from 2816 ratings
2816 customers rated Halifax as 3.9 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Offer a comprehensive range of financial services including personal banking, credit cards, insurance, loans, savings, mortgages, investments, ISAs and offshore saving.

Halifax Credit Cards

Customers rated their Halifax Credit Cards as 3.9 out of 5. Read more Halifax Credit Cards reviews.

Halifax All in One Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 19 months
2% fee
0% for 16 months18.9% APR
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).
Halifax Balance Transfer Credit Card (28 Mths)
Balance TransfersPurchasesRepresentative APR (variable)
0% for 28 months
1.5% fee
0% for 12 months18.9% APR
1.5% Balance transfer fee applies in the first 90 days, 3% fee applies thereafter.
The APR and length of the promotional offer are dependent on your personal circumstances.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).
Halifax Balance Transfer Credit Card (33 Mths)
Balance TransfersPurchasesRepresentative APR (variable)
0% for 33 months
2.8% fee
0% for 6 months18.9% APR
Balance transfer refund available - a 3% initial fee will be charged, however 0.2% of the balance will be refunded automatically within 90 days.
Representative Example: The standard interest rate on purchases is 18.95% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Halifax Savings

Customers rated their Halifax Savings as 3.8 out of 5. Read more Halifax Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

Halifax ISA Saver Online
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Cash ISA£1.001.25% variable
on £1+
FSCSOnline
1.25% tax free/AER variable including 12 month fixed bonus of 1.00%.
Halifax Online Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Easy Access£1.000.90% variable
on £1+
FSCSOnline
Different rates apply depending on balance. When the 12 month introductory period ends, the Online Saver variable rate will apply, currently 0.20% gross/AER.
Halifax Kid's Regular Saver
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£10.006% fixed
for 1 year
on £10+
FSCSBranch
Available in branch only. Regular monthly payments must be made into this account by standing order from a parent or guardian's bank account.

Halifax Loans

Customers rated their Halifax Loans as 3.8 out of 5. Read more Halifax Loans reviews.

Halifax Clarity Loan Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0004.9% APR
(£7,000 to £15,000)
1 year to 7 years
Available to existing customers only.
Representative Example: The Representative APR is 9.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% APR p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Halifax Mortgages

Customers rated their Halifax Mortgages as 4 out of 5. Read more Halifax Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Halifax 2 Year 1.84% Fixed >£200k
0845 5089113
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% fixed
until 28 Feb 2017
3.99%3.9% APR
Halifax 2 Year 1.84% Fixed + Cashback >£200k
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% fixed
until 28 Feb 2017
3.99%3.9% APR
Available for existing customers only. Such mortgages might not be listed on the lender's website.
Halifax 2 Year 1.84% Fixed + Cashback >£200k
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%1.84% fixed
until 28 Feb 2017
3.99%3.9% APR
Available for first time buyers only.

Halifax Current Accounts

Customers rated their Halifax Current Accounts as 3.9 out of 5. Read more Halifax Current Accounts reviews.

Halifax Reward Current Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee£1-3/day
(£50 buffer)
0% AER
Up to £160 reward in year 1 made up of 12x£5 monthly rewards and £100 for switching. Switch covered by the Current Account Switch Guarantee.
£5 each month you pay in £750+, pay 2 different direct debits and stay in credit. T&Cs apply. £100 - use the Current Account Switch Service to transfer and close your old account held elsewhere. Excludes anyone who's had £100 for switching to Halifax since Jan 2012
Representative Example: If you use a planned overdraft of £1,200, then you will be charged a daily fee of £1. Overdrafts are subject to status.
Halifax Current Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee£1-3/day
(£10 buffer)
0% AER
A standard current account that's exactly what you'd expect. It's an easy and convenient account for your day-to-day banking.
£100 reward when using the Current Account Switch Service to transfer and close your old account held elsewhere. Excludes anyone who's had £100 for switching to Halifax since Jan 2012.
Representative Example: If you use a planned overdraft of £1,200, then you will be charged a daily fee of £1. Overdrafts are subject to status.
Halifax Ultimate Reward Current Account => £750 per mth
Account Fee & RequirementsOverdraftHeadline Interest
£10 a month
pay in £750+ a month
£300 interest
& fee free + £1-3/day
0% AER
£100 cashback - Available to new and existing customers switching an active bank account held elsewhere. To qualify, use the Halifax Switching Service to transfer and close your old account. Customers who've already received a Halifax switching offer (since January 2012) are not eligible for this offer. Overdrafts are subject to status.
Representative Example. If you use a planned overdraft of £1,200, then we'll charge you a daily fee of £1. For Ultimate Reward Current Accounts, you will pay the higher monthly account fee of £15 rather than £10 if you use your overdraft. This means there will be an additional indirect cost of £5 if you use the overdraft on this account.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

Halifax Travel Money

Customers rated their Halifax Travel Money as 4.2 out of 5. Read more Halifax Travel Money reviews.

Halifax Car Insurance

Customers rated their Halifax Car Insurance as 3.7 out of 5. Read more Halifax Car Insurance reviews.

Halifax Home Insurance

Customers rated their Halifax Home Insurance as 3.9 out of 5. Read more Halifax Home Insurance reviews.

Halifax Travel Insurance

Customers rated their Halifax Travel Insurance as 4.1 out of 5. Read more Halifax Travel Insurance reviews.

Halifax Breakdown Cover

Customers rated their Halifax Breakdown Cover as 4 out of 5. Read more Halifax Breakdown Cover reviews.

Halifax Landlord Insurance

Customers rated their Halifax Landlord Insurance as 4 out of 5. Read more Halifax Landlord Insurance reviews.

Halifax Share Dealing

Customers rated their Halifax Share Dealing as 4 out of 5. Read more Halifax Share Dealing reviews.