from 260 ratings
260 customers rated Virgin Money as 3.7 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Like all Virgin companies, Virgin Money was launched to give customers a better deal. They aim to offer you a wide range of great value financial products that are easy to understand and sort out.

Virgin Money Credit Cards

Customers rated their Virgin Money Credit Cards as 4 out of 5. Read more Virgin Money Credit Cards reviews.

Virgin Atlantic White Credit Card Account from MBNA
Balance TransfersPurchasesRepresentative APR (variable)
0% for 6 months
2% fee
-17.9% APR
3,000 miles with your first card purchase made within 90 days of account opening.
Representative Example: The standard interest rate on purchases is 17.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 17.9% APR (variable).
Virgin Atlantic Black Credit Card Account from MBNA
Balance TransfersPurchasesRepresentative APR (variable)
0% for 6 months
2% fee
-52.0% APR
Earn 18,500 miles with your first card purchase made within 90 days of account opening.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), £140 annual fee. So if you borrow £1,200 the Representative APR will be 52.0% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Virgin Money Savings

Customers rated their Virgin Money Savings as 4.1 out of 5. Read more Virgin Money Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Virgin FTSE All-Share Tracker ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£1.00-FSCS-
A simple way to benefit from overall stock market growth, spreading your money across 600 companies, instead of trying to predict which shares to buy & when.
Virgin Climate Change ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£500.00-FSCS-
The fund looks to grow money (long term) by investing in selected companies who combine - potential for profit growth with a lighter environmental footprint.
Virgin Bond & Gilt ISA
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Investment ISA£1.00-FSCS-
The potential for better returns than a deposit account, with less risk than the stock market. Capital at risk.

Virgin Money Mortgages

Customers rated their Virgin Money Mortgages as 3.5 out of 5. Read more Virgin Money Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Virgin 2 Year BBR+0.94% Remortgage
0845 322 8311
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
65%1.44% tracker
until 01 Feb 2017
4.79%4.4% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
Virgin 2 Year BBR+0.99%
0845 322 8311
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%1.49% tracker
until 01 Feb 2017
4.79%4.4% APR
Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.
Virgin 2 Year BBR+0.99% Remortgage
0845 322 8311
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%1.49% tracker
until 01 Feb 2017
4.79%4.3% APR
Available for remortgage only. Interest only mortgages are not available where property value is less than £500k or where combined applicants income is less than £100k. Maximum LTV is 70%.

Virgin Money Current Accounts

Customers rated their Virgin Money Current Accounts as 3.7 out of 5. Read more Virgin Money Current Accounts reviews.

Virgin Essential Current Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee-1% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Virgin Money Prepaid Cards

Customers rated their Virgin Money Prepaid Cards as 3.3 out of 5. Read more Virgin Money Prepaid Cards reviews.

Virgin Prepaid MasterCard PAYM
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.95
then
£4.75/month
Free£1.50Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no card transaction charges in the UK.
Virgin Prepaid MasterCard PAYG
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£9.952.95%2.95%Debit Card: free
Post Office: free
Paypoint: 2.75%
Great discounts at Virgin companies and no bank account needed, and no credit checks.
Virgin Prepaid Travel Money MasterCard (Dollar)
Card FeesUK TransactionsUK ATM WithdrawalsLoad Charges
£03.5%$2 / 3.5%Debit Card: free
Keep your card for up to 2 years, ideal for multiple trips. Virgin also offer a free emergency second card.

Virgin Money Car Insurance

Customers rated their Virgin Money Car Insurance as 3.3 out of 5. Read more Virgin Money Car Insurance reviews.

Virgin Money Home Insurance

Customers rated their Virgin Money Home Insurance as 4 out of 5. Read more Virgin Money Home Insurance reviews.

Virgin Money Travel Insurance

Customers rated their Virgin Money Travel Insurance as 3.7 out of 5. Read more Virgin Money Travel Insurance reviews.

Virgin Money Pet Insurance

Compare the features and benefits of Virgin Money Pet Insurance.

Virgin Money Breakdown Cover

Customers rated their Virgin Money Breakdown Cover as 1 out of 5. Read more Virgin Money Breakdown Cover reviews.

Virgin Money Pensions

Compare the features and benefits of Virgin Money Pensions.