Cards
- Reward Credit Cards
- Student Credit Cards
- Top 10 Credit Cards
- VISA Balance Transfers
- Visa Business Credit Cards
- Visa Credit Cards
Alternative Credit Cards
You may want to compare the above credit cards with the following.
British Airways BA American Express Credit Card
- Get yearly fee of £0.
- Customers get representative APR of 19.9 percent.
- 27.9% cash credit rate is available with the credit card.
- 1.527% mthly purchase intro rate is offered to new customers.
- BA American Express Credit Card gives an initial purchase rate of 19.9%.
- Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
Lloyds TSB Student Credit Card
- Get an average balance transfer rate of 19.9 percent from the credit card.
- 27.9 percent cash advance rate is offered.
- Initial purchase rate of 19.9 percent.
- Get 3% bal transfer fee.
- A 1.527 percent monthly balance transfer intro rate is offered.
- Representative Example: The annual purchase rate is 19.9% p.a.(variable) so if you spend £1,200 your representative APR will be 19.9% (variable).
MBNA Aston Villa FC Card
- This credit card gives 3 months intro purchase duration.
- Aston Villa FC Card offers a minimum bal transfer fee of £5.
- 12 months intro balance transfer duration is offered with Aston Villa FC Card.
- Take advantage of an intro purchase rate of 0 percent from this credit card.
- Get monthly balance transfer intro rate of 0 percent.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Bank of Ireland Ulster Rugby MasterCard
- 1.385% mthly balance transfer rate is available to customers.
- You get 17.9 percent purchase rate AER.
- The Ulster Rugby MasterCard credit card has a 0 percent mthly balance transfer intro rate.
- £0 annual fee is available with Ulster Rugby MasterCard.
- New customers get 6 months introductory purchase duration from the credit card.
- Bank of Ireland gives mthly purchase intro rate of 0%.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Laura Ashley Card
- 6 wks initial balance transfer window is available.
- 12 months intro balance transfer duration is offered with Card.
- Customers will get minimum bal transfer fee of £0.
- Monthly balance transfer rate of 1.455 percent.
- Representative APR of 18.9 percent is offered.
- Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
MBNA Leicester Tigers
- The MBNA Leicester Tigers credit card has limitless max intro balance transfer fee.
- A 27.9 percent cash advance rate is offered.
- 16.9% purchase interest AER is available with Leicester Tigers.
- Mthly balance transfer intro rate of 0 percent is offered with this credit card.
- Get a standard balance transfer rate of 18.9 percent from this Leicester Tigers.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
