very surprised to see a few bad reviews for think money as they are now i could not get a bank account from the high street banks as my credit rating was to bad and i was in debt think bank have been fantastic in budgeting my bills and getting me back on track i have found there customer service to be great and i would highly recommend them to anyone who has trouble budgeting there money
After getting into trouble with money in the past, when i was finding it difficult to get a bank account, ThinkBanking were able to offer me one.You get two accounts allocated. The 1st account is where your wages go. Thinkbanking then keep enough money in this account to cover all bills, Direct Debits & Standing Orders that you have told them about and then transfer whatever is left to your 2nd account. Your card account.I love the text facility, as i can obtain balance and transaction information within seconds without having to go online or call. I always get a text when my wages are avaliable, telling me how much i was paid, how much is held for bills and how much was transferred to my card account.This way I always know what money i have avaliable to spend on myself, and i never go overdrawn!Even if your bill comes in slightly higher or lower that you have advised, Thinkbanking will transfer the difference either way as applicable, and they always advise you when this happens by text.When i first opened the account, you could only get a cash card. But now i have a debit Mastercard and there is also the possibility of adding an overdraft facility. They now also offer a great online banking facility which give you even more control over your accounts and saves having to call them to make minor changes to your details.I now always know where i stand with my money, and wouldnt have it any other way!!
Fabulous customer service. Easy to navigate online.
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