Good3.9

60% of customers recommended from 1,039 ratings

Barclaycard is a credit card provider, which is a part of the larger Barclays Retail and Business Banking group, and supplies financial products to individuals and businesses on a global scale. In 1968, Barclaycard was founded, and introduced the UK's first credit card to consumers. It has since developed its product range, and now offers credit cards powered by VISA, MasterCard and American Express. Barclaycard has offices in Northampton and London in the UK, as well as worldwide offices.

Barclaycard Credit Cards

Read customer opinions on Barclaycard Credit Cards reviews.

Barclaycard Platinum With Balance Transfer (36 Mths) Semi-Excl
Balance transfers
0% for 36 months with a 2.39% fee
Purchases
0% for 6 months
Representative APR (variable)
18.9% APR
An initial 3.5% fee is applied to balance transfers, but a refund reduces this to 2.39% within 2 days (T&Cs apply). You have 60 days from opening an account to transfer a balance and get the 0% deal.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Barclaycard Platinum With Balance Transfer (32 Mths)
Balance transfers
0% for 32 months with a 1.54% fee
Purchases
0% for 6 months
Representative APR (variable)
18.9% APR
An initial 3.5% fee is applied to balance transfers, but a refund reduces this to 1.54% within 2 days (T&Cs apply). You have 60 days from opening an account to transfer a balance and get the 0% deal.
Representative Example: The standard interest rate on purchases is 18.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 18.9% APR (variable).
Barclaycard Initial Credit Card With Purchases
Balance transfers
34.9% p.a. variable with variable fee
Purchases
0% for 3 months
Representative APR (variable)
34.9% APR
0% interest on all your purchases for three months from account opening.
Not available to applicants who already have a Barclaycard credit card.
Representative Example: The standard interest rate on purchases is 34.9% p.a. (variable), so if you borrow £1,200 the Representative APR will be 34.9% APR (variable).

money.co.uk, Dot Zinc Limited, 160 Fleet Street, London. EC4A 2DQ. We are a Credit Broker for all consumer credit products promoted on money.co.uk.

Barclaycard Charge Cards

Barclaycard Gold Corporate Card
Card details
Business Visa
Minimum income
£10,000
Annual fee
£32
To be eligible for this card you must have an expected gross income of more than £10,000 p.a.
Barclaycard Platinum Corporate Card
Card details
Business Visa
Minimum income
£10,000
Annual fee
£78

Barclaycard Reviews

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Barclaycard originally Goldfish

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

This was originally a Goldfish Card when the benefits were considerably better than they are today, and have got worse since being taken over by Barclaycard. The card is still just about worth having but I think that rewards with some other cards have overtaken it. A positive is that it can be used pretty well everywhere and now there is no need to tell them if you are going abroad.

Points

Value of points less than before

by , 29 Oct 2014 report review

Really pleased with Barclaycard

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Rizvani04

I have two cards. One with 6.8% for life (old and new borrowing) and really high balance available, another with quite high interest but I am regularly being offered 0% balance transfer deals as long as I keep repaying it regularly. I dealt with customer service several times negotiating deals or balance. I was quite successful most of the time.

good balance transfer deals

by , 8 Dec 2014 report review

Brilliant Customer Service

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by bobbylolly570

The service at the local branch is always brilliant and the fraud team are always very quick to call if there is anything that doesn't seam right - they are quick to place a hold on your account and get new cards sent out within a few days. The staff in the local branch are aways so friendly and always happy to help and offer the best possible advice they can.

by , 25 Nov 2014 report review

Barclaycard review

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by kerryW78

I have held my barclaycard since 2007 and have had a good APR interest rate with them and been very pleased with their service to date especially when compared to previous credit cards I've held. Again they have excellent fraud prevention and I was alerted by their team immediately when they had concern about fraud on my account. The website is very clear and provides an excellent easy to view way of seeing your credit limit and current balance and also transactions. I would highly recommend

Excellent service

by , 21 Nov 2014 report review

Perfect Service at all times

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by lowebr

Never had reason to query anything on my statements and I check them religiously each month. I never look at the interest rates as that doesn't apply to me. As I pay my balance off each month I want a credit card with cash back and Barclaycard provides this. My Barclaycard cash back credit card runs like clockwork, I'm pleased to recommend it to anyone. Statements are simple to negotiate and clear to read.

Statements always correct

Reducing cash back

by , 21 Nov 2014 report review

Barclaycard Credit Card

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Greenlizzard

We have a Barclaycard Credit Card it was Goldfish before, it is very easy to apply online, the online account is very easy to use and manage. We always pay off the bill in full every month so can not report on the credit facility, we do however get points which helps us out with Christmas shopping every year. The security details that you have to go through before you can speak to anyone is a bit frustrating though. They could make that bit more friendly especially as the reason you would be calling them is to sort out a problem.

by , 21 Nov 2014 report review

A good cash-back card if you pay in full each month

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Libra

Great if you have a good credit history and pay off the balance in full each month. I have a visa and american express card. American express isn't accepted as widely as visa but pays a better cash-back rate. Bills are sent on-line and itemises all your spending and the cash-back can be claimed at any time. Both cards have the same pin number so easy to remember.

Cash-back

by , 21 Nov 2014 report review

Barclaycard - Credit Card

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

I have had no problems with Barclaycard, other than them changing the card number for some reason and sending me an American Express card, which I don't want, and is associated with the account. It used to be run by Morgan Stanley but when they went bang I guess Barclays stepped in. Ordinarily I wouldn't go near Barclays but it would have meant closing the account down and opening another one. A drag in any language. It has run smoothly though so no complaints.

Cash back

by , 21 Nov 2014 report review

The Credit Card to Carry

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by hannibal

Never had a problem with Barclaycard at all. It's always with me just in case of an emergency and back-up to my debit card. Invaluable for taking abroad and for all my Christmas shopping needs. The fact that it's in my wallet is comforting. Strongly recommend everyone to apply for this product. Customer service is excellent, particularly if you mislay your card. My family are sometimes rather careless with their "plastic" but have received excellent treatment on reporting losses and speedy replacements.

Good service

by , 21 Nov 2014 report review

Good for balance transfers

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by melissa740

Very good balance transfer offer - 36 months at 0%. This is a really long time and really helps if you are trying to clear debt. very easy to set up balance transfers online. The online banking system is clear and straightforward. I have not used for purchases, but highly recommend as a balance transfer card - I think the interest rates can be high if you don't clear debt quickly.

by , 29 Oct 2014 report review