Excellent4.1

89% of customers recommended from 265 ratings

The Bank's strategy is centred on providing the core Sainsbury's shopper with a compelling reason to buy financial service products from them.

Sainsbury's Bank Credit Cards

Read customer opinions on Sainsbury's Bank Credit Cards reviews.

Sainsbury's Bank Nectar Purchase Credit Card
Balance Transfers
0% for 18 months
3% fee
Purchases
0% for 18 months
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Sainsbury's Bank Nectar Low BT Fee Credit Card
Balance Transfers
0% for 12 months
0.5% fee
Purchases
0% for 12 months
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Sainsbury's Bank Nectar Balance Transfer Credit Card
Balance Transfers
0% for 33 months
2.89% fee
Purchases
0% for 6 months
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

Sainsbury's Bank Savings

Read customer opinions on Sainsbury's Bank Savings reviews.

Sainsbury's Bank 2 Year Fixed Rate Saver
Account Type
Fixed Bond
Open With
£5,000
Interest Rate
1.75% AER fixed for 2 years
Protection Scheme
FSCS
Sainsbury's Bank 3 Year Fixed Rate Saver
Account Type
Fixed Bond
Open With
£5,000
Interest Rate
1.95% AER fixed for 3 years
Protection Scheme
FSCS
Sainsbury's Bank 1 Year Fixed Rate Saver
Account Type
Fixed Bond
Open With
£5,000
Interest Rate
1.45% AER fixed for 1 year
Protection Scheme
-

Sainsbury's Bank Loans

Read customer opinions on Sainsbury's Bank Loans reviews.

Sainsbury's Bank Personal Loan (Nectar Card)
Loan Type
Unsecured
Loan Amount
£1,000 to £35,000
Representative APR
3.6% APR
(£7,500 to £15,000)
Loan Term
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 3.7% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 3.7% p.a. (fixed) you will repay £224.18 per month & £10,760.64 in total.
Sainsbury's Bank Personal Loan Med (1-5Yrs) Non-Nectar
Loan Type
Unsecured
Loan Amount
£7,500 to £15,000
Representative APR
3.7% APR
(£7,500 to £15,000)
Loan Term
1 year to 5 years
Representative Example: The Representative APR is 3.7% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 3.7% p.a. (fixed) you will repay £224.18 per month & £10,760.64 in total.
Sainsbury's Bank Personal Loan Small >=£5K <£7.5K Non-Nectar
Loan Type
Unsecured
Loan Amount
£5,000 to £7,499
Representative APR
4.9% APR
(£5,000 to £7,499)
Loan Term
1 year to 5 years
Representative Example: The Representative APR is 4.9% APR (fixed) so if you borrow £5,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £114.68 per month & £5,504.64 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

Sainsbury's Bank Prepaid Cards

Read customer opinions on Sainsbury's Bank Prepaid Cards reviews.

Sainsbury's Bank Cash Passport Currency Card - Dollar
Card Fees
£0
UK Transactions
5.75%
UK ATM Withdrawals
5.75%
Load Charges
Debit Card: free
Post Office: free
Sainsbury's Bank Cash Passport Currency Card - Euro
Card Fees
£0
UK Transactions
5.75%
UK ATM Withdrawals
5.75%
Load Charges
Debit Card: free
Post Office: free
Sainsbury's Bank Cash Passport Globe
Card Fees
£0
UK Transactions
Free
UK ATM Withdrawals
Free
Load Charges
Debit Card: 2%
Post Office: 2%

Sainsbury's Bank Travel Money

Read customer opinions on Sainsbury's Bank Travel Money reviews.

Sending money abroad? Then compare money transfers.

Sainsbury's Bank Travel Money
Online Order
£100 to £2,500
Standard Delivery
£4.75
Free on £500+
Euro Rate
1.347
U.S. Dollar Rate
1.490
Great rates on all foreign currencies, available now online. Free next day home delivery on all orders over £500 plus collect Nectar points on all online orders.

Credit card transactions may incur additional charges from your card issuer which may not appear in your total order but will appear on your credit card statement.

Sainsbury's Bank Reviews

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Used Sainsbury's Bank? Tell us about your experience because it will help others. Add a review.

Great customer service

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by juliero37

Just spoke to a very polite and competent customer service agent. The best I can give you on his ID is that the call was made at around 1700 hrs and he was Scottish and we spoke about driving lessons. He didn't have to give any type of advice regarding this but took the time to reassure me so I could give feedback to my son that he will be OK.... Many thanks Sainsbury Bank - Great service as usual!

Staff willing to take the time and listen

by , 1 month ago report review

Sainsburys Credit Card

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jeni63

I recently had an issue with my credit card regarding the interest rate and payments. Whilst the issue was down to Sainsburys themselves I must "credit" them with the speed with which they sorted out the problem. I posted a letter on Monday last, they called me Tuesday and again Wednesday, problem resolved by Thursday to my complete satisfaction - really excellent customer service.

by , 1 month ago report review

Sainsburys gold credit card - with travel ins

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Jcm

I travel in Europe a lot- This card charges ?60 for travel ins for family (I am type 2 diabetic no loading which is difficult to find) which is cheaper than previous provider so saved money. We just made claim for ski accident broken wrist - no probs. Then best of all cash out atms and paying for goods/services worldwide is spot rate with no charges or commissions whatsoever..

Free overseas cash

by , 23 Feb 2012 report review

Sainsburys Bank Investment Bonds very good rates

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by binbusy

If you can afford to tie up your money for a period of time would recommend these bonds, much better rates of interest

Good interest rates

by , 27 Jun 2013 report review

Sainsbury's 12 month Purchases card

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by AndyCollins1312

Good customer service, have had no problems to date! Would thoroughly recommend this as a purchases card!

Very easy process

Purchases period could have been longer

by , 23 Feb 2012 report review

Mastercard review

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

it was good in the first year as the rewards were great, after this, there seems little point in having it. Though I've had no problems, I very rarely get any benefit of having it, which was the whole point of getting it in the first place. I am a little dissappointed and the other negative I have is I have never been able to use the online facilicities. Though I can get updates by phone. Just an ordinary OK product.

by , 2 months ago report review

Responsible Company

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Jay2709

As a new customer transferring a balance onto the card they gave me a reasonable credit limit with a little bit of spending capability. I am very happy with this limit they provided me as it is the sign of a responsible company and it also meant that I cannot go wild and spend wrecklessly building up huge debts. Not that I would ever do that but sometimes the temptation is there

online management

still send paper statements

by , 3 months ago report review

Nectar points means prizes

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by billythebobby

Sainsburys credit card means you collect extra nectar points on every thing you purchase using the card and for the first year you earn double nectar points on all your Sainsbury shopping. Even if you shop at Tesco, you can swipe your clubcard and get Tesco points then use the sainsbury card to pay and get nectar points. Its a win win. I find i accumulate more nectar points using the sainsbury card than clubcard points using the Tesco card.

Nectar points

by , 4 months ago report review

credit cards and help they give you

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by gartom1

I have had a Sainsbury's card for about 5 years and when I had a problem with a item that I paid for on my card Sainsbury's was there for me and sorted things out for me and give me back the money back. and i would recommend them to any one. And customer service was a great help as soon as you phoned they put you at ease and lesson to your problem.

the help they give you

not one

by , 4 months ago report review

ok as a back up

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by richp68

only use it when i'm stuck

nectar points

by , 20 Jul 2013 report review