First Direct

When you open an account with First Direct, you will benefit from great rates of interest on current and savings accounts, no charges for everyday transactions, free text message mini-statements sent to your mobile phone and when you call you will speak to a real person every time, no scripts and no pressing the # key.

We also detail First Direct Insurance products.

First Direct Credit Cards

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Compare more features and benefits of First Direct Credit Cards.

CompareBalance Transfers Intro Purchases Typical APR (variable) Instant Decision 
Rate Duration Fee Rate Duration
Provider Results
First DirectFirst Direct Gold Visa Ex/C OnlyApply
5.9%60 months2.5%0%12 months16.9%Yes
First DirectFirst Direct Visa Credit Card (Black) Ex/C OnlyApply
2.9%6 months0%2.9%6 months17.9%Yes
Most Popular
You may also want to consider these other credit card products as well.
MBNAMBNA Platinum Plus Card
0% on balance transfers for 13 months on transfers made within the first 90 days
More Details: MBNA Platinum Plus Card
Apply
0%13 months2.9%0%3 months15.9%Yes
EggEgg Visa Credit Card
0% anniversary offer for up to five months on balances transferred in Mar 2011 and Mar 2012.
More Details: Egg Visa Credit Card
Apply
0%until Aug 20103%0%until Oct 200916.9%Yes
VirginVirgin Credit Card
Can't wait to get a credit card? They could give you a decision online right now.
More Details: Virgin Credit Card
Apply
0%16 months2.98%0%3 months16.6%Yes
MBNAMBNA Platinum Rewards Card
Earn 1 Reward point for every £1 you spend & redeem them on flights, shopping vouchers & more
More Details: MBNA Platinum Rewards Card
Apply
0%13 months2.9%0%3 months15.9%Yes
BarclaycardBarclaycard Platinum With Balance Transfer Apply
0%until Aug 20102.5%0%3 months12.4%Yes
ArrowCompareCompare details 'side by side' of up to 3 credit cards at a time.
Page 1 of 1. We found 7 credit cards that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

First Direct Mortgages

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Compare more features and benefits of First Direct Mortgages.

CompareMortgage Type Initial Rate Final
Rate
APR Max LTV 
Payable Date/Term
Provider Results
First DirectFirst Direct Term BBR + 2.48% Capped Offset LTV 75% Direct Proceed
Standard2.98%term2.98%3.2%75%
First DirectFirst Direct Term BBR + 2.48% Capped Offset LTV 75% Direct Proceed
Offset2.98%term2.98%3.2%75%
First DirectFirst Direct Term BBR + 2.59% LTV 80% Direct Proceed
Standard3.09%term3.09%3.2%80%
First DirectFirst Direct 2yr 3.49% Fixed Offset LTV 75% Direct Proceed
Fixed Rate3.49%24 months3.69%3.9%75%
First DirectFirst Direct 2yr 3.49% Fixed Offset LTV 75% Direct Proceed
Offset3.49%24 months3.69%3.9%75%
First DirectFirst Direct Offset Standard Variable Rate LTV 75% Direct Proceed
Standard3.69%term3.69%3.8%75%
First DirectFirst Direct Offset Standard Variable Rate LTV 75% Direct Proceed
Offset3.69%term3.69%3.8%75%
First DirectFirst Direct 2yr 3.99% Fixed Offset LTV 75% Direct Proceed
Fixed Rate3.99%24 months3.69%3.8%75%
First DirectFirst Direct 2yr 3.99% Fixed Offset LTV 75% Direct Proceed
Offset3.99%24 months3.69%3.8%75%
First DirectFirst Direct 3yr 4.29% Fixed Offset LTV 75% Direct Proceed
Fixed Rate4.29%36 months3.69%4%75%
First DirectFirst Direct 3yr 4.29% Fixed Offset LTV 75% Direct Proceed
Offset4.29%36 months3.69%4%75%
First DirectFirst Direct 3yr 4.49% Fixed Offset LTV 75% Direct Proceed
Fixed Rate4.49%36 months3.69%4%75%
First DirectFirst Direct 3yr 4.49% Fixed Offset LTV 75% Direct Proceed
Offset4.49%36 months3.69%4%75%
Most Popular
You may also want to consider these other mortgages products as well.
The One AccountThe One Account One Account CAM LTV 75% Proceed
Current Account3.75%term3.75%3.8%75%
The One AccountThe One Account One Account CAM LTV 50% Proceed
Current Account3.65%term3.65%3.7%50%
AbbeyAbbey 5yr 5.79% Fixed R/M C/B LTV 75% Intermediary Proceed
Fixed Rate5.79%02/10/20144.24%5.3%75%
AbbeyAbbey 3yr 4.99% Fixed R/M C/B LTV 75% Direct Proceed
Fixed Rate4.99%02/10/20124.24%4.6%75%
AbbeyAbbey 2yr 4.39% Fixed R/M C/B LTV 75% Direct Proceed
Fixed Rate4.39%02/10/20114.24%4.4%75%
ArrowCompareCompare details 'side by side' of up to 3 mortgages at a time.
Page 1 of 1. We found 18 mortgages that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

First Direct Current Accounts

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Compare more features and benefits of First Direct Current Accounts.

CompareAER% Minimum Requirements Overdraft Monthly
Charge
Manage 
Monthly
Credit
Income EAR% Interest
Free
Provider Results
First DirectFirst Direct 1st AccountApply
0%n/an/a15.9%£250 / 0%£0 yesyes
First DirectFirst Direct 1st Account (with firstdirectory)Apply
0%n/an/a15.9%£250 / 0%£12 yesyes
Most Popular
You may also want to consider these other current account products as well.
Alliance and LeicesterAlliance and Leicester Premier Direct Current Account
6% on balances up to £2,500 & 0% fee-free overdraft for 12 months.
More Details: Alliance and Leicester Premier Direct Current Account
Apply
6%£500n/a0%£2,000 / 0%£0 yesyes
Alliance and LeicesterAlliance and Leicester Premier Current Account
0.5% on balances up to £2,500 & 0% fee-free overdraft for 12 months.
More Details: Alliance and Leicester Premier Current Account
Apply
0.5%£500n/a0%£2,000 / 0%£0yesyesyes
Alliance and LeicesterAlliance and Leicester Premier 50 Current Account
6% on balances up to £2,500 & 0% fee-free overdraft for 12 months.
More Details: Alliance and Leicester Premier 50 Current Account
Apply
6%n/an/a0%£2,000 / 0%£10yesyesyes
AbbeyAbbey Current Account Preferred In-Credit Rate Apply
6%£1,000n/a19.9%n/a£0yesyesyes
HSBCHSBC Current Account Advance
Get up to £50 cash back at various UK retailers when you pay with your Free HSBC Debit Card
More Details: HSBC Current Account Advance
Apply
0%£500n/a19.9%n/a£0yesyesyes
ArrowCompareCompare details 'side by side' of up to 3 current accounts at a time.
Page 1 of 1. We found 7 current accounts that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

First Direct Loans

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Compare more features and benefits of First Direct Loans.

ComparePeriod Lowest Typical APR Loan Amount 
Minimum Maximum APR Loan Amount Minimum Maximum
Provider Results
First DirectFirst Direct Personal LoanApply
12 months84 months8.9%£15,000 to £25,000£1,000£25,000
Most Popular
You may also want to consider these other loan products as well.
Alliance and LeicesterAlliance and Leicester Personal Loan (Exclusive) Apply
12 months60 months7.9%£7,500 to £15,000£1,000£20,000
Sainsbury'sSainsbury's Personal Loan (Semi-Exclusive) Apply
12 months84 months8.1%£15,001 to £25,000£1,000£25,000
Real Financial ServicesReal Financial Services Real Loan (Only Selected Post Codes) Apply
12 months36 months72.9%£750 to £6,000£750£6,000
BarclaysBarclays Barclayloan Plus (Existing Customers Only) Apply
24 months60 months9.9%£15,100 to £20,000£5,000£25,000
HalifaxHalifax Internet Loan (Existing Customers Only) Apply
24 months84 months8.1%£7,000 to £13,000£7,000£13,000
NationwideNationwide Personal Loan Apply
12 months84 months7.9%£7,500 to £14,950£1,000£25,000
Bank of ScotlandBank of Scotland BOS Loan (Semi-exclusive/Existing Customers) Apply
12 months84 months8.1%£7,000 to £13,000£1,000£13,000
Provident Personal CreditProvident Personal Credit Provident Loan (Cash) Apply
8 months14 months254.5%£50 to £500£50£500
Zopa Zopa A-Star Personal loan Apply
36 months60 months7.3%£14,500 to £14,999£1,000£15,000
ArrowCompareCompare details 'side by side' of up to 3 loans at a time.
Page 1 of 2. We found 14 loans that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

First Direct Savings

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Compare more features and benefits of First Direct Savings.

CompareAccount Type Interest Minimum
Investment
Manage 
AER% Paid
Provider Results
First DirectFirst Direct Bonus Savings AccountApply
Instant Access0.2%monthly£3,000 yesyes
First DirectFirst Direct Everyday e-SaverApply
Instant Access1.25%monthly£1 yes
First DirectFirst Direct Savings AccountApply
Instant Access1.05%monthly£1 yesyes
First DirectFirst Direct Regular Saver ISA Ex/CApply
Cash ISA7%maturity£25 yesyes
First DirectFirst Direct Fixed Rate Cash e-ISAApply
Cash ISA2.6%monthly£1 yesyes
Most Popular
You may also want to consider these other savings products as well.
AbbeyAbbey eSaver Issue 2
More Details: Abbey eSaver Issue 2
Apply
Instant Access2.5%choice£1 yes
EggEgg Savings Account (Internet) Apply
Instant Access2.8%annually£1 yesyes
Sainsbury'sSainsbury's Internet Saver Apply
Instant Access0.75%annually£1 yes
Sainsbury'sSainsbury's Internet Saver (Special Offer) Apply
Instant Access2.8%annually£1,000 yes
ING DirectING Direct Savings Account
3% AER guaranteed for 12 months from date account opened (2.96% gross p.a.). Following the 12-month period the rate will revert to the underlying variable rate (currently 0.50%AER/0.50%gross p.a.).
More Details: ING Direct Savings Account
Apply
Instant Access3%monthly£1 yesyes
ArrowCompareCompare details 'side by side' of up to 3 saving accounts at a time.
Page 1 of 1. We found 10 saving accounts that meet your search criteria.
Products listed under 'Most Popular' are the most popular products that can be applied for via money.co.uk.

First Direct Product Archive

You can view a list of First Direct products that are no longer available in the First Direct Product Archive.

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