Good3.8

63% of customers recommended from 41 ratings

First Trust Bank is a commercial bank which is a subsidiary of the AIB Group, and was founded in 1991. First Trust Bank is one of the 'big four' banks in Northern Ireland, and offers a wide range of banking products, such as credit cards, current accounts, loans, mortgages, savings accounts and student related products. There are a number of ways residents in Northern Ireland can apply for First Trust Bank's products, including over the phone, via on of their branches or after requesting a call back online.

First Trust Bank (NI) Credit Cards

Read customer opinions on First Trust Bank (NI) Credit Cards reviews.

First Trust Bank Credit Card Option 1 Ex/C
Balance transfers
17.44% p.a. variable with a 1.5% fee
Purchases
17.44% p.a. variable
Representative APR (variable)
18.9% APR
Representative Example: The standard interest rate on purchases is 17.44% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
First Trust Bank Credit Card Option 2 Ex/C
Balance transfers
15.72% p.a. variable with a 1.5% fee
Purchases
15.72% p.a. variable
Representative APR (variable)
16.9% APR
Representative Example: The standard interest rate on purchases is 15.72% p.a. (variable), so if you borrow £1,200 the Representative APR will be 16.9% APR (variable).
First Trust Bank Credit Card Option 3 Ex/C
Balance transfers
13.97% p.a. variable with a 1.5% fee
Purchases
13.97% p.a. variable
Representative APR (variable)
14.9% APR
Representative Example: The standard interest rate on purchases is 13.97% p.a. (variable), so if you borrow £1,200 the Representative APR will be 14.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

First Trust Bank (NI) Savings

Read customer opinions on First Trust Bank (NI) Savings reviews.

First Trust Bank Junior Saver Account
Account Type
Instant Access
Open With
£10
Interest Rate
1% AER variable
Protection Scheme
FSCS
Available in branch only.
First Trust Bank Student 12-18 Account
Account Type
Instant Access
Open With
£10
Interest Rate
1% AER variable
Protection Scheme
FSCS
Available in branch only.
First Trust Bank 1 Year Fixed Rate Saver
Account Type
Fixed Bond
Open With
£5,000
Interest Rate
1.25% AER fixed for 1 year
Protection Scheme
FSCS

First Trust Bank (NI) Mortgages

Read customer opinions on First Trust Bank (NI) Mortgages reviews.

Your home may be repossessed if you do not keep up repayments on your mortgage.

First Trust Bank 3 Year 2.29% Fixed
Maximum LTV
60%
Initial Rate
2.29% fixed
until 31 Jul 2018
Subsequent Rate
4.75%
Overall Cost for Comparison
4.2% APR
First Trust Bank 3 Year 2.29% Fixed
Maximum LTV
60%
Initial Rate
2.29% fixed
until 31 Jul 2018
Subsequent Rate
4.75%
Overall Cost for Comparison
4.2% APR
Available for first time buyers only.
First Trust Bank 3 Year 2.49% Fixed
Maximum LTV
75%
Initial Rate
2.49% fixed
until 31 Jul 2018
Subsequent Rate
4.75%
Overall Cost for Comparison
4.4% APR

First Trust Bank (NI) Charge Cards

First Trust Bank Gold Visa Card
Card details
Personal Visa
Minimum income
£0
Annual fee
£0
First Trust Bank Business Card
Card details
Business Visa
Minimum income
-
Annual fee
£15
First Trust Bank Business Gold Card
Card details
Business Visa
Minimum income
-
Annual fee
£50

First Trust Bank (NI) Current Accounts

Read customer opinions on First Trust Bank (NI) Current Accounts reviews.

First Trust Bank Classic Account
Account Fee & Requirements
No monthly fee
Overdraft
-
Interest Rate
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged £15 per month.
First Trust Bank Plus Current Account
Account Fee & Requirements
No monthly fee
pay in £1,200+ a month
Overdraft
-
Interest Rate
0.1% AER
(on up to £1,200)
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged EAR (variable).
First Trust Bank Graduate Bank Account
Account Fee & Requirements
No monthly fee
Overdraft
variable interest
& fee free
Interest Rate
0% AER
Representative Example: If you use an arranged overdraft of £1,200 you'll be charged 0% EAR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

First Trust Bank (NI) Reviews

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Used First Trust Bank (NI)? Tell us about your experience because it will help others. Add a review.

These people will put you in good form for your holiday

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by donmcf

Straight forward service

Great service

by , 3 Jul 2013 report review

Great provider , well pleased

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by donmcf

Good service and competative tariffs

Cant complain at all

by , 3 Jul 2013 report review