Compare 0% Interest Credit Cards
Compare the best 0% interest credit cards available in the UK and see which of the best zero percent credit card offers will work best for your circumstances at a glance. Whether you're looking for credit cards with 0% interest on purchases or balance transfers, our 0% interest credit card comparison table makes it easy to find the best deals in seconds.
Search 258 credit cards.
Do you have a question?
| Balance Transfer Intro | Purchase Intro | Representative APR | |||||||||||||||||||||||||||||||||||||||||||||||
| Rate | Duration | Fee | Rate | Duration | (Variable) | ||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum With BT (22 Mths) | 0% | 22 months | 2.9% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). £30 fee refund when you transfer a balance of £2,500 or more (terms and conditions apply) | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin Balance Transfer Credit Card | 0% | 20 months | 2.99% | 0% | 3 months | 16.8% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 16.8% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum Low BT Fee | 0% | 17 months | 1.6% | 0% | 3 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). 2.1% Balance Transfer fee with a 0.5% refund, reduces this to equivalent of 1.6% for everyone (terms & conditions apply). | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin All Round Credit Card | 0% | 16 months | 1.99% | 0% | 6 months | 15.8% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 15.8% p.a.(variable) so if you spend £1,200 your representative APR will be 15.8% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
MBNA Credit Card | 0% | 20 months | 2.99% | 0% | 3 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Contactless Payments: You can now pay quickly and securely for purchases under £15 without entering your PIN. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax All in One Card MasterCard | 0% | 15 months | 3% | 0% | 15 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). The APR and length of the promotional offer are dependent on your personal circumstances | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Sainsbury's Credit Card (Nectar Card Holders Only) | 0% | 12 months | 3% | 0% | 12 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have a Nectar Card in order to apply for the Credit Card.
Nectar points are NOT earned using this Credit Card | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Balance Transfer Card | 0% | 22 months | 3.5% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). You must have an annual income of £20,000 or more to apply | |||||||||||||||||||||||||||||||||||||||||||||||||
Virgin Purchase Credit Card | 0% | 13 months | 2.89% | 0% | 13 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.8% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum Purchase | 0% | 15 months | 2.9% | 0% | 15 months | 18.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclaycard Platinum With BT (21 Mths) | 0% | 21 months | 2.6% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). 3.2% Balance Transfer fee, 0.6% refund reduces this to equivalent of 2.6% (terms & conditions apply). | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Balance Transfer Card 20/3 | 0% | 20 months | 3% | 0% | 3 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have an annual income of £20,000 or more to apply. | |||||||||||||||||||||||||||||||||||||||||||||||||
Play.com Credit Card | 0% | 6 months | 1.5% | 0% | 9 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). 1500 bonus PlayPoints awarded when you spend £150 on card purchases within 90 days of account opening. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Credit Card (Balance Transfer) | 0% | 20 months | 3.1% | 0% | 3 months | 15.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 10% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Sainsbury's Nectar Credit Card | 0% | 15 months | 3% | 0% | 6 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). You must have a Nectar Card in order to apply for the Credit Card | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Platinum Card (Online) | 0% | 22 months | 3.2% | 0% | 6 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Rewards Credit Card | 0% | 12 months | 3% | 0% | 10 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). Earn Reward Points every time you spend, earn double on fuel. Redeem on a range of products including shopping vouchers and cash back. | |||||||||||||||||||||||||||||||||||||||||||||||||
Lloyds TSB Platinum MasterCard | 0% | 15 months | 3% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Balance Transfer Credit Card | 0% | 16 months | 2.9% | 0% | 3 months | 17.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable). Long 0% period on balance transfers with competitive 2.9% fee, plus earn while you spend with a generous rewards scheme. Good credit customers. | |||||||||||||||||||||||||||||||||||||||||||||||||
Post Office Platinum Card | 0% | 14 months | 2.98% | 0% | 3 months | 16.9% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable). 0% commission on purchases overseas | |||||||||||||||||||||||||||||||||||||||||||||||||
Next Page  | |||||||||||||||||||||||||||||||||||||||||||||||||
money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Great useful offers. Renee |
Credit Card Comparison
View all credit card reviews.
- Credit Cards
- 0% Balance Transfer & Purchases Credit Cards
- 0% Balance Transfer Credit Cards
- 0% Balance Transfers
- 0% Credit Cards
- 0% Money Transfer Credit Cards
- 0% on Purchases
- Air Miles Credit Cards
- All Credit Cards
- Balance Transfer No Fee
- Best Credit Cards 2012
- Business Credit Cards
- Business Credit Cards for New Business
- Cashback & Rewards
- Cashback Credit Cards
- Charity Credit Cards
- Corporate Credit Card
- Credit Builder Cards
- Credit Building Credit Cards
- Credit Card Balance Transfers No Fee
- Credit Card Cash Advance
- Credit Card Debt Consolidation
- Credit Card Interest Rates
- Credit Card Offers
- Credit Card Transfer
- Credit Cards for Bad Credit
- Credit Cards to Use Abroad
- Credit Cards With No Foreign Transaction Fees
- First Credit Cards
- Football Credit Cards
- Gold & Platinum Cards
- Gold Credit Cards
- Instant Decision Cards
- Interest Free Credit Cards
- Life of Balance Transfer Credit Cards
- Low APR Credit Cards
- Low Balance Transfer Fee Credit Cards
- Low Credit Score Credit Cards
- Low Income Credit Cards
- Low Interest Credit Cards
- MasterCard Balance Transfer Offers
- Mastercard Credit Cards
- Online Credit Cards
- Platinum Credit Cards
- Poor Credit Credit Cards
- Reward Credit Cards
- Student Credit Cards
- Top 10 Credit Cards
- VISA Balance Transfers
- Visa Business Credit Cards
- Visa Credit Cards
Alternative Credit Cards
You may want to compare the above credit cards with the following.
Bank of Ireland MasterCard Credit Card
- 2.98 percent intro balance transfer fee is available.
- 17.9 percent purchase rate AER is offered to you.
- Customers get balance transfer fee of 2.98 percent.
- You get £0 minimum bal transfer fee from the MasterCard Credit Card.
- Customers get 0 percent monthly purchase intro rate from the credit card.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
Bank of Ireland MoneyBack Gold MasterCard
- You get initial purchase rate of 0 percent.
- This Bank of Ireland credit card has a cash loan rate of 24.9 percent.
- Get a std cashback rate of 0.5 percent from the credit card.
- Get a minimum balance transfer fee of £0 from this MoneyBack Gold MasterCard.
- Bank of Ireland gives initial balance transfer window of 90 days.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The Co-operative Bank Clear Visa Card
- You get £0 max balance transfer fee from the Clear Visa Card.
- A 0% cash loan charge is offered.
- Benefit from a cash advance rate of 12.9% from this credit card.
- 1.019 percent monthly balance transfer intro rate is offered.
- Representative Example: The annual purchase rate is 12.9% p.a.(variable) so if you spend £1,200 your representative APR will be 12.9% (variable).
Virgin Atlantic White Card Account (Visa)
- Get free statement copies with this credit card.
- Standard balance transfer rate of 17.9 percent is offered with Atlantic White Card Account (Visa).
- You get 17.9 percent purchase interest AER from this credit card.
- Unlimited cash advance limit is available.
- Representative Example: The annual purchase rate is 17.9% p.a.(variable) so if you spend £1,200 your representative APR will be 17.9% (variable).
The Co-operative Bank WaterAid Standard Visa
- New customers enjoy annual fee of £0.
- A 0% mthly purchase intro rate is offered.
- You get 18.9 percent representative APR from The Co-operative Bank.
- You get 18.9% purchase interest rate AER from the WaterAid Standard Visa.
- 1.456 percent mthly balance transfer rate is offered with this credit card.
- Representative Example: The annual purchase rate is 18.9% p.a.(variable) so if you spend £1,200 your representative APR will be 18.9% (variable).
Amazon Amazon.co.uk MasterCard
- Intro balance transfer rate of 18.9 percent is offered to new customers.
- 5% bal transfer fee is available to customers.
- Customers can get limitless maximum intro balance transfer fee.
- Amazon offers initial purchase rate of 0%.
- Representative Example: The annual purchase rate is 16.9% p.a.(variable) so if you spend £1,200 your representative APR will be 16.9% (variable).
Northern Bank 24/7 MasterCard
- Monthly balance transfer intro rate of 0 percent is available.
- Enjoy a yearly fee of £0 from this 24/7 MasterCard.
- The credit card gives a 1.24 percent monthly balance transfer rate.
- Customers get £0 max balance transfer fee.
- A 0% initial balance transfer rate is available.
- New customers have the benefit of 5 months intro balance transfer window from Northern Bank.
- Representative Example: The annual purchase rate is 15.9% p.a.(variable) so if you spend £1,200 your representative APR will be 15.9% (variable).
Sainsbury's Bank Sainsbury's Gold Credit Card
- New customers will get £200 maximumtravel delay insurance.
- £0 maximum balance transfer fee is offered with this credit card.
- Benefit from free statement copies with the Sainsbury's Bank credit card.
- You get 0.793% mthly purchase intro rate.
- Representative Example: The annual purchase rate is 9.9% p.a.(variable) so if you spend £1,200 your representative APR will be 20.1% (variable)+£60 fee p.a
