Good4

58% of customers recommended from 2,237 ratings

A choice of current accounts tailored to suit all types of customer, as well as a range of savings and credit card accounts too. They've got expert services to help you if you're buying a home, going on holiday or starting your first job.

NatWest Current Accounts

Read customer opinions on NatWest Current Accounts reviews.

NatWest Select Account
Account Fee & Requirements
No monthly fee
Overdraft
19.89% EAR + £10/month
(£10 buffer)
Headline Interest
0% AER
Earn 1% cashback on contactless payments with Cashback Plus. Voted the best card benefits programme of the year at the Card and Payment Awards.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable) + £10 per month.
NatWest Select Silver Account
Account Fee & Requirements
£10 a month
Overdraft
19.89% EAR + £10/month
(£10 buffer)
Headline Interest
0% AER
Offers include - Taste Card for you to enjoy 2-for-1 meals or 50% off your food bill at thousands of UK restaurants (restrictions apply). Plus receive 25% cashback on tickets for theatre, dance, opera & concert performances.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable) + £10 per month.
NatWest Select Platinum
Account Fee & Requirements
£16 a month
Overdraft
£100 interest
& fee free, then 19.49% EAR
Headline Interest
0% AER
Earn a minimum of 1% of your spend at participating retailers with Cashback Plus.
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.49% EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

NatWest Savings

Read customer opinions on NatWest Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

NatWest 2 Year Fixed Rate ISA Issue 117
Account Type
Cash ISA
Open With
£1,000.00
Interest Rate (AER)
1.5% fixed
for 2 years (09 Feb 2017)
on £1,000+
Protection Scheme
FSCS
Open Account
Online, Branch & Phone
NatWest 1 Year Fixed Rate ISA Issue 116
Account Type
Cash ISA
Open With
£1,000.00
Interest Rate (AER)
1.35% fixed
for 1 year (09 Feb 2016)
on £1,000+
Protection Scheme
FSCS
Open Account
Online, Branch & Phone
NatWest 2 Year Fixed Term Savings Account Issue 010
Account Type
Fixed Bond
Open With
£5,000.00
Interest Rate (AER)
1.35% fixed
for 2 years (02 Feb 2017)
on £5,000+
Protection Scheme
FSCS
Open Account
Online, Branch & Phone

NatWest Credit Cards

Read customer opinions on NatWest Credit Cards reviews.

NatWest Clear Rate Platinum Credit Card
Balance Transfers
6.9% variable
Purchases
6.9% variable
Representative APR (variable)
11.1% variable
One simple low rate of 6.9% p.a. (variable) on purchases and balance transfers
Representative Example: The standard interest rate on purchases is 6.9% p.a. (variable), £24 annual fee. So if you borrow £1,200 the Representative APR will be 11.1% variable (variable).
NatWest Cashback Plus
Balance Transfers
-
Purchases
-
Representative APR (variable)
17.4% APR
Up to 1% cashback at participating retailers, supermarkets + 0.5% on all other spend, 1% on all contactless payments until 31st March 2015. A simple rate of 12.9% p.a. (variable) for balance transfers and purchases No complicated balance transfer fee.
Representative Example: The standard interest rate on purchases is 12.9% p.a. (variable), £24 annual fee. So if you borrow £1,200 the Representative APR will be 17.4% APR (variable).
NatWest Student Credit Card Ex/C
Balance Transfers
-
Purchases
-
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £500 the Representative APR will be 18.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street,London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

NatWest Mortgages

Read customer opinions on NatWest Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

NatWest 2 Year BBR+1.11%
0800 158 2933
Maximum LTV
60%
Initial Rate
1.61% tracker
until 31 Mar 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.8% APR
NatWest 2 Year BBR+1.11% Remortgage
Maximum LTV
60%
Initial Rate
1.61% tracker
until 31 Mar 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.8% APR
Available for remortgage only.
NatWest 2 Year BBR+1.11%
Maximum LTV
60%
Initial Rate
1.61% tracker
until 31 Mar 2017
Subsequent Rate
4%
Overall Cost for Comparison
3.7% APR
Available for existing borrowers switching deals only. Such mortgages might not be listed on the lender's website.

NatWest Travel Insurance

Read customer opinions on NatWest Travel Insurance reviews.

 Online DiscountMax Trip DurationMedical ExpensesCover 
EuropeWorldwide Incl. USAWorldwide Excl. USAWinter Sports
NatWest
Black Account
0%
90
days
£10,000,000
NatWest
Select Silver Account
0%
22
days
£10,000,000
NatWest
Select Platinum Account
0%
31
days
£10,000,000

NatWest Reviews

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Used NatWest? Tell us about your experience because it will help others. Add a review.

30 years all good

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by lowebr

We've had excellent service from Natwest over the last 30 years. Prompt, courteous unobtrusive service given at all times. All queries answered/resolved satisfactorily, never had any delays, or problems with on-line banking. Would not dream of swopping banks, will stay loyal customers unless they do something really stupid!

Prompt and consistently excellent service

Savings rates could be better

by lowebr, 4 weeks ago report review

Current in short supply

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by paullov68

I found the product in the street, somebody had thrown away the leaflet it was like a gold ticket to a wonderful new world I ran filled with excitement to my nearest bank. The west bank is not a nice place and rather dangerous, I hid in a hole for a few months and when the gun fire stopped I rented a plane and flew home. At the airport I opened an account with Natwest other than the birth of my children, my wedding day, losing my virginity it was the happiest day of my life.

It has a name everyone knows

girls don't like the type face

by paullov68, 4 weeks ago report review

Easy to use systems

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by RehanAK

Easy to use online internet banking service and in house systems. I know security is important but I hate other banks that have them little secure keys. I'm not going to carry around an extra thing just to look at how much money I have in my bank. I think the best bank to use is Natwest not only because of easy to use internet banking but also because of their in house systems which are free and quick to learn. The bank itself has services in which I can get money even if I don't have my card with me.

Easy internet banking

Big queues

by RehanAK, 4 weeks ago report review

Nat West Current account

Satisfactory

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Have been a customer for over 30 years. In branch service has always been excellent. What has started to irritate me now though is that if I use my approved overdraft for even just one day I now incur a £6 monthly charge. Have never really thought about switching but am now really considering it as I think the charges are a real rip-off! Always been a bit hesitant because of the hassle but will move accounts in the next year

by cathyp43, 4 weeks ago report review

No problems at National Westminster

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by thewestrops5

The good thing about my National Westminster current account is that in the twenty plus years I have had the account I have had no problems whatsoever. I changed to NatWest just before I moved to where I now live. Any changes I have had t make have always been nice and easy. The staff at my local National Westminster Banks are always friendly and helpful and once I have got something changed it has always worked first time. I now have my account on line and that is easy to manage there as well. As I am now retired, just after retirement I visited the Local Branch and updated them with my new situation and once again a lot of things got changed and all went through first time. There is not much else to say other than I would advise anyone who is having problems with there Bank to seriously consider National Westminster as a Bank to change to. I have never used the telephone banking service so can not make any remarks about that. I know cheque books are almost a thing of the past but both cheque books and paying in books always arrive in good time of me needing them. They do seam to have a lot more "cash machines" in there branches now, there are also less staff, but this is the same with all Banks now

All goes smoothly

by thewestrops5, 4 weeks ago report review

Nat west Current accounts

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by dannydarlo

I am nearly 60 years old and I have has a Nat west account since I was 15. In that time they have moved my branch and closed down the branch that was closest to me. But I have been with them for 45 years and so they must be Ok for me. Clearly, like other banks they have sullied their reputation in recent times but I'm not sure that this does not apply to all banks. I hope that the chance that they got with public funding to bail them out will eventually mean a better stronger bank. I do not like their savings interest rates which are unimaginative and not a market leading return. But again this is the same as many and at least NAT west are consistent.

Consistency

Poor interest rates

by dannydarlo, 4 weeks ago report review

Natwest Bank my experience

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by stucki

The staff at the my local branch are very helpful without being pushy. They sometimes suggest services that might benefit me but never over sell anything. The branches are well set out and I very rarely have to wait long to be served. There on-line services are also very good and the website is very user friendly. I also like the phone app which makes payments and transfers a doddle

straight forward banking

by stucki, 3 weeks ago report review

easy account to manage

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by paulgo43

I have had very little problem with Natwest. Their online banking is great and telephone customer service is excellent. I rarely have to go in to the bank itself, there aren't many staff on hand in the bank. The staff are always helpful on the phone, online or in the local branch. I have had no issues with the service they provide. I only find one member of staff available in the branch

great online service

Direct debits

by paulgo43, 4 weeks ago report review

I am a loyal Natwest customer but wish they offered better rates of interest

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by melanieh

I love my local branch in Surrey Street Norwich which offers excellent service and I am accustomed to Natwest after 45 years, but wish Natwest would offer more interest on current and savings accounts. There is not too much more to say as it is clear they do not look after regular customers with competitive rates. The new cashback is ok but nothing to get excited about.

service and accuracy

low interest rates

by melanieh, 4 weeks ago report review

Extremely helpful

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Harrywragg

I changed back accounts and the people I met were extremely helpful and courteous, nothing was too much trouble to them when dealing with my changeover. What I liked most was the fact that I could talk to people who understood what I wanted, instead of the automatise telephone calls that you do in this day and age. The young lady who was dealing with my banking changeover, Nicola Brookes of the Sheldon branch in Birmingham , even had the time to speak to me on the telephone, although being off work on Holiday still had time to talk to me, you can not ask for better service than that,I take my hat off to her and customer service team at Nat West

To be able to talk to people either over the phone or at the bank itse

I have no complaints,very happy customer.

by Harrywragg, 4 weeks ago report review