Good3.6

49% of customers recommended from 263 ratings

Like all Virgin companies, Virgin Money was launched to give customers a better deal. They aim to offer you a wide range of great value financial products that are easy to understand and sort out.

Virgin Money Credit Cards

Read customer opinions on Virgin Money Credit Cards reviews.

Virgin Atlantic White Credit Card Account
Balance Transfers
0% for 6 months
2% fee
Purchases
-
Representative APR (variable)
17.9% APR
3,000 miles with your first card purchase made within 90 days of account opening, plus an additional 7,000 bonus miles if applied before 31/3/15 and spend £1k in first 90 days.
Representative Example: The standard interest rate on purchases is 17.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
Virgin Atlantic Black Credit Card Account
Balance Transfers
0% for 6 months
2% fee
Purchases
-
Representative APR (variable)
52.0% APR
18,500 miles with your first card purchase made within 90 days of account opening, plus an additional 6,500 bonus miles if applied before 31/3/15 and spend £2k in first 90 days.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), £140 annual fee. So if you borrow £1,200 the Representative APR will be 52.0% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Virgin Money Travel Insurance

Read customer opinions on Virgin Money Travel Insurance reviews.

Virgin Black (Direct)
Policy Details
Medical: Unlimited, Cancellation: £7,500
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids covered free, up to 3 under 18s per adult and 40 adventure sports covered.
Virgin Gold (Direct)
Policy Details
Medical: £15,000,000, Cancellation: £5,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids covered free, up to 3 under 18s per adult and 40 adventure sports covered.
Virgin Silver (Direct)
Policy Details
Medical: £10,000,000, Cancellation: £3,000
Cover Options
Airline Failure, Baggage, Existing Medical Conditions & Cancellation
Maximum Trip Length
365 days
Kids covered free, up to 3 under 18s per adult and 40 adventure sports covered.

Virgin Money Savings

Read customer opinions on Virgin Money Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Virgin FTSE All-Share Tracker ISA
Account Type
Investment ISA
Open With
£1
Interest Rate (AER)
-
Protection Scheme
FSCS
Open Account
-
A simple way to benefit from overall stock market growth, spreading your money across 600 companies, instead of trying to predict which shares to buy & when.
Virgin Climate Change ISA
Account Type
Investment ISA
Open With
£500
Interest Rate (AER)
-
Protection Scheme
FSCS
Open Account
-
The fund looks to grow money (long term) by investing in selected companies who combine - potential for profit growth with a lighter environmental footprint.
Virgin Bond & Gilt ISA
Account Type
Investment ISA
Open With
£1
Interest Rate (AER)
-
Protection Scheme
FSCS
Open Account
-
The potential for better returns than a deposit account, with less risk than the stock market. Capital at risk.

Virgin Money Mortgages

Read customer opinions on Virgin Money Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Virgin 2 Year BBR+0.94% Remortgage
0845 322 8311
Maximum LTV
65%
Initial Rate
1.44% tracker
until 01 Apr 2017
Subsequent Rate
4.79%
Overall Cost for Comparison
4.3% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
Virgin 2 Year BBR+0.99%
0845 322 8311
Maximum LTV
70%
Initial Rate
1.49% tracker
until 01 Apr 2017
Subsequent Rate
4.79%
Overall Cost for Comparison
4.4% APR
Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
Virgin 2 Year BBR+0.99% Remortgage
0845 322 8311
Maximum LTV
70%
Initial Rate
1.49% tracker
until 01 Apr 2017
Subsequent Rate
4.79%
Overall Cost for Comparison
4.4% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.

Virgin Money Current Accounts

Read customer opinions on Virgin Money Current Accounts reviews.

Virgin Essential Current Account
Account Fee & Requirements
No monthly fee
Overdraft
-
Headline Interest
1% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Virgin Money Reviews

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Used Virgin Money? Tell us about your experience because it will help others. Add a review.

Virgin Credit Card

Poor

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Shocking customer service. Another example of banks screwing the little guy. Trying to charge me interest and late payment charges for an account i thought i had closed. Clearing up there mess by crediting me by mistake and then claiming it back and charging interest on it. These guys are a joke...do not sign up for a virgin credit card

by , 28 Sep 2012 report review

Virgin Broadband

Fair

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

After months of engineer callouts and promises that the service is being "upgraded" in the Enfield area, I am still suffering frequent dropouts. According to customer services (in India of course), I had 67 disconnects over the last 24 hour period. Last time the engineer came, he was clueless as to what was wrong. Avoid like the plague!

I'm trying to think of some

Internet suffers from frequent disconnects, service has too many users

by , 9 Jul 2013 report review

Virgin Credit Card - careful with payment dates & get a credit report

Poor

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

The payment dates for your Virgin Credit Card varies every month, as I discovered. Having a 0% balance transfer to them I lost the deal by paying 1 day late. The same thing happened to my husband although he didnt notice straight away. I checked with others who had the Virgin card and it seems to be common practice with them. My husband also had his details taken from their system and a mortgage application was attempted in the US! He was 'red flagged' and if he makes any financial applications a warning comes up on the system for extra checks to make sure he is genuine. This caused stress and cost money to register details with experian ect. so we could watch activity. We will never use anything connected to Virgin again.

by , 10 Feb 2012 report review

Virgin Credit Card

Fair

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

I have recently been lucky enough to pay off my Virgin Credit Card as my interest rate was through the roof, the customer service was highky unhelpful and I did pay the payment care thing and I was unfortunately made redundant in 2007 and received ?80 from them which barely even covered one months payment.

by , 23 Feb 2012 report review

Virgin internet perfect

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by debgoesnotts

Ordered virgin internet, 4 days later, TV, phone line and internet up and running! Perfect.

They do exactly what they say

by , 30 Sep 2013 report review

Probably the Best Value for Money on the Market

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by south17

Good speeds on the broadband and any problems very helpful to fix.

Customer Service

not being notified when a better deal comes us

by , 19 Jul 2013 report review

Virgin Credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Rico

Great offers that keep on coming for existing card holders

Offers for existing customers

Nothing negative

by , 14 Jul 2013 report review

Virgin landlines

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by dayle_

Very good deal for calls overseas

Good customer care

by , 12 Jul 2013 report review

virgin media bb tv and phone

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by rafa08

virgin media bb tv and phone bundle. Good value. Good service.

Free calls to virgin mobile

monthly cost steep

by , 3 Jul 2013 report review

Great company to do business with

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by andreah98

Been with Virgin since they began their landlines - great service

by , 3 Jul 2013 report review