I've had this card for over 15 years and never had any problems. I have also been offered good promotional rates over the years.
We went with Barclays as they offered the best rate for a 2 year fixed. Their fees wern't too high either. They came up triumps for us with the best overall rate which kept our monthly payments lower than any other mortgage deal we found. The paperwork was all pretty straight forward to so no chasing or waiting around.
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