Good4

58% of customers recommended from 2,238 ratings

A choice of current accounts tailored to suit all types of customer, as well as a range of savings and credit card accounts too. They've got expert services to help you if you're buying a home, going on holiday or starting your first job.

NatWest Current Accounts

Read customer opinions on NatWest Current Accounts reviews.

NatWest Select Account
Account Fee & Requirements
No monthly fee
Overdraft
19.89% EAR
(£10 buffer)
Headline Interest
0% AER
Earn 1% cashback on contactless payments with Cashback Plus. Voted the best card benefits programme of the year at the Card and Payment Awards.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable) + £6 per month.
NatWest Select Silver Account
Account Fee & Requirements
£10 a month
Overdraft
19.89% EAR
(£10 buffer)
Headline Interest
0% AER
Offers include - Taste Card for you to enjoy 2-for-1 meals or 50% off your food bill at thousands of UK restaurants (restrictions apply). Plus receive 25% cashback on tickets for theatre, dance, opera & concert performances.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable) + £6 per month.
NatWest Select Platinum
Account Fee & Requirements
£16 a month
Overdraft
£100 interest
& fee free, then 19.49% EAR
Headline Interest
0% AER
Earn a minimum of 1% of your spend at participating retailers with Cashback Plus.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.49% EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

NatWest Savings

Read customer opinions on NatWest Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in as your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

NatWest Cash ISA
Account Type
Cash ISA
Open With
£1
Interest Rate
1% AER variable on £25,000+
Protection Scheme
FSCS
Earn tax free interest of up to 1.00% AER (variable) on balances of at least £25,000 and earn up to 0.50% AER (variable) on balances below £25,000.
NatWest Instant Saver
Account Type
Instant Access
Open With
£1
Interest Rate
0.5% AER variable
Protection Scheme
FSCS
NatWest 2 Year Fixed Rate ISA Issue 123
Account Type
Cash ISA
Open With
£1,000
Interest Rate
1.5% AER fixed until 18 May 2017
Protection Scheme
FSCS
Interest will be paid at the rate of 1.50% AER/Gross (fixed) p.a. until the Fixed Rate ISA maturity date - 18th May 2017.

NatWest Credit Cards

Read customer opinions on NatWest Credit Cards reviews.

NatWest Clear Rate Platinum Credit Card
Balance Transfers
6.9% variable
Purchases
6.9% variable
Representative APR (variable)
11.1% APR
One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers.
Representative Example: The standard interest rate on purchases is 6.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 11.1% APR (variable). £24 annual fee.
NatWest Cashback Plus
Balance Transfers
-
Purchases
-
Representative APR (variable)
17.4% APR
1% in Supermarkets, 1% at selected cashback retailers, 0.5% everywhere else. Plus 10% cashback in UK restaurants and bars from 1st April until 30th June 2015.
Representative Example: The standard interest rate on purchases is 12.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 17.4% APR (variable). £24 annual fee.
NatWest Student Credit Card Ex/C
Balance Transfers
-
Purchases
-
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable), so if you borrow £500 the Representative APR will be 18.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

NatWest Mortgages

Read customer opinions on NatWest Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

NatWest 2 Year BBR+0.89%
0800 158 2933
Maximum LTV
60%
Initial Rate
1.39% tracker
until 30 Jun 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.9% APR
NatWest 2 Year BBR+0.89% Remortgage
0800 158 2933
Maximum LTV
60%
Initial Rate
1.39% tracker
until 30 Jun 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.8% APR
Available for remortgage only.
NatWest 2 Year BBR+0.89%
Maximum LTV
60%
Initial Rate
1.39% tracker
until 30 Jun 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.8% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.

NatWest Travel Insurance

Read customer opinions on NatWest Travel Insurance reviews.

NatWest Black Account
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £10,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
90 days
This is not a standalone policy.
NatWest Select Silver Account
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
22 days
This is not a standalone policy.
NatWest Select Platinum Account
Maximum Travel Cover
Medical: £10,000,000, Cancellation: £5,000
Cover Options
Baggage & Cancellation
Maximum Trip Length
31 days
This is not a standalone policy.

NatWest Reviews

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Used NatWest? Tell us about your experience because it will help others. Add a review.

Great Bank, been with them for 16 years

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Lyrical_Lou

As with savings account, been with Natwest for 16 years. Great customer service, always helpful in the branch. We have a yearly review with Jo at the Wrexham branch who always does her best to help us save money on our spending. Including day to day bills and insurance policies, loans, credit cards and mortgage. Online banking is very good, easy to use, although slow to add transactions from the previous couple of days.

Great customer service

Slow to add transactions to online banking

by , 4 months ago report review

Nat West Current Account

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by rosjam

It's OK. I don't have much to compare it too but staff in my local branch are always very polite and try to keep the queue time to a minimum. I don't see this as an added bonus, this is the type of thing a bank should be doing. They do keep trying to sell me extra bits and pieces like credit cards or upgrade my account which I find annoying. I would certainly recommend my local branch in Cirencester but I'm not sure I would recommend NatWest as a whole.

by , 4 months ago report review

Natwest Select Account

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by stephe97

Slightly difficult to open, as online opening alone only partially worked, but local branch sorted it out quickly. Good to have 24/7 uk telephone banking in case of problems. Easy to use internet banking, secure without being laborious. Staff in branch are always friendly and plenty of branches to use around Bristol as often short of time.

Great customer service not dependant on how much in your account

by , 4 months ago report review

Nat West Current Account

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Excellent customer service, easy to use on-line services. Any problems and the staff are more than willing to sort matters out for you. In my opinion you really should consider opening an account with them. They also make sure that you are aware of any products and services that are to YOUR advantage - not just 'sell' you stuff because they have to hit their targets for the month!!!! Any problems with fraud or unexplained activity on your account and they are there immediately to reassure you and sort matters out.

Well trained staff

by , 4 months ago report review

Banking in general

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

I don't like banks as they try to sell you products you are not interested in. If I wish something from a bank, I would ask for it. It's like they are cold selling. I have not been asked for a while, thankfully. It would be better for them to help you when you are in debt, not try to get you into debt in the first place.

by , 4 months ago report review

Natwest bank account review

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Babyc

good customer service efficient phone lines and with the advantage gold account you get benefits for 15.00 pm phone insurance tastecard car breakdown cover holiday insurance . The company gives payback on certain direct debits and percentage back into your account. Valued bank. Customer service is helpful and responds quickly to queries.

Benefits received for 15.00 pounds

inflexible with overdraft facilities

by , 4 months ago report review

Natwest should try a little tenderness

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by DiggyDown

I don't have many problems with my account, everything leaves on time by direct debit, etc, but when Natwest have had problems with their systems and then applied charges for missed payments, or going into overdraft (unauthorised) one would imagine they would be keen to resolve the situation and not try and pass blame to the customer. However, my experience was completely different, I have encountered a few members of staff recently who forgot they work in the service industry and their arrogance is incredible; once taken to task my problems were resolved, but this was an unneccessary irritation to have to endure.

UK Call Centres

Staff can be arrogant

by , 5 months ago report review

natwest current account

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by lorrai14

Natwest are a very reliable bank, I have never had any problems with them. Have always been able to sort out any issues if they arise. Including when someone stole my debit card details and used it on line. they sorted and refunded the transaction. Certain tranactions were then check every so often to check that there were no more issues.

by , 4 months ago report review

Current Account Reviews

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by dhartn

I have a Black Account which I have to pay a monthly premium for. This account has excellent free benefits such as roadside recovery, travel insurance, domestic appliance cover and mobile phone insurance. Access to a 24 hour customer service line is extremely helpful as is the ability to manage your account online and via an app for your smart phone.

online banking

monthly fee

by , 4 months ago report review

great current account

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by micha2998

NatWest provide credit customer service and let you decide which current account suits your needs. yes they are charges for some of the accounts but the benefits you receive are greater than what you pay. this is the best account compared to other banks for my needs. I have been with them over 10 years and would not change. most my accounts are with them and their website is so easy to use and provides everything you need in one place for what you need.

by , 5 months ago report review