Excellent4.2

84% of customers recommended from 206 ratings

MBNA is a UK based credit card issuer. They not only provide their own range of credit cards, but also have a wide portfolio of partners with which they distribute cards which include a number of well known charities, football clubs, and companies. Their cards come in a wide range of packages, with different reward schemes, cash back offers and much more.

MBNA Ltd Credit Cards

Read customer opinions on MBNA Ltd Credit Cards reviews.

MBNA Everyday Credit Card
Balance transfers
0% for 22 months with a 1.75% fee
Purchases
0% for 16 months
Representative APR (variable)
18.9% APR
0% on money transfers for 22 months from the date your account is opened (4% handling fee). For this great rate your balance needs to be transferred within the first 60 days of your account opening. ConsumerMoneyfacts Credit Card Provider of 2015.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
MBNA Platinum Credit Card (35 Mths)
Balance transfers
0% for 35 months with a 2.69% fee
Purchases
18.9% p.a. variable
Representative APR (variable)
18.9% APR
0% on money transfers for 12 months from the date your account is opened (4% handling fee). For this great rate your balance needs to be transferred within the first 60 days of your account opening.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
MBNA Low Rate Credit Card
Balance transfers
6.5% p.a. variable with no fee
Purchases
6.5% p.a. variable
Representative APR (variable)
6.6% APR
Representative Example: The standard interest rate on purchases is 6.5% p.a. (variable), so if you borrow £1,200 the Representative APR will be 6.6% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

MBNA Ltd Reviews

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Only selected because of long interest free period

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

As far as I can tell MBNA are just the same as any other credit card company. I selected them because they were offering the longest interest free period and I wished to make a significant purchase of a central heating system, whilst minimising my repayments. I only chose them because of their interest rate offer, and nothing else

Long interest rate period (32 months)

by , 16 Oct 2014 report review

Customer service

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by fairyb

Get through quickly - efficient service Helpful and friendly staff. Knew their product well and could answer questions. Particularly like American Express now included as an extra card which gives 1% on all purchases but not all shops accept it but you have the normal MBNA card if they do not. Also earn .5% on normal card on all expenditure. Can also use contact less on both cards

by , 15 Oct 2014 report review

Good Card for Balance Transfers

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Loueez

I got this card to transfer a balance and they have the longest interest free balance transfer period I could find plus they have a competitive rate for spending and gave (relatively speaking) a fairly high credit limit which suited me well and allowed me to consolidate a couple of other balances. I have had no problems. I have had very little contact with customer services however my contact with them has been positive.

Long interest free balance transfer period

by , 18 Oct 2014 report review

Mbna credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by kazzlar

I came across this product because it was offering a 12 month 0% interest rate at the time on balance transfers and money transfers. The application was easy and they let me know quite quickly that I was successful in applying. The balance transfer and money transfer is what I mainly use this card for. They have a promotion on all the time for 0% deals over at least 12 months. I applied for this card by filling in an application that came in the post. They are very good at keep an eye on any unusual dealings happening with your card and they will phone you up to check you are the one making any purchases with your card and it hasn't been taken and used without your knowledge. If they think it is being used in that way they will send you a new card straight away.

Promotions all the time

Transfer and money balance interest fee is a bit high

by , 16 Oct 2014 report review

Good security and service

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by lizward

I have had the card for many years, as I have had no concerns.They seemed to keep an eye on transactions on my card. They recently informed me of suspicious transactions made on the card, by text. When I contacted them directly by phone, the matter was then dealt with quickly and efficiently.I was very happy with the service provided.

prompt and efficient service

by , 18 Oct 2014 report review

MBNA credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by scottie

I took out this credit card when it was a Sonycard and you received points when you spent money. These points added up and then you could swap them for Sony products. I did very well out of this and got lots of gadgets. Now it's an MBNA card but I still collect points and have swapped them for shopping vouchers - very welcome. I had one issue some years ago with internet fraud but this was dealt with quickly and efficiently and I didn't lose out financially. They have a freephone number to contact them, which I like. I can also track spending online on the website which is useful.

by , 15 Oct 2014 report review

No more Amazon / Play

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jollysight

It's a shame the deal with both retailers has finished and been replaced by the generic MBNA rewards scheme. Still undecided as to whether to stay. Cashback rates are a flat 1% for MBNA Rewards whereas Amazon / Play purchases with the relevant cards got you at least 2% and sometimes up to 5%. That said, their credit limits are responsible and their web site is easy to navigate.

by , 22 Nov 2014 report review

Mbna credit card review

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by mandyc4

Came to this company/credit card not by my own choice - both my amazon and Virgin media cards were taken over by them. But i have to say i have found them very helpful and they always seem to have some really good offers - 0% on balance transfers and cash, 0% on purchases as well. I also found the texting and email service really good.

range of services

by , 17 Oct 2014 report review

Mbna credit cards

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by jms198

COmpetitive rates, excellent online services and the application process was not too painful. The rate information is kept up to date and email updates and text updates with reminders and balances is a welcome addition to credit card services. They offer a cash back reward scheme through Amazon credit cards which is well worth doing.

Online

Apr

by , 15 Oct 2014 report review

Review of mnba Credit card

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by loubolden

Mnba credit cards provide you with excellent interest rates, balance transfers and cash back. You can have access to your account online and you can easily make payments online. Good customer service Good offers I would recommend this credit card to anyone wanting to transfer balance, great rates and interest free for a good time frame

by , 18 Oct 2014 report review