from 2622 ratings
2622 customers rated Santander as 3.9 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Santander's success comes from having firm banking principles; a retail banking focus, a prudent approach to lending, sensible capital ratios and spreading risk across geographical areas. In 2008 they were the world's third most profitable bank. Santander is already helping millions of customers in the UK through branches of Abbey, Bradford & Bingley and Alliance & Leicester. With such solid foundations, customers of Santander can be confident their money is in safe hands.

Santander Credit Cards

Customers rated their Santander Credit Cards as 4.2 out of 5. Read more Santander Credit Cards reviews.

Santander Purchase Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 9 months
3% fee
0% for 18 months18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).
Santander Low Balance Transfer Fee Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 17 months
0.9% fee
0% for 3 months18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).
Santander Long Term Balance Transfer Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 29 months
3% fee
0% for 3 months18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Santander Savings

Customers rated their Santander Savings as 3.9 out of 5. Read more Santander Savings reviews.

Santander 123 Mini Account (in Trust) Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£1.003% variable
on £300+
FSCSBranch
Available in branch only.
Santander 2 Year Fixed Rate ISA (123) Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£500.001.7% fixed
for 2 years (01 Nov 2016)
on £500+
FSCSOnline, Branch & Phone
Santander 2 Year Fixed Rate Bond Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Fixed Bond£500.001.7% fixed
for 2 years (01 Nov 2016)
on £500+
FSCSOnline, Branch & Phone

Santander Loans

Customers rated their Santander Loans as 3.8 out of 5. Read more Santander Loans reviews.

Santander Internet Loan
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £20,0004.3% APR
(£7,500 to £15,000)
1 year to 5 years
You must have a direct debit facility.
Representative Example: The Representative APR is 4.3% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.3% APR p.a. (fixed) you will repay £226.77 per month & £10,884.96 in total.
Santander Branch Loan 123 Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £20,0004.3% APR
(£7,500 to £15,000)
1 year to 5 years
Available to existing customers only.
Representative Example: The Representative APR is 4.3% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.3% APR p.a. (fixed) you will repay £226.77 per month & £10,884.96 in total.
Santander Branch Standard Loan
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £20,0004.3% APR
(£7,500 to £15,000)
1 year to 5 years
Representative Example: The Representative APR is 4.3% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 4.3% APR p.a. (fixed) you will repay £226.77 per month & £10,884.96 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Santander Mortgages

Customers rated their Santander Mortgages as 4 out of 5. Read more Santander Mortgages reviews.

Santander 2 Year BBR+1.34% + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% tracker
for 24 months
4.74%4.2% APR
Santander 2 Year BBR+1.34% Remortgage + Cashback
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% tracker
for 24 months
4.74%4.2% APR
Available for remortgage only.
Santander 2 Year BBR+1.34% Remortgage
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% tracker
for 24 months
4.74%4.2% APR
Available for remortgage only.

Santander Current Accounts

Customers rated their Santander Current Accounts as 3.9 out of 5. Read more Santander Current Accounts reviews.

Santander Everyday Current Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee£1.00/day
(£12 buffer)
0% AER
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
Santander 123 Current Account
Account Fee & RequirementsOverdraftHeadline Interest
£2 a month
pay in £500+ a month
£1.00/day
(£12 buffer)
3% AER
(£3,000 to £20,000)
Cashback and interest paid every month, every year. Independently rated 5 star by Defaqto and Best UK Bank by Euromoney
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged £1.00 per day.
Santander 123 Mini Current Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee-3% AER
(£300 to £2,000)
Flexible and adaptable banking, in a safe and controlled way. The 123 Mini Current Account is designed to provide a safe environment to learn money management and take the first steps towards financial responsibility for those aged between 11 and 18.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Santander Travel Money

Customers rated their Santander Travel Money as 5 out of 5. Read more Santander Travel Money reviews.

Santander Car Insurance

Customers rated their Santander Car Insurance as 3.8 out of 5. Read more Santander Car Insurance reviews.

Santander Home Insurance

Customers rated their Santander Home Insurance as 3.9 out of 5. Read more Santander Home Insurance reviews.

Santander Travel Insurance

Customers rated their Santander Travel Insurance as 4.3 out of 5. Read more Santander Travel Insurance reviews.

Santander Landlord Insurance

Compare the features and benefits of Santander Landlord Insurance.

Santander Life Insurance

Customers rated their Santander Life Insurance as 4.3 out of 5. Read more Santander Life Insurance reviews.