from 1728 ratings
1728 customers rated HSBC as 3.8 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
HSBC aim to cater for all of your personal, business and commercial finance needs by offering a comprehensive range of competitive banking, insurance, loan and investment products. Known as 'the world's local bank', with 41 million personal banking customers and 2.5 million business users across the globe it's easy to see why.

HSBC Credit Cards

Customers rated their HSBC Credit Cards as 3.7 out of 5. Read more HSBC Credit Cards reviews.

HSBC Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
0% for 30 months
3.3% fee
0% for 3 months18.9% APR
Only available to existing HSBC current account customers, paying in at least £500 a month.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
HSBC Premier Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
-0% for 9 months11.9% APR
Representative Example: The standard interest rate on purchases is 11.9% p.a. (variable). So if you borrow £1,200 the Representative APR will be 11.9% APR (variable).
HSBC Student Credit Card
Balance TransfersPurchasesRepresentative APR (variable)
--18.9% APR
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable). So if you borrow £500 the Representative APR will be 18.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

HSBC Savings

Customers rated their HSBC Savings as 3.7 out of 5. Read more HSBC Savings reviews.

Investment ISAs are tax-efficient wrappers for long term investments. You may get back less than you pay in because your capital isn't guaranteed and charges may apply. Your personal circumstances will determine how much tax you pay on your investments and returns; tax laws may change.

HSBC Regular Saver (Premier, Advance, Passport) Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.006% fixed
for 1 year
on £25+
FSCSBranch & Phone
This product is only available to existing customers.
HSBC Regular Saver (Bank Account & Graduate) Ex/C
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Regular Saver£25.004% fixed
for 1 year
on £25+
FSCSBranch & Phone
This product is only available to existing customers.
HSBC MySavings
Account TypeOpen WithInterest Rate (AER)Protection SchemeOpen Account
Instant Access£10.003% variable
on £10+
FSCSBranch & Phone

HSBC Loans

Customers rated their HSBC Loans as 3.7 out of 5. Read more HSBC Loans reviews.

HSBC Personal Loan Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0003.9% APR
(£7,000 to £15,000)
1 year to 5 years
Available to existing customers only.
Representative Example: The Representative APR is 3.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 3.9% p.a. (fixed) you will repay £225.04 per month & £10,801.92 in total.
HSBC Premier Loan Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0003.9% APR
(£7,000 to £15,000)
1 year to 8 years
Available to existing customers only.
Representative Example: The Representative APR is 3.9% APR (fixed) so if you borrow £10,000 over 4 years at a rate of 3.9% p.a. (fixed) you will repay £225.04 per month & £10,801.92 in total.
HSBC Graduate Loan Ex/C
Loan TypeLoan AmountRepresentative APRLoan Term
Unsecured£1,000 to £25,0003.9% APR
(£5,000 to £15,000)
1 year to 8 years
Available to existing customers only.
Representative Example: The Representative APR is 3.9% APR (fixed) so if you borrow £5,000 over 4 years at a rate of 3.9% p.a. (fixed) you will repay £112.52 per month & £5,400.96 in total.

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

HSBC Mortgages

Customers rated their HSBC Mortgages as 4.1 out of 5. Read more HSBC Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

HSBC 2 Year 2.95% Discount Special
0800 077 4270
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
60%0.99% variable
for 24 months
3.94%3.6% APR
HSBC Lifetime BBR+1.69%
0800 077 4270
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
70%2.19% tracker
-2.3% APR
HSBC 2 Year 1.05% Discount Special
0800 077 4270
Maximum LTVInitial RateSubsequent RateOverall Cost for Comparison
90%2.89% variable
for 24 months
3.94%3.9% APR

HSBC Current Accounts

Customers rated their HSBC Current Accounts as 3.8 out of 5. Read more HSBC Current Accounts reviews.

HSBC Advance
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee
pay in £1,750+ a month
17.9% EAR
(£10 buffer)
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 17.9% EAR (variable).
HSBC Premier
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee£500 interest
& fee free, then 11.9% EAR
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 11.9% EAR (variable).
HSBC Bank Account
Account Fee & RequirementsOverdraftHeadline Interest
No monthly fee
pay in £500+ a month
19.9% EAR
(£10 buffer)
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 19.9% EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products listed on money.co.uk.

HSBC Travel Money

Customers rated their HSBC Travel Money as 4.3 out of 5. Read more HSBC Travel Money reviews.

HSBC Home Insurance

Customers rated their HSBC Home Insurance as 3.9 out of 5. Read more HSBC Home Insurance reviews.

HSBC Travel Insurance

Customers rated their HSBC Travel Insurance as 4 out of 5. Read more HSBC Travel Insurance reviews.

HSBC Critical Illness Cover

Customers rated their HSBC Critical Illness Cover as 4 out of 5. Read more HSBC Critical Illness Cover reviews.

HSBC Income Protection Insurance

Customers rated their HSBC Income Protection Insurance as 3.5 out of 5. Read more HSBC Income Protection Insurance reviews.

HSBC Life Insurance

Customers rated their HSBC Life Insurance as 4.1 out of 5. Read more HSBC Life Insurance reviews.

HSBC OEICs

Customers rated their HSBC OEICs as 3 out of 5. Read more HSBC OEICs reviews.

HSBC Unit Trusts

Customers rated their HSBC Unit Trusts as 5 out of 5. Read more HSBC Unit Trusts reviews.

HSBC Investment Trusts

Customers rated their HSBC Investment Trusts as 3 out of 5. Read more HSBC Investment Trusts reviews.